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Pension question

  • 12-04-2014 12:16pm
    #1
    standtwo
    Registered Users Posts: 33 ✭


    Ok so I know this is getting way a head if things but I was talking with my dad who works in the prison service about pensions.

    He was saying that if you joined and didn't complete 30 years of service you were only entitled to 33/80ths of pension entitlement at retirement. But that you could pay extra contributions and "buy back years" to make up your 30.

    I'm just wondering if AGS is the same as statutory retirement of 60 is the same.

    I think most people would feel a little hard done by doing 25+ years service and coming out with less than half.


Comments

  • #2
    standtwo
    Registered Users Posts: 33 ✭standtwo


    Anyone? I had a look at the GRA site but couldn't see anything. I know if you already work for the government you can move your pension around so some people will be sorted.


  • #3
    Lmklad
    Registered Users, Registered Users 2 Posts: 433 ✭✭Lmklad


    standtwo wrote: »
    Anyone? I had a look at the GRA site but couldn't see anything. I know if you already work for the government you can move your pension around so some people will be sorted.

    Retirement age is 60 and pension is set at 30yrs. If you join after 30yrs old you "buy" the extra years by contributing extra to the pension.


  • #4
    standtwo
    Registered Users Posts: 33 ✭standtwo


    Lmklad wrote: »
    Retirement age is 60 and pension is set at 30yrs. If you join after 30yrs old you "buy" the extra years by contributing extra to the pension.

    Cheers man,

    That's reassuring. My dad said a lot of guys don't buy back years which seems crazy, is AGS the same?


  • #5
    Alfasudcrazy
    Closed Accounts Posts: 1,501 ✭✭✭Alfasudcrazy


    From Page 83 + of this AGSI booklet has a lot of info on Garda pensions etc,

    http://www.pagesonline.ie/issue/2012/AGSI_Desk_Diary_2013/pubData/source/AGSI%20Digi%202013.pdf


  • #6
    Lmklad
    Registered Users, Registered Users 2 Posts: 433 ✭✭Lmklad


    standtwo wrote: »
    Cheers man,

    That's reassuring. My dad said a lot of guys don't buy back years which seems crazy, is AGS the same?

    No worries OP, any other questions feel free to pvt message. You dont have a choice, you must buy the extra years. Oh and for the last ten years of service you contribute double so in effect its a 40yr pension.


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