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Insuring a motorbike. Where??!?! I can't find any where!

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  • 29-04-2009 5:35pm
    #1
    Gopedguy
    Closed Accounts Posts: 7 ✭


    I am looking to get a 50cc bike for the summer and I obviously need to insure it. I can't find any where that does motorbike insurance. Where can I actually buy the bike as well ? Any advice on what bike to get, I was thinking a TZR 50


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    #2
    Dar
    Registered Users Posts: 763 ✭✭✭Dar


    Quinn Direct
    AON Insurance
    Adelaide Insurance
    Carole Nash


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    #3
    CharlieCroker
    Registered Users Posts: 8,451 ✭✭✭CharlieCroker


    As above.

    Prob better to move this thread into the motorbikes forum though.


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    #4
    cantdecide
    Registered Users Posts: 11,465 ✭✭✭✭cantdecide


    Biker.ie is a great resource too but they don't take kindly to noobs who ask questions instead of doing a search. They are indeed a contrary bunch.

    Insurance won't be a problem (to find anyway).


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    #5
    Gopedguy
    Closed Accounts Posts: 7 ✭Gopedguy


    cantdecide wrote: »
    Biker.ie is a great resource too but they don't take kindly to noobs who ask questions instead of doing a search. They are indeed a contrary bunch.

    Insurance won't be a problem (to find anyway).



    I did a few searches and called Quinn but they only do 1 year coverage. I was hoping for something more short term as I can't really afford or need a bike during the winter, you can't really use it much in the winter anyway. What is the shortest policy available? And thank you to all


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    #6
    seanybiker
    Closed Accounts Posts: 10,898 ✭✭✭✭seanybiker


    ya could just get the insurance with quinn and pay them monthly. Then when you dont want to ride the bike anymore ya just cancel the policy. Why wont ya ride the bike in the winter? Its fun


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    #7
    CourierCollie
    Registered Users Posts: 663 ✭✭✭CourierCollie


    seanybiker wrote: »
    Why wont ya ride the bike in the winter? Its fun
    Yeah, I haven't looked up any stats, but it definitely feels like it rains more in the summer than the winter the last few years.


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    #8
    Gopedguy
    Closed Accounts Posts: 7 ✭Gopedguy


    Will I not get bad credit for this?


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    #9
    View Profile
    Registered Users Posts: 1,133 ✭✭✭View Profile


    you can't really use it much in the winter anyway

    That's funny. I managed to use my bike every day of the year for seven years whatever the weather. :confused:


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    #10
    Gopedguy
    Closed Accounts Posts: 7 ✭Gopedguy


    I haven't had a road bike before, I am just presuming. I couldn't afford it any way I am still in 5th year. I was hoping for a 3 month, as I see the canceling the direct debit as a possible way to get bad credit. In this economic climate bad credit is all I need when I am going looking student loans. PLEASE correct me is I'm wrong about the bad credit thing and if I can just cancel like that.


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    #11
    Gopedguy
    Closed Accounts Posts: 7 ✭Gopedguy


    I haven't had a road bike before, I am just presuming. I couldn't afford it any way I am still in 5th year. I was hoping for a 3 month, as I see the canceling the direct debit as a possible way to get bad credit. In this economic climate bad credit is all I need when I am going looking student loans. PLEASE correct me is I'm wrong about the bad credit thing and if I can just cancel like that.


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    #12
    seanybiker
    Closed Accounts Posts: 10,898 ✭✭✭✭seanybiker


    Gopedguy wrote: »
    I haven't had a road bike before, I am just presuming. I couldn't afford it any way I am still in 5th year. I was hoping for a 3 month, as I see the canceling the direct debit as a possible way to get bad credit. In this economic climate bad credit is all I need when I am going looking student loans. PLEASE correct me is I'm wrong about the bad credit thing and if I can just cancel like that.


    Dont cancel your direct debit. Just tell em when ya want to cancel it that your bike got robbed or something or ya had a bad fall and dont wanna be on bikes anymore. They will just ask ya to send back the insurance cert thingmebob.


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    #13
    Cuddlesworth
    Registered Users Posts: 13,981 ✭✭✭✭Cuddlesworth


    Gopedguy wrote: »
    I haven't had a road bike before, I am just presuming. I couldn't afford it any way I am still in 5th year. I was hoping for a 3 month, as I see the canceling the direct debit as a possible way to get bad credit. In this economic climate bad credit is all I need when I am going looking student loans. PLEASE correct me is I'm wrong about the bad credit thing and if I can just cancel like that.

    You can cancel your policy and they either refund you 75% of the money paid or if you choose to go the direct debit route, they work out the remaining cash owed. That does include the interest that would have accrued for the remainder of the year.


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    #14
    Wossack
    Registered Users Posts: 7,002 ✭✭✭Wossack


    seanybiker wrote: »
    ya could just get the insurance with quinn and pay them monthly. Then when you dont want to ride the bike anymore ya just cancel the policy. Why wont ya ride the bike in the winter? Its fun

    what you get back from them probably wont match the savings you'll make keeping the policy for a year and gaining a years NCB (starting out anyway)


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    #15
    Steffano2002
    Registered Users Posts: 5,918 ✭✭✭Steffano2002


    View Profile wrote: »
    That's funny. I managed to use my bike every day of the year for seven years whatever the weather. :confused:
    Same for me for the past 3 years! Nothing more fun than riding a Fireblade on ice with a pillion!


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    #16
    TheCityManager
    Registered Users Posts: 186 ✭✭TheCityManager


    cantdecide wrote: »
    Biker.ie is a great resource too but they don't take kindly to noobs who ask questions instead of doing a search. They are indeed a contrary bunch.

    Insurance won't be a problem (to find anyway).

    www.irishbikerforum.com is also a great resource (and less complicated :) )


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    #17
    seanybiker
    Closed Accounts Posts: 10,898 ✭✭✭✭seanybiker


    Wossack wrote: »
    what you get back from them probably wont match the savings you'll make keeping the policy for a year and gaining a years NCB (starting out anyway)
    Good point.


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