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Android Tap and Pay in Ireland [Threads Merged]

Arbie

Google Wallet Tap to Pay is supposed to be available in the US only, but I recently got it to work here in Ireland with an Irish phone and an Irish credit card.

I've got a Samsung Note 4 locked to Vodafone Ireland. I've bought a few items with it and it works every time.

I recently tried it in Italy and it say it doesn't work outside the US.

Has anyone else got it to work?

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Jelle1880

Knasher wrote: »

Hopefully apples launch and the advertising campaign behind it will push the rest of the banks into getting on board.

That's my hope too.

People can say 'Well Android already did it', but it will take a giant like Apple to push other banks to adopt it.

Knasher

Hopefully apples launch and the advertising campaign behind it will push the rest of the banks into getting on board.

dulpit

Just encountered a few apple fanboys geeking out because they could use their phones to pay. I wanted to say I've been able to do that for a while now, but decided against it.

Tom Dunne

errlloyd wrote: »

I also have a feeling that Ulster bank's customers are usually of a slightly older demographic, though I am not 100% on that.

What? I am not old.

Am I?

errlloyd wrote: »

I also could be wrong, but IIRC Ulster bank customers didn't have contactless cards before.

I only got my UB contactless card in the last couple of months, so they are way behind the curve, as usual.

In other news, I went to my local SuperValu at the weekend, bought a few small items. The place was absolutely jam packed. I went to the till, there was an older lady serving who looked particularly stressed out.I was going to whip out my phone, but I just said f**k it, why bother? It's just going to be hassle, I know it. So I paid with cash.

Yggr of Asgard

errlloyd wrote: »

...
That could still be less than 20% of the Irish market.

I agree with you that only a small segment of the population has direct access (without workaround) to the payment method.

But the improvement is possibly going to be in the shops knowledge because of the propaganda machine that the church of apple is going to deploy to ensure that their followers have a smooth experience. Because let's face it, apple is good at that.

Yggr of Asgard

I would be prepared for the "your phone does not look like an iPhone" discussion.

KBC seams to be on the forefront with Apple/Android Pay while the other banks seam to be either split on the front (Ulster/AIB) or totally ignoring it (Permanent).

Good is that boon. is now available both on Android and Apple which makes it easier for those who want to use their phone but don't bank with one of the participating banks.

I'm going to continue using boon. on my Android, I like the fact that it's a prepaid wallet which requires my PIN every single time on the device and even for higher payments I don't need to enter anything on the shops terminal which makes it secure but also easy to use.

But it's surprising that Ireland is getting Android/Apple pay before Germany, sure they are behind in payment technology and the banking system is not easy to move, but it's surprising.

I know a lot of German customers who now are using boon. in the Irish variant to get Android/Apple Pay instead of the French variant as it's easier with English than French.

errlloyd

LeeroyJ. wrote: »

In a couple of weeks this should be much more widespread and less hassle.

I wouldn't get your hopes up. It is only for Ulster bank customers I think that's a reasonably small market share (although concentrated in cities). I also have a feeling that Ulster bank's customers are usually of a slightly older demographic, though I am not 100% on that. I also could be wrong, but IIRC Ulster bank customers didn't have contactless cards before. So that may either push them to phones, or make them reluctant.

Anyway, long story short, at the moment only three groups of people have access to mobile tap and pay without boon.

AIB Android customers
Apple Ulster Bank customers
Any KBC customer

That could still be less than 20% of the Irish market.

LeeroyJ.

This is great news. Unfortunately it's true that the general public doesn't pick up on features until apple launches something similar. In a couple of weeks this should be much more widespread and less hassle. Looking forward to using Android Pay again without having an argument at half the transactions.

Yggr of Asgard

Well according to the previous posts of the Apple Fan Boys, as of today there should be no more issues paying with phones, because now that Apple has "invented" mobile payments and the great Irish public who loves Apple so much will fall in line and just accept it.

But it's great news that another form of payment is available and unfortunately it seams that the Apple Fan Boys are right, it brings move publicity and makes it easier.

Now the big advantage for apple users not banking with ulster/KBC they can use boon. with is a prepaid wallet directly in Apple pay (boon. is also available on Android but is a separate app not directly integrated in Android Pay).

AlmightyCushion

NikoTopps wrote: »

Great news! Good to have other big player in market and fair play to KBC for having both!

Meanwhile I try to use Android Pay in a Tesco few minutes ago, phone vibrate but terminal sat payment not processed. Very odd.

I tried it the other day in tesco and it worked perfectly. It was my first time using android pay but I can see myself using it more often.

NikoTopps

dulpit wrote: »

He was right: http://www.irishtimes.com/business/technology/apple-pay-contactless-service-launches-in-ireland-1.3000151

Great news! Good to have other big player in market and fair play to KBC for having both!

Meanwhile I try to use Android Pay in a Tesco few minutes ago, phone vibrate but terminal sat payment not processed. Very odd.

OldMrBrennan83

This post has been deleted.

dulpit

NikoTopps wrote: »

I hope this is truth because the more the merrier! I am sure we will see the Apple Pay stick all over if it do launch in Éire, unlike the Android Pay where you cannot see it anywhere!

He was right: http://www.irishtimes.com/business/technology/apple-pay-contactless-service-launches-in-ireland-1.3000151

DopeTech

NikoTopps wrote: »

I hope this is truth because the more the merrier! I am sure we will see the Apple Pay stick all over if it do launch in Éire, unlike the Android Pay where you cannot see it anywhere!

M&s and Dinners accept android pay now. It's gradually making its way out there but could do with education given to the retailers. Also annoying that some don't allow transactions over €30 on Android pay.

NikoTopps

thomasj wrote: »

A little more on this seen as Apple pay is mentioned here, reports saying Apple pay will launch in Ireland today, for Ulster Bank and KBC customers.

It still wouldn't convince me to go out and buy an iPhone!

I hope this is truth because the more the merrier! I am sure we will see the Apple Pay stick all over if it do launch in Éire, unlike the Android Pay where you cannot see it anywhere!

thomasj

dulpit wrote:

As for thinking that apple pay (if it comes) will make it all okay, it's not needed. People know it works, it's a perfectly acceptable form of payment all over the place now.

A little more on this seen as Apple pay is mentioned here, reports saying Apple pay will launch in Ireland today, for Ulster Bank and KBC customers.

It still wouldn't convince me to go out and buy an iPhone!

Yggr of Asgard

Just because Apple Fanboys are looking down on Android users does not mean that payments via phone are not already working.

I'm using my phone since a long time to pay (even before Android Pay came to Ireland) and while there from time to time are hickups (just as there are with card payments) ever since Android Pay launched it has become routine for most people.

Androidpay is just one example of pay by phone, there are loads of solutions out there and all offer different advantages. The solution I use is also allowing higher payments without the need to enter the PIN on the terminal (as it's done in the App) which can sometimes create an initial confusion but once the shop person sees "approved" on their terminal that is all they care about. Some terminal don't like payments via NFC for over 30€ but once again that is than clearly shown on the error message.

Why people think it's an embarrassment when the terminal asks for additional details, is beyond me. Just because some person in the queue immediately jumps to the conclusion that it must be "declined" does not cause my any trouble. I know I have the funds, it's a technical problem and it's up to the shop to sort it out if needed. I don't care what the people in the queue think, it's their problem not mine.

Sure once Apple launches their restrictive product for their restrictive environment it's all going to go even better because more people are aware of it, but in the meantime there is no issue with payment by phone.

errlloyd

Reati wrote: »

Was asked to sign once in Topaz. That's it so far.

Have only ever been asked to sign in topaz, but I get asked to sign there every time.

dulpit

Patww79 wrote: »

This post has been deleted.

I'm going to have to call bull**** on this I'm afraid. I've used android pay loads of places, only 2 people were surprised I could do it, and 1 of them was because they thought their card machines hadn't yet been updated to allow contactless. Other than that, it's been seemless and I've had none of this "dodgy" looks.

As for embarrassment when they ask for card, it's not. It's a minor inconvenience, but one you would have to go through using a contactless card anyway, it's not specific to android pay.

As for thinking that apple pay (if it comes) will make it all okay, it's not needed. People know it works, it's a perfectly acceptable form of payment all over the place now.

OldMrBrennan83

This post has been deleted.

Reati

Was asked to sign once in Topaz. That's it so far.

dulpit

It's only happened to me once so far, oddly enough at a McDonald's drive-thru... Lucky I had my wallet on me, I hadn't planned on bringing it with me for the quick spin.

TheChizler

I haven't figured out those security checks yet. They come up every so often for large purchases, asks for the pin and when I put it in both the app and the terminal freeze.

Tom Dunne

So I was feeling sorry for myself this morning and decided I needed a McDonald's coffee (which, of course turned into a Sausage McMuffin sandwich). Seeing the Android pay sign at the drive through, I decided I would use my phone to pay.

The phone vibrated to acknowledge the payment, but the payment terminal flashed up "Security Check". So I had to dig my card out of the wallet and suffer the indignity of having to insert the card and the PIN. Oh, the humanity. :pac:

Is this normal for the first time use?

[Deleted User]

Had a pretty funny experience at Nike Outlet yesterday. Used my phone to pay for something around €70. I was concentrating on paying, but the Mrs said that the girl behind the counter was pulling a face like she had no idea what I was doing. Afterwards, the girl serving me said she had never seen anyone do that before....you'd wonder why they don't tell their staff about it.

Reati

Patww79 wrote: »

This post has been deleted.

Seriously, what embarrassment would you suffer at tills?

You seem to be convinced the Apple pay is going to kick start Android pay acceptance yet it works the same way.

Most people here are using it with zero embarrassment as you put it. AIB have had plenty of ads on TV for Android pay and as I said to you in another thread I use it daily around the East and South East area with no problem. If you encounter a store where people are difficult it's very easy to educated them as errlloyd mentioned in his example.

I seriously think you are just looking to find fault with a new technology which will have teething pains.

Android pay is a great companion to have and I'm fully converted to using it where it's the best method for me.

errlloyd

Patww79 wrote: »

This post has been deleted.

I haven't had to explain it in a while BUUT.

The cashier at O Brien's offlicense in Donnybrook was halfway through saying "that won't work" when it beeped, and he was fairly impressed.

I am loving it tbh. I went on two pretty long runs last week with just my phone for music, no wallet. Both times I was able to drop in to a shop and grab something a quick snack paying with my phone.

dulpit

I've not had to explain to anyone, but the girl in McDonald's drive though in Naas on Friday was totally impressed..

Meant to comment here the other day, did anyone notice the love hearts appearing after payment on valentines ?

Arbie

Patww79 wrote: »

I wouldn't even try to use it until it's down to zero embarrassment at tills, even once my bank does it. And we won't get to that stage until Apple pay arrives.

How often these days are you.left explaining at a till? Has that part got better at all since launch?

I haven't had to explain in a while, when I wave the phone people know, although every day someone says it's the first time they have seen it used. I've heard a few people refer to it as PayPal.

I used it for a transaction over €150 in M&S today - I was surprised such a high amount went through.

OldMrBrennan83

This post has been deleted.