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Ulster Bank Student acc overdraft what happens after 12 months?

  • 28-08-2014 8:46pm
    #1
    DrFroggies
    Registered Users Posts: 334 ✭✭


    Hi folks,

    I'm coming to the end of my student acc overdraft 12 month agreement.

    So this gave me 0% interest for the 12 months of the overdraft and now it's due to be repaid which is fine as I can cover that etc.

    What I'm wondering is once I put the money back into the account will I still have the overdraft now that the 12 months are up? (ie is the only thing that changes the 0% interest rate or will I no longer have the 1500 overdraft at all?)

    Is there anyone here who has recently come to the end of their UB Student Overdraft agreement who could advise on this?

    Note: I'm meeting with the bank next week to discuss this with them (and the possibility of moving onto a Graduate account) anyway but I'd like to know in advance (before I put the money back in) or at least have an idea what I'm talking about.

    I'd be very grateful for any information you could give me on this as I haven't been able to clarify anything reading the information on their website.

    Thanks!


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