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Child Item

Car insurance - tell us your quotes/renewals

jordanfaf

Just curious as to what people pay.
Your Age:
Car type and engine:
years driving:
any claims:
Price and provider:

Mine go as below

Age:18
Car: 2006 mini cooper S 1.6 172bhp
Years driving: year and a half
claims: 1 claim last year
price and provider: 1200 with Aviva

Pretty reasonable price considering claim and high performance I think

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MarkN

Gender: Male
Age: 34
Car: 2008 BMW 635
Licence: Full Irish 15 years
Points: 0
No claims: 12 years
Named driver: Wife, 33, full licence, max no claims etc
Cover: Comp with full bonus

2016 price: Renewal with Aviva : €1400 (got them down to 1150 or something)

Best quote : An Post €935 (if I drop to step back and 600 excess)

Just off the phone to Allianz and they "don't quote BMWs over 2.2" - joke shop.

I'm still not happy with 935 so I'll keep searching...

boardsuser1

Special Circumstances wrote: »

What is this grouping you speak of?

When i tried doing a temporary transfer a few months back they were mentioning groups. Seems to be going towards the UK model here.

Special Circumstances

cplwhisper wrote: »

Group 37 grandis thus far higher rate that other large MPVs

What is this grouping you speak of?

cplwhisper

Group 37 grandis thus far higher rate that other large MPVs

flutered

05 Mitsubishi grandids ,2.0d over 40 years accident free driving, quote 780

Staph

Car: 2.5T Subaru Forester
Full License: 3 years
NCD: 4 years
Accidents/claims: None
Points: 0
Named driver: Partner with own car, license over 10 years, 3 points
Cover: Fully comp, breakdown, window, 3rd party driving other cars
Renewal from Zurich: E1440 up from E950ish. I have moved house,wanted E1800 for new address
New premium Alliance: E1130, this includes a discount for having another policy with them

AIB E1250
AA E1533
Liberty E1190
25plus E1162
123 E1163
Aviva, AIG, FBD wouldn't quote

bruce wayne

Galwaytt - That is insane.

My renewal just came this morning exact same car and mileage as you, I'm 41 and in Dublin.

Last year was €480 this year they want €734. I have started the ring around yet...so we'll see where we end up!

vandriver

So the insurance companies need to increase their income by about 40% to break even without investment income included.I'd say they've achieved that this year.

Special Circumstances

Kintarō Hattori wrote: »

Here's why your insurance premiums look set to rise more this year http://jrnl.ie/3000662

Some glorious gibberish in that piece "we'll have to charge more so that we become profitable so that we can charge less". What the fup is going to magically change in the costs side that will allow them to charge noticeably less after being profitable for a few quarters?

Kintarō Hattori

Autosport wrote: »

Where did you hear that??? That actually breaks my heart

Here's why your insurance premiums look set to rise more this year http://jrnl.ie/3000662

Autosport

Special Circumstances wrote: »

The beatings will continue until morale improves

Then AutoSport will just be Sport, can't take much more

Special Circumstances

Autosport wrote: »

Where did you hear that??? That actually breaks my heart

The beatings will continue until morale improves

Autosport

Kintarō Hattori wrote: »

Haven't the insurance industry said this week that we can expect 2017 prices to be higher again?

Where did you hear that??? That actually breaks my heart

Kintarō Hattori

Haven't the insurance industry said this week that we can expect 2017 prices to be higher again?

Special Circumstances

Unless your occupation involves setting up explosives in remote places at night while drunk, or you are an electronic engineer, it looks like 2points is enough to trigger the old "we need to talk" with an post. Jaysus.

Timooo_23

Gender: Male
Age: 27
Car: 2007 Honda Civic Type R
Licence: Full Irish 6 years
Points: 0
No claims: 4 years
1 claim just over 4 years ago
Claimed €1500, not my fault (which doesn't matter it turns out)
Cover: Third party fire and theft. Windscreen and breakdown cover

2016 price: Renewal with Aviva : €3985

Best quote : €1800 xs direct (€3000 excess)

2015 Price: €1100 fully comp
Company: Aviva

Most insurers, and I called all of them, would not quote the car. At all. The ones that did varied from €2500 to €5450!

I know it's a performance car, but seriously... I was told I should sell my car because next year it'll probably double again.

[Deleted User]

Gender: Male
Age: 46
Car: 2011 Renault Fluence
Licence: Full for 22yrs
Points: 2 - Speeding in 2014
No claims: 9+ years (never had claim)
Cover: Fully comp with full NCD protection, Windscreen and breakdown cover
2015 Price: €420
Company: 123.ie

All quotes include spouse as named driver with no points, full licence 10+ years, full no claims and own insurance and car.

Quotes so far:
123.ie: €567
Alliance: €580
25plus (AIG): €455
AIG: €560
Aviva: €577
Quote Devil (Zurich): €478
Chill: Between €860 and €1900
An Post: No online quote, have to call

So, I might be tempted to go with Quote Devil. Still 3 weeks to renew so will make a few calls. Would prefer to go with one of the big name insurers directly if possible. Chill.ie are a disaster, they must not want any business!

Special Circumstances

Bizarre, An Post wouldn't touch me! No at fault claims, no points, max bonus.

wotswattage

Gender: Male
Age: 31
Car: 2007 Mazda 6 M P S (260bhp)
Licence:Full for 8 years
Points: 0
No claims: 8 years
Cover: Fully comp
2015 Price: €680
Company: Axa

2016 renewal price €1520

(got them down to €1200 on the phone)

Did a good bit of searching online best was An Post €707! Not a huge increase on last year so I guess I'm happy but it should be going down not up. I'm a year older with a year more no claims. An Post only recognise 5+in any case.

Funny (not actually funny) that Bank of Ireland were highly recommended on this thread but they were my highest! They are literally pulling numbers out of a hat!

Many of the insurers also have completely different comprehensive policies with loads of extras some useful some probably useless. Mine is no frills bar having stepped back NCB, windscreen and breakdown.

-An Post €707
-123.ie €805
-Allianz €840
-Super Valu 3rd party f+t €850
-AA €883
-25 plus €890
-Campion €1120
-AXA €1200
-Chill Quick quote was around €800 but it went to €1400 for the full quote
-Bank of Ireland €1428
-Blue insurance no quote
-Zurich No quote online
-FBD No quote online
-Aviva No Quote online
A few others were so high I didn't even bother taking the price down...

Edgarfrndly

Saul T Nutzz wrote: »

Insurers generally don't like Minis.

My wife has one at the moment and the best we could get at her renewal in May was €610 with Allianz. Next after that was AIG at €820.

I was with AIG last year for 540, but this year they wanted 1250. Shopping around like crazy right now. 25plus.ie was very cheap but the reviews of their customer service seems to be horrid, so I'm not sure if it's worth it. Will try Allianz next - thanks.

Liam McPoyle

Edgarfrndly wrote: »

The mind boggles.

I've a 1.6 litre mini cooper. 8 years no claims / full license. No penalty points. 33 years old. Cheapest I can get a renewal with aviva is 1000. Your car is far more powerful.

Insurers generally don't like Minis.

My wife has one at the moment and the best we could get at her renewal in May was €610 with Allianz. Next after that was AIG at €820.

Edgarfrndly

SpannerMonkey wrote: »

Gender: Male
Age: 32
Car: 08 Bmw 730d Sport (3 litre 231bhp)
Licence:Full for 9 years
Points: 0
No claims: 9 years
Cover: Fully comp
Price: €860
Company: Aviva

initially my renewal price was €1047 but after i rang them up and asked for a discount they dropped it to €860 . by far the cheapest i could find but still up from €490 last year . next cheapest was Blue insurance at €992 Bank of ireland at €1010 . the dearest was liberty at something like €4000

The mind boggles.

I've a 1.6 litre mini cooper. 8 years no claims / full license. No penalty points. 33 years old. Cheapest I can get a renewal with aviva is 1000. Your car is far more powerful.

cplwhisper

Check the underwriters are both could be same, confirm you have at minimum a step-back bonus protection, conform if F&T claims effect the policy

cplwhisper

Google review the underwriters.. both agents/brokers have had bad reviews when trying to get through on phones.

[Deleted User]

Insurance renewal just came in and have been shopping around. Will post details later. Quick question though, Quote Devil is coming in slightly higher than 25plus but have heard a few bad stories about 25plus. Would it be worth paying €30 extra and going with Quote Devil?

Quotes aren't too bad considering what's been posted here. Will post full details after a few more quotes come in.

cocoman

galwaytt wrote: »

Gender: Male
Age: 49
Car: 01 Audi TT225 1.8 petrol. 5k kms annual mileage
Licence: 30 years - RoSPA Advanced and IAM advanced as well.....
Points: 0
No claims: Max - 10+ years
Cover: Fully comp
Price: 2016 - 1,016 - 1,249 (2015 = 530)
Company: various

** Just to add insured an 1450cc H-D for 360 full comp **

Just doesnt make sense ....

Insane

galwaytt

Gender: Male
Age: 49
Car: 01 Audi TT225 1.8 petrol. 5k kms annual mileage
Licence: 30 years - RoSPA Advanced and IAM advanced as well.....
Points: 0
No claims: Max - 10+ years
Cover: Fully comp
Price: 2016 - €1,016 - €1,249 (2015 = €530)
Company: various

** Just to add insured an 1450cc H-D for €360 full comp **

Just doesnt make sense ....

SpannerMonkey

KC161 wrote: »

Isn't blue insurance a 2 year policy?

they do 2 year policies but that was a price for 1 year . they only offer 2 year policies on cars with engines smaller than 2.2 litre

boardsuser1

SpannerMonkey wrote: »

Gender: Male
Age: 32
Car: 08 Bmw 730d Sport (3 litre 231bhp)
Licence:Full for 9 years
Points: 0
No claims: 9 years
Cover: Fully comp
Price: €860
Company: Aviva

initially my renewal price was €1047 but after i rang them up and asked for a discount they dropped it to €860 . by far the cheapest i could find but still up from €490 last year . next cheapest was Blue insurance at €992 Bank of ireland at €1010 . the dearest was liberty at something like €4000

Isn't blue insurance a 2 year policy?

SpannerMonkey

Gender: Male
Age: 32
Car: 08 Bmw 730d Sport (3 litre 231bhp)
Licence:Full for 9 years
Points: 0
No claims: 9 years
Cover: Fully comp
Price: €860
Company: Aviva

initially my renewal price was €1047 but after i rang them up and asked for a discount they dropped it to €860 . by far the cheapest i could find but still up from €490 last year . next cheapest was Blue insurance at €992 Bank of ireland at €1010 . the dearest was liberty at something like €4000