Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Homeless in 7 days

Options
  • 26-03-2012 9:09pm
    #1
    homeless13
    Closed Accounts Posts: 28 ✭


    So it has finally happened, the bank have decided to foreclose on the house, fun times.

    oh and btw it wasnt my mortgage so I really don't feel like hearing well you shouldn't have taken it out in the first place. The mortgage is for well under 100k and the arrears are so small, well let's put it this way you'd get more on the dole in a year.

    So yeah just wanted to say **** the bank and their solicitors letter. So AH any tips on homeless life that will be useful and cheer me up some, pretty much one of the worst days of my life do far...


«134567…12

Comments

  • Options
    #2
    [Deleted User]
    Posts: 14,344 ✭✭✭✭ [Deleted User]


    Still, so long as you can afford the internet. :)


  • Options
    #3
    The King of Moo
    Registered Users Posts: 8,207 ✭✭✭The King of Moo


    Rent a flat.


  • Options
    #4
    Fukuyama
    Registered Users Posts: 3,023 ✭✭✭Fukuyama


    My sincere condolences.

    Must be a ****e time for you. :(


  • Options
    #5
    TanG411
    Closed Accounts Posts: 2,836 ✭✭✭TanG411


    https://www.youtube.com/watch?v=0sq8VDXlWQk


  • Options
    #6
    questionmark?
    Registered Users Posts: 3,074 ✭✭✭questionmark?


    homeless13 wrote: »
    So it has finally happened, the bank have decided to foreclose on the house, fun times.

    oh and btw it wasnt my mortgage so I really don't feel like hearing well you shouldn't have taken it out in the first place. The mortgage is for well under 100k and the arrears are so small, well let's put it this way you'd get more on the dole in a year.

    So yeah just wanted to say **** the bank and their solicitors letter. So AH any tips on homeless life that will be useful and cheer me up some, pretty much one of the worst days of my life do far...

    Doesnt sound like you had a mortgage or house anyway.

    In order news OP gets thrown out of somebody elses house, leaves Leitrim, finds the internet and signs up to boards. Go you!


  • Advertisement
  • Options
    #7
    Ghost Buster
    Banned (with Prison Access) Posts: 5,172 ✭✭✭Ghost Buster


    homeless13 wrote: »
    So it has finally happened, the bank have decided to foreclose on the house, fun times.

    oh and btw it wasnt my mortgage so I really don't feel like hearing well you shouldn't have taken it out in the first place. The mortgage is for well under 100k and the arrears are so small, well let's put it this way you'd get more on the dole in a year.

    So yeah just wanted to say **** the bank and their solicitors letter. So AH any tips on homeless life that will be useful and cheer me up some, pretty much one of the worst days of my life do far...

    Have a look around youtube. there is a video posted by a group who will legally face down the sheriff when he comes to evict you. Its unconstitutional to evict any one from their home. Sorry i cant be of more help. Good luck. It must be rough


  • Options
    #8
    Chucky the tree
    Closed Accounts Posts: 19,341 ✭✭✭✭Chucky the tree


    homeless13 wrote: »
    So it has finally happened, the bank have decided to foreclose on the house, fun times.

    oh and btw it wasnt my mortgage so I really don't feel like hearing well you shouldn't have taken it out in the first place. The mortgage is for well under 100k and the arrears are so small, well let's put it this way you'd get more on the dole in a year.

    So yeah just wanted to say **** the bank and their solicitors letter. So AH any tips on homeless life that will be useful and cheer me up some, pretty much one of the worst days of my life do far...



    If the arrears are so small then why don't you pay them?


  • Options
    #9
    BrokenArrows
    Registered Users Posts: 7,500 ✭✭✭BrokenArrows


    To be fair as a homeless person you will probably be better off financially. Tonnes of hand outs from the government.


  • Options
    #10
    stupidusername
    Closed Accounts Posts: 14,762 ✭✭✭✭stupidusername


    So what did happen, if it wasn't your mortgage was the problem?

    A good rain jacket, that's what I suggest you take with you.


  • Options
    #11
    Butterface
    Registered Users Posts: 731 ✭✭✭Butterface


    Who's mortgage is it? And what did you do with that person OP????


  • Advertisement
  • Options
    #12
    cml387
    Registered Users Posts: 8,398 ✭✭✭cml387


    So what circumstances have led you to this sorry pass?

    There are a thousand stories in the naked city,can you share yours?


  • Options
    #13
    FearDark
    Banned (with Prison Access) Posts: 9,425 ✭✭✭FearDark


    Definitely post about it in AH, you will receive sound advice from those fine chaps.


  • Options
    #14
    cml387
    Registered Users Posts: 8,398 ✭✭✭cml387


    FearDark wrote: »
    Definitely post about it in AH, you will receive sound advice from those fine chaps.


    That thing about the rain jacket though...


  • Options
    #15
    Fighting Irish
    Registered Users Posts: 7,065 ✭✭✭Fighting Irish


    lol


  • Options
    #16
    Jenroche
    Registered Users Posts: 280 ✭✭Jenroche


    My sympathies, OP. However, if you are looking for constructive advice I think AH is the wrong forum to post in. I would recommend you contact somewhere like Focus Ireland for sound advice. Best of luck.


  • Options
    #17
    Hande hoche!
    Registered Users Posts: 7,523 ✭✭✭Hande hoche!


    Crash on various friends' couches.


  • Options
    #18
    frozenfrozen
    Registered Users Posts: 7,882 ✭✭✭frozenfrozen


    lol


  • Options
    #19
    [Deleted User]
    Posts: 16,720 ✭✭✭✭ [Deleted User]


    Ghost Buster wrote: »
    Have a look around youtube. there is a video posted by a group who will legally face down the sheriff when he comes to evict you. Its unconstitutional to evict any one from their home. Sorry i cant be of more help. Good luck. It must be rough

    He was since evicted.


  • Options
    #20
    Where To
    Closed Accounts Posts: 5,455 ✭✭✭Where To


    This story doesn't make any sense . .


  • Options
    #21
    as125634do
    Closed Accounts Posts: 78 ✭✭as125634do


    be glad you will be sleeping rough in a mild climate


  • Advertisement
  • Options
    #22
    minidazzler
    Registered Users Posts: 14,739 ✭✭✭✭minidazzler


    Take a **** in every room before you move out.


  • Options
    #23
    yermandan
    Registered Users Posts: 2,068 ✭✭✭yermandan


    Go to the Focus Ireland Coffee Shop & Advice Centre on Eustace Street, Dublin 2. Open 10.30 - 5pm tomorrow. Or call them on 01-6712555.

    Best of luck


  • Options
    #24
    aquaman
    Registered Users Posts: 172 ✭✭aquaman


    I know OP. You just need to vent.
    Go on let it all out there.......


  • Options
    #25
    Gummy Panda
    Closed Accounts Posts: 20,919 ✭✭✭✭Gummy Panda


    Don't you have to either consent to repossession of your home or fail to adhere to a repayment plan and bank has to get a court order?


  • Options
    #26
    homeless13
    Closed Accounts Posts: 28 ✭homeless13


    Just to clarify, it was parents mortgage,long and complicated story. Can't pay the mortgage myself because I am a student, we tried negotiating with the bank, to lower the payments some so we could manage them they refused.

    Most of my college assignments are due this week, i also have an exam tomorrow,I just don't know how I am going to go in and pretend that everything is fine when it so far from is. Or focus in any, way, shape or form.

    The hardest part for me is that I am gong to have to rehome my pets, because I can't provide a home for them anymore.

    We didn't bury our heads in the sand, we tried to sort things out everyday we could, just met closed doors at every turn.


  • Options
    #27
    The King of Moo
    Registered Users Posts: 8,207 ✭✭✭The King of Moo


    I'm sure you have some relatives who'll take you in for a while.


  • Options
    #28
    Copper_pipe
    Registered Users Posts: 11,553 ✭✭✭✭Copper_pipe


    homeless13 wrote: »
    Just to clarify, it was parents mortgage,long and complicated story. Can't pay the mortgage myself because I am a student, we tried negotiating with the bank, to lower the payments some so we could manage them they refused.

    Most of my college assignments are due this week, i also have an exam tomorrow,I just don't know how I am going to go in and pretend that everything is fine when it so far from is. Or focus in any, way, shape or form.

    The hardest part for me is that I am gong to have to rehome my pets, because I can't provide a home for them anymore.

    We didn't bury our heads in the sand, we tried to sort things out everyday we could, just met closed doors at every turn.

    At least ye had to willingness to try and fix the situation


  • Options
    #29
    Millicent
    Registered Users Posts: 4,559 ✭✭✭Millicent


    homeless13 wrote: »
    Just to clarify, it was parents mortgage,long and complicated story. Can't pay the mortgage myself because I am a student, we tried negotiating with the bank, to lower the payments some so we could manage them they refused.

    Most of my college assignments are due this week, i also have an exam tomorrow,I just don't know how I am going to go in and pretend that everything is fine when it so far from is. Or focus in any, way, shape or form.

    The hardest part for me is that I am gong to have to rehome my pets, because I can't provide a home for them anymore.

    We didn't bury our heads in the sand, we tried to sort things out everyday we could, just met closed doors at every turn.

    Bet some of the other posters feel like dicks now.

    Have you looked into a hardship grant in college, OP? Most colleges AFAIK have one for students facing exceptional circumstances and I'd say you more than qualify.


  • Options
    #30
    MickySticks
    Banned (with Prison Access) Posts: 1,177 ✭✭✭MickySticks


    Sorry to hear of your predicament OP now if you'll excuse me I'm off to my jakuzzi.


  • Advertisement
  • Options
    #31
    Gummy Panda
    Closed Accounts Posts: 20,919 ✭✭✭✭Gummy Panda


    homeless13 wrote: »
    Just to clarify, it was parents mortgage,long and complicated story. Can't pay the mortgage myself because I am a student, we tried negotiating with the bank, to lower the payments some so we could manage them they refused.

    That doesn't sound right considering a lad in work was three months behind and the bank told him cause he kept requesting for negotiation on repayments and rang explaining every time he was behind, they couldn't repossess due to a legislation passed in 2009.


This discussion has been closed.
Advertisement