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Lost job - downgrade

  • 26-10-2011 2:16pm
    #1
    Mr. Manager
    Moderators, Computer Games Moderators Posts: 11,139 Mod ✭✭✭✭


    Hey all,

    I lost my job last week and as such have to downgrade the car.

    At the moment I'm driving an 04 Audi A4 TDI and would look to get something of similar power. Was maybe thinking of a golf TDI - mark IV.

    Question is, how much should I be selling my car for and what can I get for ~€5000.


«1

Comments

  • #2
    INEEDANID
    Closed Accounts Posts: 381 ✭✭INEEDANID


    Advert!


  • #3
    MidlandsM
    Banned (with Prison Access) Posts: 5,737 ✭✭✭MidlandsM


    Sorry to hear of the job loss man.........


  • #4
    EPM
    Closed Accounts Posts: 13,822 ✭✭✭✭EPM


    INEEDANID wrote: »
    Advert!

    And yet you feel the need to bump your post count before reporting.

    Edited.


  • #5
    166man
    Registered Users, Registered Users 2 Posts: 6,575 ✭✭✭166man


    Firstly sorry for your loss of job, I'm sure it's tough.

    It's a good time to be selling that type of car I think now because everybody seems to want an A4 diesel of that vintage..

    It looks minty too and very well specced. As for what it's worth a quick glance at some of the websites indicate that somewhere between €6.5k and €7.5k are what they are going for privately...

    I'd throw it up at €6950 and see if there's any interest.


  • #6
    Mr. Manager
    Moderators, Computer Games Moderators Posts: 11,139 Mod ✭✭✭✭Mr. Manager


    166man wrote: »
    Firstly sorry for your loss of job, I'm sure it's tough.

    It's a good time to be selling that type of car I think now because everybody seems to want an A4 diesel of that vintage..

    It looks minty too and very well specced. As for what it's worth a quick glance at some of the websites indicate that somewhere between €6.5k and €7.5k are what they are going for privately...

    I'd throw it up at €6950 and see if there's any interest.

    Thanks very much. It's pretty crap being unemployed but it hasn't all set in yet so still enjoying the few days off :)

    I was looking on carzone and just saw some people selling theirs for prices ranging from 5k-10k...


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  • #7
    unkel
    Registered Users, Registered Users 2 Posts: 65,703 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    Sorry you lost the job, dude :(

    At least your car is still worth a few bob. Now's a good time to sell it as it's nearly 8 years old with a lot of depreciation still to do
    Cereal Rapist wrote: »
    Was maybe thinking of a golf TDI - mark IV.

    You sure you should get diesel? A petrol car is so much cheaper to buy leaving you the extra grand or two in your bank account that you might need to live on until you get another job. And I presume you're going to do a lot less miles while you don't have a job

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  • #8
    166man
    Registered Users, Registered Users 2 Posts: 6,575 ✭✭✭166man


    Cereal Rapist wrote: »
    Thanks very much. It's pretty crap being unemployed but it hasn't all set in yet so still enjoying the few days off :)

    I was looking on carzone and just saw some people selling theirs for prices ranging from 5k-10k...

    No problem, you are right to enjoy the time off!

    As for the car, prices seem to vary massively on these A4's but your's is a nice one so I would look to price it higher. Remember many of the cars for sale on Carzone are sold through dealers who have their margin added into the price.

    Maybe my valuation was a little low, maybe €7250 could be a better option and see if anyone bites, if not the price can always come down.

    Happy selling :)


  • #9
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    Sorry to hear about your job :(

    Selling it privately and buying a Golf diesel for €5000 ish I can't see putting too much cash in your pocket, you'll struggle to get €6500for the A4 I would think, obviously it costs little enough to run and you won't be saving tax or fuel going to a Golf diesel as the A4 is frugal enough.

    If you actually want to put cash in your pocket while still getting decent mpg I'd buy a sub €2000 406 or C5 diesel.

    Otherwise I don't see the point.


  • #10
    él statutorio
    Registered Users, Registered Users 2 Posts: 1,259 ✭✭✭él statutorio


    link to ad? might be interested.....


  • #11
    Mr. Manager
    Moderators, Computer Games Moderators Posts: 11,139 Mod ✭✭✭✭Mr. Manager


    unkel wrote: »
    Sorry you lost the job, dude :(

    At least your car is still worth a few bob. Now's a good time to sell it as it's nearly 8 years old with a lot of depreciation still to do



    You sure you should get diesel? A petrol car is so much cheaper to buy leaving you the extra grand or two in your bank account that you might need to live on until you get another job. And I presume you're going to do a lot less miles while you don't have a job

    Thanks very much.

    To be honest, I haven't put a huge amount of thought into what I'd like to downgrade too, just something with similar power. I'm open to any and all suggestions you might have. Was thinking that if I could sell the car for 8 I'd buy something for 5 but it's not looking like 8 is a realistic figure.


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  • #12
    Mr. Manager
    Moderators, Computer Games Moderators Posts: 11,139 Mod ✭✭✭✭Mr. Manager


    RoverJames wrote: »
    Sorry to hear about your job :(

    Selling it privately and buying a Golf diesel for €5000 ish I can't see putting too much cash in your pocket, you'll struggle to get €6500for the A4 I would think, obviously it costs little enough to run and you won't be saving tax or fuel going to a Golf diesel as the A4 is frugal enough.

    If you actually want to put cash in your pocket while still getting decent mpg I'd buy a sub €2000 406 or C5 diesel.

    Otherwise I don't see the point.
    Thanks RJ, at the end of it I'm hoping to get about €1,500 - €2,000 cash back and another car.

    él statutorio wrote: »
    link to ad? might be interested.....

    It's not an ad yet, sorry.


  • #13
    L-M
    Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    Op, sorry for your job loss.

    My advice, keep your car. You have a car, you know your car. Every single "cheap" TDI Mkiv is a POS, and you'll search a long time before you'll find a clean one, and even at that you'll probably spend upwards of €2,000-€2,500.

    I know €2,500 is alot of money, but unless you have a loan out against the car, I'd keep it. Better the devil you know, and all that.


  • #14
    166man
    Registered Users, Registered Users 2 Posts: 6,575 ✭✭✭166man


    Limerick man wrote: »
    Op, sorry for your job loss.

    My advice, keep your car. You have a car, you know your car. Every single "cheap" TDI Mkiv is a POS, and you'll search a long time before you'll find a clean one, and even at that you'll probably spend upwards of €2,000-€2,500.

    I know €2,500 is alot of money, but unless you have a loan out against the car, I'd keep it. Better the devil you know, and all that.

    But now is a good time to be selling a diesel A4 especially a clean one so prices are kind of high. I agree stay away from a MK4 TDi Golf though many are knackered at this stage. Try and sell for 6-7k and spend maybe 3-4k on something reliable petrol and Japanese.


  • #15
    Mr. Manager
    Moderators, Computer Games Moderators Posts: 11,139 Mod ✭✭✭✭Mr. Manager


    Limerick man wrote: »
    Op, sorry for your job loss.

    My advice, keep your car. You have a car, you know your car. Every single "cheap" TDI Mkiv is a POS, and you'll search a long time before you'll find a clean one, and even at that you'll probably spend upwards of €2,000-€2,500.

    I know €2,500 is alot of money, but unless you have a loan out against the car, I'd keep it. Better the devil you know, and all that.

    I've a loan on the car :o

    My redundancy though is covered through the PPI I took on the loan but I still want rid of it as I can't afford the €80+ fill ups anymore.


  • #16
    Mr. Manager
    Moderators, Computer Games Moderators Posts: 11,139 Mod ✭✭✭✭Mr. Manager


    ...So I guess MKIV TDI's are bad


  • #17
    [Deleted User]
    Posts: 23,339 ✭✭✭✭ [Deleted User]


    Cereal Rapist wrote: »
    ...................t I'm driving an 04 Audi A4 TDI ..................
    Cereal Rapist wrote: »


    .................. I still want rid of it as I can't afford the €80+ fill ups anymore.

    You need to sit down and do your sums, you have one of the most fuel efficient cars out there from 2004, if you genuinely can't afford to fuel it than a moped might be an option.

    But you need to do your sums, the A4 should be returning 40+ mpg


  • #18
    Mr. Manager
    Moderators, Computer Games Moderators Posts: 11,139 Mod ✭✭✭✭Mr. Manager


    RoverJames wrote: »
    You need to sit down and do your sums, you have one of the most fuel efficient cars out there from 2004, if you genuinely can't afford to fuel it than a moped might be an option.

    But you need to do your sums, the A4 should be returning 40+ mpg

    It does, I get around 38+ from it but I won't be crossing the city anymore. I was doing ~80 miles a day, now I'm doing 3. At most.


  • #19
    cadaliac
    Registered Users, Registered Users 2 Posts: 2,903 ✭✭✭cadaliac


    Cereal Rapist wrote: »
    It does, I get around 38+ from it but I won't be crossing the city anymore. I was doing ~80 miles a day, now I'm doing 3. At most.
    Filling any 55+ litre tank will cost you the guts of €80.
    Your A4 (as stated) is a VERY fuel efficent car for that year.
    If you are going to downgrade - prepare to downgrade and take a hit on power also.
    There is no easy way of downgrading and keeping a wad of cash. Something's gota give.....


  • #20
    Matt Simis
    Registered Users, Registered Users 2 Posts: 8,718 ✭✭✭Matt Simis


    Cereal Rapist wrote: »
    I've a loan on the car :o

    My redundancy though is covered through the PPI I took on the loan but I still want rid of it as I can't afford the €80+ fill ups anymore.

    I was made redundant too, 4years ago for nearly a year (so back in employment 2years) , not good! But without sounding too smart, what are you on about with EUR80 fillups.. you do realise that without a job to drive to, you wont be filling up tanks of fuel!

    If I was you and really wanted to turn that car into cash I would buy something grossly undervalued that performs well (an under 3k Alfa springs to mind) and run a mile from a Golf. Terribly overpriced and dull cars (even worse than A4s! :p) .

    Also check into the legalities of selling a car with a loan outstanding (car loan or personal loan?). Otherwise as noted, this is a pointless exercise.


  • #21
    no1beemerfan
    Closed Accounts Posts: 1,714 ✭✭✭no1beemerfan


    Sorry about the job loss.

    My opinion is if you can afford to meet the repayments keep the car. Its a decent car and I'm taking it it runs fine as you have mentioned no problems so hopefully you have no repairs coming up etc.

    You don't have to fill the car up.....you are doing small mileage now so you don't need a full tank and might strike lucky and get a job that you have a bit of driving to do.....you'll have a very decent car that is excellent on fuel. You could end up with not much money once you have traded down and you'll never know if a car has no problems on a short test drive....it could take a week or two after you have bought it and then you'll be in a worse situation.


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  • #22
    giant_midget
    Closed Accounts Posts: 1,162 ✭✭✭giant_midget


    Sorry to hear about your job.

    You'll prob get €6800 for your car if you are lucky at this stage.

    Take a peek through the Bangernomics thread buy a car and live off the change (€5,800) you'll need it all being unemployed :)


  • #23
    Mr. Manager
    Moderators, Computer Games Moderators Posts: 11,139 Mod ✭✭✭✭Mr. Manager


    Matt Simis wrote: »
    I was made redundant too, 4years ago for nearly a year (so back in employment 2years) , not good! But without sounding too smart, what are you on about with EUR80 fillups.. you do realise that without a job to drive to, you wont be filling up tanks of fuel!

    If I was you and really wanted to turn that car into cash I would buy something grossly undervalued that performs well (an under 3k Alfa springs to mind) and run a mile from a Golf. Terribly overpriced and dull cars (even worse than A4s! :p) .

    Also check into the legalities of selling a car with a loan outstanding (car loan or personal loan?). Otherwise as noted, this is a pointless exercise.

    It's a personal loan.

    I guess with the low mileage it wouldn't make that much of a difference as you say but I just don't think I need that type of car anymore.

    Seems to me that most people suggest I hold onto it? Would I be right in saying that?


  • #24
    the_syco
    Registered Users, Registered Users 2 Posts: 37,304 ✭✭✭✭the_syco


    How much left on your car to pay? If you have a loan, you may hope to clear it, and get another car with the remainder, but you also get the problems with it.


  • #25
    Chimaera
    Registered Users, Registered Users 2 Posts: 1,652 ✭✭✭Chimaera


    Like others have said, I'd probably hang onto the car. If you want similar power with a new car, you're looking probably at similar tax/insurance and fuel costs, or possibly even higher if you switch to a petrol car.

    Your only saving is the cheaper purchase price of a new car. But you have to clear your loan first too. So let's say you get €7k for this car, and have to pay off €2k on the loan, you only have €5k left to buy something else, which limits the budget further if you want to have money in your pocket when all's done.

    The cost of filling up might be €80-90 but it's probably only going to be once every 4-5 weeks.

    The A4 is a comfortable cruiser for the few long trips you might take and it's a known quantity for you.

    If you're really set on changing, you could consider going to an older version of the car you have: it was introduced in 2001, so if you go back a few years you could make a saving.

    I have a '99 Passat TDI and when I was let go from my job a few years ago, I was asked why I didn't sell it and get something smaller. I liked the power and comfort of the car, as well as the carrying capacity (it's an estate) and it was completely paid for. So once I could afford fuel, tax and insurance, it was fine, and I do a lot of maintenance myself too.

    Bottom line: do some sums with solid data and see where you are.


  • #26
    Kevvv
    Registered Users Posts: 410 ✭✭Kevvv


    Cereal Rapist wrote: »
    It does, I get around 38+ from it but I won't be crossing the city anymore. I was doing ~80 miles a day, now I'm doing 3. At most.

    Would a petrol engine not be more suited to your needs with the huge drop in miles your doing?


  • #27
    Mr. Manager
    Moderators, Computer Games Moderators Posts: 11,139 Mod ✭✭✭✭Mr. Manager


    the_syco wrote: »
    How much left on your car to pay? If you have a loan, you may hope to clear it, and get another car with the remainder, but you also get the problems with it.

    6.6k but as I said, I've PPI so the insurance company are going to take over my repayments until I get a job.


  • #28
    Squall19
    Closed Accounts Posts: 565 ✭✭✭Squall19


    Kevvv wrote: »
    Would a petrol engine not be more suited to your needs with the huge drop in miles your doing?

    Yes it would.

    If I lost my job in the morning, I would be trading my turbo petrol Mazda for a 1.8 Corolla T Sport, which with 192bhp is still fast and loads available for 3k.

    You can pick up mint petrol Accord's, Primera's, Carisma's for nothing.

    A primera is chain driven, very cheap motoring.

    Clean one here for less than 1k.

    http://cars.donedeal.ie/for-sale/cars/2635983


  • #29
    -Chris-
    Closed Accounts Posts: 12,035 ✭✭✭✭-Chris-


    Sorry to hear about the job loss, but don't make any hasty decisions.

    If you like the car, hang on to it for a couple of weeks until you see what the job market is like. There's a lot of people unemployed, sure, but with the right skills or experience you could find yourself back in a job in no time!


  • #30
    polod
    Closed Accounts Posts: 367 ✭✭polod


    Id say you'd end up regetting selling a car like that.


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  • #31
    EPM
    Closed Accounts Posts: 13,822 ✭✭✭✭EPM


    Cereal Rapist wrote: »
    6.6k but as I said, I've PPI so the insurance company are going to take over my repayments until I get a job.

    Keep it in that case. You're not going to get something as good without lining someones pockets. Plus that's a cheap car to run.


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