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AA car insurance start ???

  • 02-06-2015 7:56pm
    #1
    lcstress2012
    Registered Users, Registered Users 2 Posts: 598 ✭✭✭


    Just got my new car there today, I insured it today with the AA and paid the money in full (950 for a 21 year old male, not bad). There was an option saying "when do you want this policy to start", I clicked "Today (02-06-2015). Even though I have no documents, they will arrive in the post in a few days, am I ok to drive the car today/tomorrow as I have paid the full price?

    Just don't want to get done by the guards if I would get stopped! Thanks.
    Tagged:


Comments

  • #2
    porsche boy
    Registered Users, Registered Users 2 Posts: 1,560 ✭✭✭porsche boy


    Did you receive any confirmation on email? If so print it out just in case you get pulled.


  • #3
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    It is an offence to not display disc on your window.

    Saying this I have never had any problems but there is always 1 out there that may do you or try.


  • #4
    CiniO
    Registered Users, Registered Users 2 Posts: 16,063 ✭✭✭✭CiniO


    punisher5112 wrote: »
    It is an offence to not display disc on your window.

    That's incorrect.
    It's not an offence not to display a disc within first 10 days after obtaining the policy.

    You are only required to display a disc after 10 days from commencement of your policy.


  • #5
    CiniO
    Registered Users, Registered Users 2 Posts: 16,063 ✭✭✭✭CiniO


    lcstress2012 wrote: »
    Just got my new car there today, I insured it today with the AA and paid the money in full (950 for a 21 year old male, not bad). There was an option saying "when do you want this policy to start", I clicked "Today (02-06-2015). Even though I have no documents, they will arrive in the post in a few days, am I ok to drive the car today/tomorrow as I have paid the full price?

    Just don't want to get done by the guards if I would get stopped! Thanks.

    If you are sure that your insurer actually insured you, then lack of documents is absolutely no problem for the first 10 days.


  • #6
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    CiniO wrote: »
    That's incorrect.
    It's not an offence not to display a disc within first 10 days after obtaining the policy.

    You are only required to display a disc after 10 days from commencement of your policy.


    Look up the laws...

    It is an offence as I said you must display NCT valid and in date along with insurance and Tax.

    You should not drive the vehicle on a public highway/road unless all are displayed if applicable.

    If you are insured as I said it should be fine unless you act the maggot or really p1ss of a Guard.


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  • #7
    CiniO
    Registered Users, Registered Users 2 Posts: 16,063 ✭✭✭✭CiniO


    punisher5112 wrote: »
    Look up the laws...

    It is an offence as I said you must display NCT valid and in date along with insurance and Tax.

    You should not drive the vehicle on a public highway/road unless all are displayed if applicable.

    If you are insured as I said it should be fine unless you act the maggot or really p1ss of a Guard.

    I don't need to look up the laws. I know what I'm saying.
    If you claim there is a law stating you need to display insurance disc right away since purchase of policy, then please show it to me.
    But I can guarantee you, that you won't find it so no need to look up.


  • #8
    slimjimmc
    Registered Users, Registered Users 2 Posts: 7,786 ✭✭✭slimjimmc


    punisher5112 wrote: »
    Look up the laws...

    It is an offence as I said you must display NCT valid and in date along with insurance and Tax.

    You should not drive the vehicle on a public highway/road unless all are displayed if applicable.

    If you are insured as I said it should be fine unless you act the maggot or really p1ss of a Guard.

    *Ahem*
    http://www.irishstatutebook.ie/1986/en/si/0227.html
    "5. (1) A person shall not use a vehicle in a public place, after the expiration of a period of ten days commencing on the date of authentication of the certificate of insurance, unless the vehicle carries an insurance disc in the manner specified in sub-article (2) of this article.

    Tax and NCT discs (if applicable) are still required immediately but an insurance disc is not needed in the first 10 days of the policy. However the OP should not assume the policy has been authenticated unless he gets confirmation (usually by way of email) that the policy is accepted.


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