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Is husband liable for wife's debt after separation?

  • 09-04-2015 5:00pm
    #1
    defforirl
    Registered Users Posts: 70 ✭✭


    My brother has recently separated from his wife, he just found out she has almost €40,000 in personal debt. Some existed before they where married and rest since. He asked me if he is liable for the debt also and l could only tell him l haven't a clue. Can anyone shed some light on this?


Comments

  • #2
    Ken.
    Closed Accounts Posts: 12,898 ✭✭✭✭Ken.


    http://www.consumerhelp.ie/separation-divorce

    Dealing with your debts
    Consider any outstanding non-mortgage debts that you and your former partner hold jointly, including any credit cards, loans, car loans or car finance agreements. If you are married, dealing with debts will form part of any legal separation but if you and your partner were living together and have joint debts, you need to tackle them before you go your separate ways. Talk to your solicitor if you need to.

    If your debts are in joint names, you are jointly responsible for them and missing repayments will affect your credit rating. List out all the debts and decide who is to pay what. Contact the lenders and let them know what you have decided to do. If debts are not met, a lender can take you both to court.

    As it says in that article get your brother to contact a solicitor.


  • #3
    defforirl
    Registered Users Posts: 70 ✭✭defforirl


    Thanks for the info. I should have clarified. The mortgage is in his name only, that is not where the trouble lies. His Ex took out two large personal loans and also owes money to the revenue. She isn't working and has no means to repay the debt. He is concerned the banks and revenue will look to him to repay the monies owed as he is still her 'husband'


  • #4
    bikermartin
    Registered Users, Registered Users 2 Posts: 335 ✭✭bikermartin


    If a wife or partner took out loans in her own name i would guess it is her debt. He may not even know about them. They could be taken out in secret... believe me i know . Not of us have control over what a spouse does.


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