Grayson wrote: » So boards has turned into a place for doxing
Banana Republican wrote: » I don't see the problem? A 70" TV = wow you can pick one up for a few hundred hardly bank breaking A 2016 car = Eh finance anyone. Also could be cheaper than buying an old banger and keeping it on the road so smart move really A dog = Now seriously some of you need to get out more and stop being drama queens.
Banana Republican wrote: » A 2016 car = Eh finance anyone. Also could be cheaper than buying an old banger and keeping it on the road so smart move really
Graces7 wrote: » THank you for being the only poster to focus on the real issue here. All reminds me of the old days when you had to sell your bed sheets before the "relief officers" would give any help... All these benefits are based on actual income not on how you spend it. Which if he has been made redundant will be low indeed. Not on how they lived when he was in work. Sure folk here will say they should have saved, but how many here do that? And yes, a total mess by the council. Again! I am in a similar mess because of a foul up. Waiting for rent allowance to be sorted as the system means that if you cross the county line ( and I was facing eviction where I was as the ll was selling the house and finding a place that allows RA? ) So at present I am paying full rent; am nearly 80 by the way and on a small pension. Cutting back on everything else to sort it as rent comes first. Whatever else goes, rent gets paid. Well into the second month of this mess; at one place it lasted 7 months before it got sorted so I am not hoping for immediate action, and yes I took this cottage with full permission from ll re rent allowance. This is not an instant award; the paperwork involved is amazing. Proof at every level and all gets checked. Amd no not social housing; private rental. So this family will not even be on a council list now. As for luxuries; yes I have a roof and a bed and food. All I need. Even a small car that will soon be heading for the great scrapyard in the sky . No hope of replacing it. SHOCK HORROR ! I have a dog! And cats! Rescues....Small dog who alerts m to any would be intruders. Vet visits are very very rare thankfully. I do not begrudge them their food, and beg at butcher shops. That family has been messed about with by the Council; who are we to judge? Does everyone here live prudently in case they suddenly lose their jobs? My generation was raised to know how to manage with little; seems today's folk are now.Also we could not buy on HP
Graces7 wrote: » HAP is a more complicated system than RA and allows for people to top up rent if their house is higher than the limit we have with RA. So they pay more and can also thus take a better house. And they can still get HAP if they are in effect less dependent on welfare than they would be on RA. When I moved, I was told that as I was getting RA where I lived before and because of my advanced age. I would still be on RA even though this is an HAP area. I was also told that I was lucky ( by HSE) as HAP applications take up to 8 weeks to come through. Checks re rigorous as is right. I seem to remember from somewhere on boards reading that these days there is a Garda vetting? RA and HAP are not instant. Any landlord or agent surely knows that? I was prepared for some delay. Not for the foul up that has developed . To lose a job when you have kids etc is a trauma.
cisk wrote: » Captions like "Just leave this here" on a brand new 20k car, "damn you sports mode" and posts a picture of a speeding fine. Some neck.
jameorahiely wrote: » Yet taxpayers are paying their rent for them. Is there any of these "impending homelessness" stories legit? Are the people who rent privately/pay mortgages mugs? Yes I think we are.http://www.thejournal.ie/homeless-dublin-family-staff-parkgate-hall-3243257-Feb2017/
NIMAN wrote: » People really have no shame any more. In the past you'd be embarrassed to be in the papers admitting you were in trouble, now everyone has a brass neck because its a good way of getting sorted out and jumping queues and waiting lists. I just wish some of these websites and papers would do some more questioning before publishing stories....the Sindo has one too about some young girl lviing in a hotel with her 4yr old and mother who has cancer, but so many obvious questions are being ignored in all these stories.
colm_mcm wrote: » There is pretty much no way buying a car on finance will work out cheaper than buying a cheap car for a few grand. No matter what way you try to justify it, massage the figures, or assume worst case scenarios for used cars. Fact is it's a hugely depreciating asset. Again, the fact that they can tie up a few hundred a month in car finance (assuming it's financed) yet can't or won't pay rent looks bad to a lot of people.
bubblypop wrote: » No one needs money for a brand new car. PCP finance?
iguana wrote: » I just started driving last year. I bought an old car for €800 and spent €150 on parts to make some improvements to it. As a learner driver with a car over 10 years old my insurance was steep, though somewhat mitigated by my age. My emissions tax was low as I went with a small engine. Dividing the costs over 12 months comes to less a month than this man's brother says his monthly car repayments are. In fact the difference is slightly more than I spend on petrol each month. There is just no way on earth that buying a cheap car could ever possibly turn out to be more expensive than buying a new one, my entire annual running costs are less than his finance alone. And hopefully my insurance costs will start to go down once I get a full license and build up a no claims bonus. If/when I go to trade up, I'll probably be able to sell my car for not too much less than I paid for it. And if it ever conks out and will cost more than it's worth to fix, I'll break it up and sell it piece by piece as parts (like the seller I bought my parts from did). Either way, selling my car will pay most of the cost of a replacement.
mickdw wrote: » If you can afford to finance a new car, surely you should pay your own rent.
Banana Republican wrote: » Eh car finance can be as little as 250 a month. Find me a place to rent in Dublin for that.
Mountainsandh wrote: » I have been driving (good) old bangers for years. Mr M and I did the sums, as he was arguing maybe I should turn to newer cars as it might be better value. I didn't because it simply wasn't. It makes total sense to drive a banger if you just want functionality for cheap. (Insurance refusals are an issue now though)
Samuel T. Cogley wrote: » I may have missed it, but where does it say he doesn't have a job? Look like he was working full time. His employer (Sorry went a-stalking) hasn't made anyone redundant.
jameorahiely wrote: » He apparently does have a job, it says in the article. 420 child benefit His brother was also homeless, seems to be the family business
Ubbquittious wrote: » A dog is clearly the height of excess. Used to have one myself but had to give him up for adoption after I was spending thousands a week on dog food
jameorahiely wrote: » What the council say about deposits "If your landlord requires a deposit, you will have to pay this yourself – the local authority will not pay it for you. You may be able to get an Exceptional Needs Payment to help with paying the deposit."
razorblunt wrote: » The same brother now saying that is he who pays the 290 for the car? It's on a lease he says, even though you can't lease in another person's name and also the gobdaw himself has been posting speeding fines so he must be the registered owner of it. They'd be doing well to turn the wifi off in their gaff for a while and lie low.
dexter_morgan wrote: » Some people never dream of building or buying their own house. They think they are entitled to a home that someone else pays for. A relative of my wife recently told me about her troubles trying to get a house. She seem baffled when I told her that I had to pay for my own house. Same person is on single parent allowance. Child benefit for 3 children and another on the way. Her partner is also on welfare (who apparently doesn't live with her). Every time I meet her she complains about the government and rich people not paying enough tax! I often thought about reporting her.
jameorahiely wrote: » You'd have to go to his facebook page for those kind of facts. They wouldn't fit well beside the sad face picture abd woe is me story in the journal
maccored wrote: » read more of the comments and you see his brother bought him the car