AIB laser card- can it actually be used online without cvv code

tech77 · 12-12-2007 11:12am #1

There seems to be a lot of confusion about this.
I've got the AIB laser/ATM card with the maestro logo on it.
When i ring AIB about it they seem a bit clueless.

OK they say it only works for Irish sites apparently which is fair enough.
They say putting in 000 for the cvv code might or mightn't work- you just have to chance it.
So is there anyone here who can say for certain they have bought stuff online with an AIB laser/maestro card.
If so what sites.
Thanks.

jor el · 12-12-2007 12:33pm

Is there a CVV number on the back of the AIB Laser cards? I'm with BOI and it has one, but any site I've used it on just tell you to leave it blank as Laser cards don't have CVV numbers (even though mine does). CDWow had previously told people to use 999, but leaving it blank now seems to work.

Pegasus15 · 12-12-2007 9:20pm

As far as I know, these cards won't work on websites that take English Maestro as they differ from the Irish version. I am totally open to correction here, and would love to learn that Play, Amazon, etc. accept them.

Jor, does your BoI debit card work with Play, Amazon, etc.?

jor el · 13-12-2007 1:07am

Only ever used it on CDwow.ie. Did use it to buy credit on allofmp3.com once and it worked. I think I used the CVV number on the card that time and I selected Maestro as the payment card.

prodigal_son · 13-12-2007 8:04pm

I got a laser card today in the post from AIB, It seems to have a cvv number on the back..

Is it a cvv number and does it mean it can be used in more shops online? anyone know if they have started adding cvv numbers to them?

I dont know when i will try it out myself

Pegasus15 · 13-12-2007 9:03pm

I got mine a few weeks ago from them with no CV2 number.

It's the number that is printed on the back above where you sign your card.

prodigal_son · 13-12-2007 10:49pm

Yeah, i got mine today, and it has a number just beside/above where you sign your name on the back..

Its 4 digits a space and then 3 digits, i assumed the last 3 were the cvv..

I got mine today, didnt ask for it or anything, they just sent it to me.. phoned them up and they said they were phasing out normal atm cards? dont really know to be honest.

Pegasus15 · 13-12-2007 10:56pm

Yup, that's a CV2. If you're ordering on Play or Amazon, please let us know how it works out.

And yes, they want to try and get rid of the old ATM cards and replace them with Lasers so that there will be less and less cash transactions. Welcome to the future, I guess...

jor el · 14-12-2007 3:03am

prodigal_son wrote: »

Is it a cvv number and does it mean it can be used in more shops online? anyone know if they have started adding cvv numbers to them?

You have nothing to loose by trying it out. Add something to your cart, go to checkout and try paying with the Laser card. If it fails, then you know it doesn't work. If it goes through, then you have a useful, usable debit card.

thesto · 14-12-2007 3:19am

i used my laser/maestro card to buy an ipod nano today of apple.ie

when it came to the cvv part i keyed in 111 (as that is the number i use when booking cinema tickets online)

the transaction seemed to go ok, i got an order confirmation number, but two hourss after the money had still not been taken out of my account. i rang apple and they confirmed the order was ok and would be shipping tomorrow.

at this time (well over 5hrs now) the money is still in my account

think i just got a free ipod?

jor el · 14-12-2007 3:27am

thesto wrote: »

at this time (well over 5hrs now) the money is still in my account

think i just got a free ipod?

Doubtful. Laser transactions take anything from 24 to 76 hours to appear in your account. If they processed the order and have confirmed it, then you're definitely paying for it.

Pegasus15 · 14-12-2007 5:51pm

jor el wrote: »

You have nothing to loose by trying it out. Add something to your cart, go to checkout and try paying with the Laser card. If it fails, then you know it doesn't work. If it goes through, then you have a useful, usable debit card.

Yeah, but Play.com mentions being able to cancel order without penalty before they start processing it. What happens if it doesn't go through after they start the processing?

thesto wrote: »

i used my laser/maestro card to buy an ipod nano today of apple.ie

when it came to the cvv part i keyed in 111 (as that is the number i use when booking cinema tickets online)

the transaction seemed to go ok, i got an order confirmation number, but two hourss after the money had still not been taken out of my account. i rang apple and they confirmed the order was ok and would be shipping tomorrow.

at this time (well over 5hrs now) the money is still in my account

think i just got a free ipod?

The money has probably been taken, but it's true that it won't show up as being taken for a while.

jor el · 14-12-2007 7:20pm

Pegasus15 wrote: »

Yeah, but Play.com mentions being able to cancel order without penalty before they start processing it. What happens if it doesn't go through after they start the processing?

They won't start processing the order until they've received a payment confirmation by the processing agent.

Pegasus15 · 14-12-2007 9:14pm

jor el wrote: »

They won't start processing the order until they've received a payment confirmation by the processing agent.

Ah, deadly. I'll give it a shot on my Maestro tonight.

prodigal_son · 15-12-2007 1:06am

Well i went onto play, clicked a few dvds, put my laser card info in, put the cvv number in, clicked through, and it all went through ok..

I got an email saying that..

This email is only an acknowledgement of receipt of your order which has been passed to our dispatch department to be processed.

Thank you for ordering with www.play.com

Please check the following order information:

So, Im not entirely sure if the order has been paid for, or if dispatch will try and run the details tomorrow..

So i guess i will let you all know tomorrow, but so far so good...

prodigal_son · 15-12-2007 2:18pm

Nope, it doesn't work with play.com

Dear

Thank you for your recent order with Play.com

We are unable to accept the type of Credit/Debit card you have used for
payment.

To proceed with your order please use one of our accepted methods of
payment (Visa, Visa Electron, Delta, Maestro (excluding Laser),
MasterCard, Switch and Solo).

So the code on the back seems a bit of a waste, Irish sites (well the ones i tried) told me to leave the cvv2 field blank, and foreign sites wont accept the card.

manicmonoliths · 02-01-2008 3:45pm

I tried to buy something from Amazon.co.uk today with my AIB Laser card.
When it came to card type I selected Maestro.
It asks for an issue number or otherwise a start date. I have neither on the card. The issue number can only be two digits long apparently.

Does anyone know what to do?

manicmonoliths · 02-01-2008 3:56pm

Are Laser and Maestro the same thing? It has both the Laser and Maestro symbols on my card.

IncredibleHulk · 27-01-2008 8:59pm

prodigal_son wrote: »

Its 4 digits a space and then 3 digits

Same as mine then

ancapailldorcha · 03-03-2008 5:20pm

Does anyone know if laser/maestro work in Scotland? Ta.

xIsabelx · 19-03-2008 1:03am

I just tried ordering stuff from CD WOW and the transaction won't go through because of this stupid CVC number. When I leave the field blank, a message pops up saying "Incorrect CVC number" but when I put 999 111 or 000 in, it comes up saying:

"Your payment could not be completed at this time due to one of the following errors
- Incorrect card details
- You exceeded your credit limit
- Your credit institution is unavailable at this time"

Argggh!

smiler26 · 24-03-2008 7:05pm

Amazon definitely won't accept any Laser card from ROI

FX Meister · 24-03-2008 7:06pm

yes

24-03-2008 9:42pm

I've used my laser to pay a bill online and I didn't have to give a cvv number.
Definetly lacking security.

I can understand why no etailers will accept the card ,if it's that easily used online:rolleyes:

piskins72 · 27-03-2008 2:40pm

Its def a new thing that AIB have the number on the back of the cards, I have run into problems before abroad with their cards in trying to access ATM's and make purchases abroad, and the ATM's were supposed to accept Mastro & Link cards in the UK and other countries, when we rang the 24 hour number that AIB provide on the back of the card to query it, all they said was"oh the card must be scratched" but it had worked perfectly well in Ireland and still does and there was no problems with the account or that.... hopefully now they will work better abroad since they have added the CCV number on the back.

lostcarpark · 12-04-2008 12:45pm

Older Laser cards are 19 digits with no CVV, some do have the Maestro symbol, but not many retailers outside Ireland seem to know how to deal with them. I did manage to use mine in Belgium once. Even in Ireland people have had trouble with them - for a while the Irish Rail ticket vending machines didn't know how to deal with them. Also, quite a lot of Irish online sellers use foreign card authorisation services, so often can't handle these cards.

Most Irish government sites do accept 19 digit Laser card numbers.

Most banks have been moving to 16 digit card numbers with a CVV number on the back. These should work with any retailer that accepts Maestro, and that should include many online resellers.

beinlin · 12-04-2008 2:13pm

ancapailldorcha wrote: »

Does anyone know if laser/maestro work in Scotland? Ta.

I've heard of no problems...

LinusVanPelt · 30-07-2008 3:29pm

I think the online sites don't accept them because they don't have an issue number or start date. i've just moved from the UK and that's the only difference between Maestro cards here and there, where they work fine on sites like Play, Amazon etc.

I went into an AIB branch to ask about it today and they said i'd probably not be able to use it online and would have to use a credit card instead... brilliant!

testicle · 30-07-2008 10:59pm

thesto wrote: »

i used my laser/maestro card to buy an ipod nano today of apple.ie

when it came to the cvv part i keyed in 111 (as that is the number i use when booking cinema tickets online)

the transaction seemed to go ok, i got an order confirmation number, but two hourss after the money had still not been taken out of my account. i rang apple and they confirmed the order was ok and would be shipping tomorrow.

at this time (well over 5hrs now) the money is still in my account

think i just got a free ipod?

I see you have never bought anything using Laser before. I paid for Diesel on Saturday, and the money is still in my account.

colly10 · 30-07-2008 11:24pm

testicle wrote: »

I see you have never bought anything using Laser before. I paid for Diesel on Saturday, and the money is still in my account.

Its in the account if you check your balance but you wouldn't actually be able to take it out. It's seriously annoying (i've been stung more that once with a balance on my account but being refused funds by the atm)

testicle · 31-07-2008 3:36pm

colly10 wrote: »

Its in the account if you check your balance but you wouldn't actually be able to take it out. It's seriously annoying (i've been stung more that once with a balance on my account but being refused funds by the atm)

indeed

mcwhirter · 31-07-2008 10:16pm

tech77 wrote: »

There seems to be a lot of confusion about this.
I've got the AIB laser/ATM card with the maestro logo on it.
When i ring AIB about it they seem a bit clueless.

OK they say it only works for Irish sites apparently which is fair enough.
They say putting in 000 for the cvv code might or mightn't work- you just have to chance it.
So is there anyone here who can say for certain they have bought stuff online with an AIB laser/maestro card.
If so what sites.
Thanks.

Try the halifax visa debit card, it is valid everywhere and costs same government tax as laser card. Laser only works mainly on irish sites as you state so no good for foreign sites.

gcgirl · 31-07-2008 10:23pm

colly10 wrote: »

Its in the account if you check your balance but you wouldn't actually be able to take it out. It's seriously annoying (i've been stung more that once with a balance on my account but being refused funds by the atm)

+1 there this annoys the crap out of me i have had the laser card for 4/5 months now and between Standing orders/dd's sometimes i don't know my balance at all!

White_Wolf · 08-12-2008 5:03pm

Right this is an old thread im bumping but i can say I have bought stuff online with my laser card ive only bought off http://www.elara.ie/ but i know they work put in 000 for cvc number

rosie cheeks · 05-01-2009 12:53am

In the Republic of Ireland, most banks issue debit cards that are cobranded with Maestro and the Irish Laser card logos. These function as a Laser Card in Ireland and as a Maestro card when used abroad, although acceptance is quite patchy. Generally, the Maestro function on these cards only works when they are inserted into a POS terminal. They cannot be used as Maestro over the telephone or on the internet. However, they can be accepted online or over the phone by any merchant who accepts Laser card. All Irish debit cards are now issued with Chip and PIN technology and transactions are normally only authorised by PIN. Most Irish POS terminals now authorise all debit and credit card transactions onlineI][URL="http://en.wikipedia.org/wiki/Wikipedia:Citation_needed"][COLOR=#002bb8]citation needed[/COLOR][/URL][/I, so you cannot spend unauthorised funds.

yea so basically its crap! theoretically your suppose to be able to use ur laser card as there all now with maestro but you cant.

S_Holmes · 06-03-2009 1:28pm

I have a couple of queries relating to Ulster Bank Maestro Cards:
My card was issued in the republic and has

XXXX XXXX XXXX XXXX 16 digits on front and
XXXX XXX 7 digits on back.

Does anyone have an Ulster Bank Maestro card in the republic where the last 4 digits (of 16 on front of card) are different from the first 4 (of 7 on back)?

Are cards issued to Northern Ireland customers using repeated numbers in this way also?

Does anyone know precisely which digits are entered into an online form to make a sucessful purchase with Maestro given that there is a Valid From date on the card.

Is it 16 from front and first four from back or
Is it 16 from front and last three from back?

padocon · 07-03-2009 12:39pm

Hi,
I too would like to know as I would like to use mine online.
Thanks

jayo1994 · 09-06-2009 11:31am

hey i know this thread has been out a while but i just ordered something using my ma's laser card and where it said cvc i put in the last 3 numbers of the card and that worked

Elara: Kin · 09-06-2009 11:59am

Only Irish Companies can take Laser as it is a system we use here, if foreign companies want to take it they will need a Irish bank account which most don't have.

CVV number is not used.

mcwhirter · 10-06-2009 1:20pm

Its a no-brainer, forget about a laser card and get a halifax debit card, it can be used everywhere.

byte · 10-06-2009 7:27pm

Halifax are pretty fussy about opening new accounts though.

madmik · 12-06-2009 9:44pm

byte wrote: »

Halifax are pretty fussy about opening new accounts though.

are they ?

ive not had any problems although the application for their current account runs 7 pages long its just a formality

Gamesnash.ie: Pat · 18-06-2009 4:34pm

Elara (Kin) wrote: »

Only Irish Companies can take Laser as it is a system we use here, if foreign companies want to take it they will need a Irish bank account which most don't have.

CVV number is not used.

There is a work around for foreign companies if they use processors like Worldpay as a payment provider. Worldpay are set up to process laser transactions. I know that they offer Laser card as an option to UK and European merchants.

Not many will take it up because of the lack of security to the retailer but it's worth knowing that just because a site can accept your Irish laser card does not automatically mean they are Irish.

Elara: Kin · 18-06-2009 4:48pm

Completely forgot about Worldpay, Realex and other processing companies... my bad.

TheCostumeShop.ie: Ronan · 03-07-2009 10:22am

Basically what it comes down to is retailers need to have permission from their Merchant Services to Accept Laser cards. Bigger companies usually will have this but small companies may not. UK customers have the same problem here that many Irish stores that accept laser wont take solo or switch cards.

In general though as a customer you'd be better off using a credit card than a laser card because you're insured for transactions and laser does not provide this back up.

nickc · 07-11-2009 7:46pm

why do you not use 3v it is like a credit card

padocon · 07-11-2009 8:18pm

nickc wrote: »

why do you not use 3v it is like a credit card

downside are the fees!

nickc · 07-11-2009 8:35pm

There is no purchase fee for €20 Vouchers; the fee for Vouchers with a value of €30 to €100 is €2.50 and for all Vouchers with a value more than €100, the fee is €5.

padocon · 07-11-2009 8:51pm

nickc wrote: »

There is no purchase fee for €20 Vouchers; the fee for Vouchers with a value of €30 to €100 is €2.50 and for all Vouchers with a value more than €100, the fee is €5.

It all adds up!

Red Sleeping Beauty · 09-11-2009 2:00am

nickc wrote: »

There is no purchase fee for €20 Vouchers; the fee for Vouchers with a value of €30 to €100 is €2.50 and for all Vouchers with a value more than €100, the fee is €5.

If you want to buy a DVD online that say costs €19.50-€19.99 or whatever, you think "grand, I'll get a 3V card for a score and get that DVD and it's all gravy". Then you enter the card details and what happens? A pre-auth. transaction that isn't refunded for weeks. If it's Paypal then that means you're down about $1 and on top of that do you not get stung for a exchange rate commission charge?

Anyway, in the end you more than likely won't be able to buy your DVD cause you're a few pennies out. If your DVD costs less than the 19quid say and you can buy it, you're then going to be left with a few stray quid that is worthless and you can't use because the redeem or transfer fee is €2.50.

I don't like the other type of prepay credit card either though, the one where you're charged a % on transactions. Them cards have even more complicated rules.

Banks should get their act together and add security features and get the UK online shops to accept the Laser card but if they did that then all the people who get credit cards just to use them online wouldn't bother.

aoife1991 · 06-09-2011 6:16pm

Howrya, I just ordered from play.com and they accepted my laser card, no problem

AIB laser card- can it actually be used online without cvv code

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