Toll bridge fines WARNING this is long

Ok i know there has probably been many of toll bridge threads come up, but i think you might find this one a LITTLE bit different

It all started last year, i was set up on direct debit with eflow, had my tag and was paying my way THEN.. i decided to get a new car!! when i dont that i took (foolishly but out of pure innocence) my tag from my old car and put it on my new car. anyways i got my new car and moved out of my moms apartment and so did she. i was using the toll bridge over a period of time, while all the time thinking that the couple of euro was comming out of my account it wasnt.. it was clocking up fines.... the fines were going to my old address and the old tag clearly wasnt picking up my travel.

I got statments every month from eflow via email, after i set it up i could never remember my password, even though it was a phone call away i wasnt bothered checking my statments as id notice if they were taking big money from my account.. so as the statments came the fines and warnings were going to my old address over the months.

one day i seen the occupant of my new address and they told me they had a huge pile of letters for me in the apartment, i went to collect them to find they were from eflow... i rang eflow straight away but they told me that the matter was now out of there hands, but that it was for there solisitors... two weeks or so passed and a registered letter came (i had diverted any post that came to my old address to new one now) the registered letter was summonse to court to pay 2800 euro for toll fines.. i rang the solisitor straight away to find that it was actualy 8000 euro in total for 150euro worth toll bridge passes, i tried to explain to the girl that im a part time worker that money is out of my league and she suggested that i borrow at least 2800 before the court date wich was to be in febuary at the very least! KEEP IN MIND THIS IS ALL HAPPENING TWO DAYS CHRISTMAS EVE!!

i was swetting, i felt like fainting... i tried to explain that i earn 250 euro a week, i have a child and a fammily to support. welfare pay me 90 euro a week.. i am struggeling as it is! i told them i could send them financial staments ect to prove my income! another girl phoned me back the next day (day before xmas eve) after a whole night without sleep the night before thinking about it!
she told me to try not to worry that it would be ok, that we could come to an arrangment after xmas.
my mind eased a little but my christmas was still ruined with this comming up after and not knowing what they will want after christmas and the toughts of going to court!

after a horrible christmas thinking about it the girl phoned, she was very intimidating... she told me that i would have to pay 2800 euro instead of 8000 euro... but it had to be paid there and then.. i tried to explain AGAIN my situation and she said that she understood but that i had to take full responsability (which i agree of course to take some, not all) she said we didnt have to go to court if i paid 2800 euro, then she said that i could pay it monthly.. i accepted because i didnt want court.. she told me if it went to court id have to pay the 8000 euro plus legal fee's! she told me to get back to her that day with a figure that i can pay.. i got back and offered 50 euro a month and she told me it wasnt acceptable.. i told her i could not possibly pay anymore... so she agreed for the next 4 years for me to pay 50 euro a month in fines for toll passes that are worth 150 euro !!

she then phoned me back to tell me that i had to pay 96 euro to eflow for most of the toll passes... along with the fines...

I feel like i have been realy robbed and bullied! i am sitting here with the standing order form woundering what to do! as soon as they get that, then thats it! 4 years paying 50 euro a month for something that was truly not done intentionaly! i asked her why wasnt the old tag stil picking up the journeys and takin them out on direct debit i had set up for that tag. she told me she didnt know! i just feel like im being taken advantage of! dont get me wrong i know i was stupid but it was pure innocence it wasnt like i was driving through the toll all the time lauphing and thinking i wouldnt get caught!