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Insurance

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  • 04-06-2008 12:05am
    #1
    stuckinarut
    Registered Users Posts: 114 ✭✭


    Im a bit nieve when it comes to insurance so i thought id ask..im a 22 year old male driving for 4 years,i have wanted an s3 since i can remember and now i can maybe afford it i thought id get some info on one. basically the only quote for insurance i could get was 3304 with a 4000 excess which is a tad much..considering it is a 1.8t with 225hp,i just wonder how i have seen so many younger guys out there driving way more powerful cars, how do they get insurance or do they just pay a huge price??


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    #2
    cianclarke
    Registered Users Posts: 1,389 ✭✭✭cianclarke


    I'm 19 and had quinn direct insuring me on a 170bhp 323ci on a full licence no problem - insurance is roughly 1500. The trick is to start with something small and force them to quote you on your new car - which you tell them is sitting outside your door.


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    #3
    ExoduS 18.11
    Closed Accounts Posts: 450 ✭✭ExoduS 18.11


    just rang quinn, on provisional insurance on an sir del sol just for curiosity. they told me that they couldnt insure me on something over 125 brake?


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    #4
    Honey-ec
    Closed Accounts Posts: 5,844 ✭✭✭Honey-ec


    A lot of the young lads you see in high-powered cars either have daddy paying for the insurance, or get garage insurance.

    Off the top of my head, I know a 23 year old driving a 97 M3, a 25 year old in a 97 Impreza STi and a 24 year old in a 05 M5 convertible, all of whom have garage policies.


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    #5
    fletch
    Registered Users Posts: 7,388 ✭✭✭fletch


    Honey-ec wrote: »
    ...and a 24 year old in a 05 M5 convertible,
    I take it you mean a 05 M3 convertible?


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    #6
    Honey-ec
    Closed Accounts Posts: 5,844 ✭✭✭Honey-ec


    fletch wrote: »
    I take it you mean a 05 M3 convertible?

    Yep, typo - sorry


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    #7
    Doodee
    Registered Users Posts: 6,419 ✭✭✭Doodee


    Well my insurance premium just went up by 50%, thats a 600euro increase.
    The reason they gave was because rates have gone up.

    €1593
    Thats for a 23yo with full license and 2 years N.C.B. on a 98 1.6 VZR


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    #8
    Honey-ec
    Closed Accounts Posts: 5,844 ✭✭✭Honey-ec


    Doodee wrote: »
    Well my insurance premium just went up by 50%, thats a 600euro increase.
    The reason they gave was because rates have gone up.

    €1593
    Thats for a 23yo with full license and 2 years N.C.B. on a 98 1.6 VZR

    That drives me mad - the risk you present hasn't changed at all.

    My insurance stayed the exact same when I renewed in April. No decrease at all, but no increase either, so considering I had picked up 4 penalty points over the course of the year, I wasn't about to start ringing around looking for alternative quotes!


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