Pheonix10 wrote: » Thanks! So the property must be built between 2016 and 2019?
Michael D Not Higgins wrote: » http://www.revenue.ie/en/tax/it/reliefs/htb/index.html
Pheonix10 wrote: » Sorry if this has already been discussed but does this just apply to new builds? And if so what years does this apply to or is there other factors? Thanks
metricspaces wrote: » That was my understanding too. You wouldn't be signing two contracts and you wouldn't be signing a contract with the builder when keys were being handed over.@siobhan1983 I would double-check with your solicitor. Maybe there is something particular about your situation. But it sounds like you signed contracts before the starting date for HTB.
68 lost souls wrote: » It would be a booking deposit initially normally of 5-10k and then later you sign the contracts and pay the balance of normally 10%
metricspaces wrote: » I thought there is just one contract you sign. You sign it and then builder signs it, at which point you are legally obliged to buy the house. My understanding is that it is the date you signed this contract that Revenue will use to determine if you are eligible for HTB. Why would you need to sign another contract when you get the keys? Who are you signing the contract with? You've already signed a contract to buy the house.
siobhan1983 wrote: » I signed forms at the start to reserve the house but didnt sign the final contract until the handover of keys.
metricspaces wrote: » So you had to sign twice, on two different dates?
notkenny wrote: » as far as I know, You will have to give this codes to builders and bank because Revenue will contact the builder to verify your purchase. Once they are happy with verification you get your money from Revenue directly to your bank account.
Freddy2017 wrote: » Had you received a 'claim reference number'? Our application was accepted and we received access and application codes and got a message to say what amount of a refund we would be getting. I submitted my claim about two weeks ago and got a claim reference number. I rang revenue the other day and the lady seems to think that my claim is through but that there is a technical issue and they don't know why I haven't received a message to say refund is being issued. She said it is gone to IT support and I should hear soon. I am starting to panic a little now because I have heard nothing since. I read on a previous post that someone was told that once you receive a claim reference number it means that the money will be paid. Is this right? At what point is the claim accepted?
Auburn_ wrote: » They need the access code and the application code to verify how much the maximum is that you can get on the rebate.
siobhan1983 wrote: » My solicitor got back to me again this evening and as I didn't sign the official handover contracts until after that then I should qualify. She said she will send in representation on my behalf if it comes to it.
SSeanSS wrote: » is it possible to apply for mortgage with only 5% deposit and fill the other 5% with the scheme? Or would you have to have the 10% initially and then claim back after mortgage was approved for the 5%?
davidsr20 wrote: » U have to have signed after July 19th or u don't qualify. This have always been the Num 1 rule.
lunamia wrote: » Hi guys, there's something not completely clear yet. As retrospective purchaser, should I give the Application Code and the Access Code to the Builder and Bank? Because I understood I had not to give these codes, considering I already paid the deposit in total, I already completed the purchase before Christmas, I'm already paying the mortgage and living in the house. But the Revenue is making a lot of confusion, they said I should give the code the the developers and mortgage provider's institution. I'm very confused... Anyone can give suggestions please?
davidsr20 wrote: » Is your builder on the list?
siobhan1983 wrote: » It said or drawn down of mortgage also so thts why my solicitor felt I was definitely entitled to it. Oh there apparently were some files that have slipped through the helpdesk file so yours may be one of them!
tbayers wrote: » It is pretty open though, the only date that needs to be met is the contract being signed on or after July the 19th.At least you can get in contact with someone, I have rang three times now as my claim and documents are all in. Everytime they just say Kilkenny are looking into it without being able to give me a number for this office.
siobhan1983 wrote: » tbayers wrote: » Did you sign your contracts before the 19th of July. If so im afraid you won't qualify. Which I find to be ridiculousness, surely it should be the day the house is finalised, ie the day you move into the house! We were lucky, we signed the contracts on the 22nd of July, very close! It's very very unfair. Apparently if it was a self build I would have been ok but because it was a purchase from a builder in an estate I won't qualify. My mortgage wasn't drawn down until August this year. The fact my solicitor was sure I would get it also is making me still question them. They don't seem to have a clue when you ring. It's really trial and error!
tbayers wrote: » Did you sign your contracts before the 19th of July. If so im afraid you won't qualify. Which I find to be ridiculousness, surely it should be the day the house is finalised, ie the day you move into the house! We were lucky, we signed the contracts on the 22nd of July, very close!
