17 and looking for insurance on a bora... It's crazy...

At a 1.0l car I think

You can try

1) Getting full licence
2) Going on a policy as a named driver
3) Looking up as much insurance companies / brokers you can and call them all for a quote
4) Look into getting another car

OP if I were you I'd go under your parents name for a few years and try and get your full license in the meantime.

The Bora, the inexperience, the provisional and possibly the address.

Frolt wrote: »

I'd go under my dads name or even mothers name it's just the quotes are nearly the exact same under their name as it is under mine? any reasons for that, this is on the Bora by the way.

Insurers have copped on. They're not stupid you know when you ring up looking to insure the car in Daddy's name.
At first some young people get away with it. Then all of a sudden their stats show that for some reason theres loads of bora's and passats registered to 45 year old males and a surprising larger proportion than normal have had been involved in accidents with the named driver being behind the wheel.
This results in the insurer deciding if they want to be named drivers on car x, they can pay a hefty fee for the privilege.

As others have said try other cars. Cars that are less likely to be drove by people your age. Alfas, Saabs, volvos spring to mind :cool:

Ah yes, I remember it well. I bought a 1.2l Punto at the age of 19. Car was €3,000. Insurance was €3,300.

The only way around this is to find the most unappealing car with the smallest engine available. Once you've a no claims bonus behind you things will improve dramatically. Drive something rancid for a year or two.

Arthur Beesley wrote: »

Something like a Punto...

Hehe, yeah but even at that the 1.2l engine isn't ideal. If I was starting again I'd be looking for something even smaller to get the ball rolling. In my first 4 years of car ownership I spent around €10,000 on insurance. Young and stupid.

JC01 wrote: »

Any way you can go under someone else for the first year so you can get a years no claims experience and your full? I don't see the point in getting a poxy micra or that for the sake of saving 500e and still paying thousands for insurance

With the right car the OP will be saving a lot more than €500. Something like a 04 Yaris would be cheaper to insure than a 15 year old Micra.

The problem is simply that Boras have a reputation. Same problem that a 17 year old would have had insuring a late 90s 1.4 Civic a few years ago; we all know that they are not exactly performance cars, but the insurance profile says that they are high risk.

IMO there is no point in throwing thousands down the drain to insure something like a Bora at 17. A couple of years experience and NCB coupled with a full license would see the OP probably save a few grand which they can put towards buying something decent when they are in a position to insure it realistically.