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Credit Card on 417?

  • 23-02-2015 11:53pm
    #1
    mighty magpie
    Registered Users Posts: 981 ✭✭✭


    Hi

    Does anyone know of a bank that offers this in Australia?
    I have 10k savings and a steady stream of income with NAB but they refused me.
    I just want it for booking flights, concerts etc.

    Thanks MM


Comments

  • #2
    ArseBurger
    Registered Users Posts: 647 ✭✭✭ArseBurger


    mighty magpie wrote: »
    Hi

    Does anyone know of a bank that offers this in Australia?
    I have 10k savings and a steady stream of income with NAB but they refused me.
    I just want it for booking flights, concerts etc.

    Thanks MM

    A debit card account will allow you to book things online. Any bank will give you one of those.

    Banks, insurance companies, and most financial institutions are very sketchy on giving credit to anyone that isn't a permanent resident.

    Same globally.

    If you're desperate to have a credit card for some reason, Irish ones work here. Also, you can get a prepaid card in any post office in Australia.


  • #3
    Legend100
    Registered Users, Registered Users 2 Posts: 736 ✭✭✭Legend100


    I got a credit card with CBA when I was on a 417 and the process was straight forward, applied online and had it within the week.

    The expiry date was the month before my 417 was to expire but that was back in early 2012 so not sure if the banks have tightened since then.

    I have gotten two more (CBA and Amex with my work) since I got my 457 and never had any problems with the applications


  • #4
    mandrake04
    Registered Users, Registered Users 2 Posts: 4,435 ✭✭✭mandrake04


    Yep just get Prepaid Visa card and load up with BPAY from your bank account, otherwise a Debit car linked to your bank account.


  • #5
    mighty magpie
    Registered Users Posts: 981 ✭✭✭mighty magpie


    thanks for the replies.

    CBA approved within 15 minutes and with $100 cashback.
    Don't really want to touch savings as my interest % goes down quite a bit so prepaid isn't suitable.


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