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Cohabiting effect on JSB

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  • 07-10-2011 11:33am
    #1
    strewthelvis
    Registered Users Posts: 86 ✭✭


    Hi everyone. My boyfriend and i are thinking of moving in together. We have a 6 month old daughter. I work Full time and he works 2 days a week and is on JSB the other days (not sure is it or JSA).

    He was wondering what effect my income will have on his SW. I take home 2000 a month but have rent and all the usuals to pay.


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    #2
    gustafo
    Registered Users Posts: 1,759 ✭✭✭gustafo


    strewthelvis wrote: »
    Hi everyone. My boyfriend and i are thinking of moving in together. We have a 6 month old daughter. I work Full time and he works 2 days a week and is on JSB the other days (not sure is it or JSA).

    He was wondering what effect my income will have on his SW. I take home 2000 a month but have rent and all the usuals to pay.

    i would say if he is on jsa he will be entitled to very little if he moves in due to the amount of money you make, they will look at your income as being fairly good which should support ye.

    But if it's jsb he is on he will still be entitled to it as he would be claiming from his stamps.


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    #3
    mrsbyrne
    Closed Accounts Posts: 3,228 ✭✭✭mrsbyrne


    Because its JSB hell continue to get whatever hes getting but because of your wages he wont get any increase for you and/or your daughter. When his stamps run out it will be a different matter. How long has he been on JSB?


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    #4
    strewthelvis
    Registered Users Posts: 86 ✭✭strewthelvis


    [
    mrsbyrne wrote: »
    Because its JSB hell continue to get whatever hes getting but because of your wages he wont get any increase for you and/or your daughter. When his stamps run out it will be a different matter. How long has he been on JSB?

    Hi mrs b, he is on JSA (just read up on them) this is his second year unemployed. So what do you think he would get i read they dont take my outgoings into account at all they just go on the wages before tax is that right?

    cant believe what im reading really, so if he moves in i have to give him money to live on? No wonder depression is so widespread. Tell me what im reading is wrong


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    #5
    Kristopherus
    Registered Users Posts: 11,907 ✭✭✭✭Kristopherus


    Its not wrong. JSA is a means-tested payment. Your income will be included in that assessment. Unlikely that he will get anything for non-working days. However, you may qualify for FIS. Check it out on www.welfare.ie. If you qualify, it should more than make up for loss of JSA.


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    #6
    eastbono
    Registered Users Posts: 2,758 ✭✭✭eastbono


    Kristopherus wrote: »
    Its not wrong. JSA is a means-tested payment. Your income will be included in that assessment. Unlikely that he will get anything for non-working days. However, you may qualify for FIS. Check it out on www.welfare.ie. If you qualify, it should more than make up for loss of JSA.

    It is highly unlikely that they will qualify for FIS as partners earnings will also come into the equation and the limit for a couple with one child is €509 pw.

    He probably will be deemed means in excess for JSA as both sets of earnings will be means tested.


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    #7
    wmpdd3
    Registered Users Posts: 9,624 ✭✭✭wmpdd3


    We were in the same boat last year, co-habiting, one person bringing home around €2000 per month. Other half on JSA, one dependant baby, he was means tested to a payment of €35 per week, that included €14.49 for the baby!

    As he is working 2 days a week, his payment could be less.


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    #8
    Kristopherus
    Registered Users Posts: 11,907 ✭✭✭✭Kristopherus


    eastbono wrote: »
    It is highly unlikely that they will qualify for FIS as partners earnings will also come into the equation and the limit for a couple with one child is €509 pw.

    He probably will be deemed means in excess for JSA as both sets of earnings will be means tested.

    I'm saying they MAY qualify. The €509 is nett income after all deductions. There's just a chance.


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    #9
    eastbono
    Registered Users Posts: 2,758 ✭✭✭eastbono


    Kristopherus wrote: »
    I'm saying they MAY qualify. The €509 is nett income after all deductions. There's just a chance.

    Yes net income after all deductions... OP states that her take home pay is €2000 per month so on average €461 pw. Her OH would have to be bringing home after all deductions <€48 pw in order for them to qualify for FIS.


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