MeTheMan wrote: » Gender: Male Age: 26 Location: Leitrim Car: 2006 2.0 ltr Toyota Avensis Licence: Full Irish, 7 year NCD: 6 years No claim, points, or medical. Cover: TPFT Add: Partner female 23 (2 years full license) Aviva last year: €728. Renewal: €776. Get it down to €724 (Because I'm loyal) All quotes are TPFT. Allianz: €1524 123: €904 AXA: €1937 BestQuote: €1654 QuoteDevil: €795 Chill: €1731 Liberty: €1050 QuoteMe: €1316 Post: €1169 AIG: €2054 BoI: €1029 CoverinaClick: €855 xsDirect: €2200 Glennon: €853/ Fully Comp €1101 FBD: Couldn't give me a quote there and then. Havn't rang me back yet. So unless FBD are less I'll be sticking with Aviva!
Potential-Monke wrote: » Your Age: 33 Car type and engine: 2002 Mercedes E220 2.2 years driving: 9 any claims: no Price and provider: 1300 appx Bit of background. I was living in Ferrybank, Waterford for the last 7 years. For anyone that doesn't know, it's basically Waterford City. I moved back home to Co. Limerick, a little village 20 minutes from the city. In Ferrybank, I got a quote for the year of €425, or €30 a month, which ive been paying for the last 6 months. When I moved address, it went up by €440 appx, or from €30 to €115 a month. I've rang around and the cheapest I can get is €1200 tpft. I have effectively been priced out affording insurance. I've changed jobs and have gone back to minimum wage. I've tried other cars in my price range and I can't afford anything over a 02. Because of this, some companies won't even quote me. One told me I need to buy a newer car (the cheeky...). Liberty have said it's due to claims and crashes in my new area, but I can't see how a country address (which hasn't had a stolen car anywhere near it for 33 years at least and few crashes) from a place that had crashes every day and one stolen car a week at least (I was a garda). They are refusing to back this up by giving me proof. I've a complaint gone to the Financial Ombudsman over it. It's the only service I can think of that doesn't require to provide proof of their nearly 400% increase! I can no longer afford insurance, and I've never even had so much as a scratch or claim.... I honestly don't know what to do...
techdiver wrote: » It's laughable. One of the gripes the insurance companies have is the fact that according to them a third of accidents involve uninsured drivers. With the increases in premiums they are now completing a self fulfilling prophecy by encouraging uninsured drivers. In their defense this could be easily combated by introducing a system that cross references registered cars with insurance policies. Over night you could resolve the issue of uninsured drivers.
JamboMac wrote: » not really, people should be smart enough to know if i can't afford insurance, i can't drive. Not i can't afford insurance well i'll drive without because its clearly somebody else's fault like all the learners on the road that shouldn't be there.
Colash wrote: » Age 31 NCB maximum Point zero Full license 11 years No claims or convicted Car is a 1.6 2009 Volvo s40 diseal Insured it with a broker through Zenith insurance at 550€ fully comp Rewnal came in post this morning at 1150€ 😂😂😂😂😂 It's comical at this stage !!!
KC161 wrote: » Your own details are near identical to my own. I've a focus with the same engine and same year. AXA quoted me 700e. up from 550e the previous year. What did you give for your occupation? County of residence?
Colash wrote: » Security guard and Ireland . I've rang a few places and 700 is best I can get . . Which to me is still a big increase
KC161 wrote: » I changed addresses here in Cork and it made a difference in the premium,yeah I know Ireland,what I meant was Cork,Kerry,Limerick etc etc, every county has a different risk attached in their opinion whether right or wrong. Say Knocknaheeny in Cork is more of a risk than say Foxrock in Dublin. You ended up with the same quote as myself. Insurance is like a Lottery. Got only knows what numbers they'll hand out.
Colash wrote: » Apologies I thought your post said country . I'm in Roscommon
readytosnap wrote: » 50 2014 vw up 1.0 1 claim last year (none prior to that) €7000 for a new engine (contaminated fuel) renewed with Aviva (stayed with them as they did pay my claim, unlike a lot of other insurance companies) €364 fully comp, ncb protection, personal worldwide injury insurance included (for any injury sustained as a fee paying passenger on any transport) Wife on policy also, both have full licence, driving of other cars.
wotzgoingon wrote: » Jesus you got off very lightly with a claim and all.
SCOOP 64 wrote: » 1998 opel astra 1.4 ,no points, full NCB,no claims, €272 fully comp, renewal notice,bank of ireland (rsa) being over 15 yrs was expecting worst, but did get extra discount for being BOI customer.
wotzgoingon wrote: » What age are you? I'm being robbed paying just under a grand. 2001 Subaru Impreza WRX, 2 litre turbo petrol.
