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Insurance for Au Pair

  • 29-08-2011 2:19pm
    #1
    reefbreakbda
    Closed Accounts Posts: 6 ✭


    Looking forward to having help around the house so I can work...

    Seems the only disadvantage (I can think of) to being a 24 year old spanish girl, is FBD want nearly 2 grand to insurer her to drive.

    Anyone know of any cute, but legit, angles to try to do this a bit cheaper!

    Want to buy a little 1.0 car rather than add onto my own insurance.

    The 2 grand quote was us insuring another car for us and adding her as a named driver.

    Thanks...


Comments

  • #2
    _Conrad_
    Registered Users, Registered Users 2 Posts: 1,191 ✭✭✭_Conrad_


    you may be stuck with that, insurance at 24 with no previous history in ireland will be expensive


  • #3
    Dardania
    Registered Users, Registered Users 2 Posts: 3,612 ✭✭✭Dardania


    Does she have a full licence?


  • #4
    si_guru
    Registered Users, Registered Users 2 Posts: 2,347 ✭✭✭si_guru


    Anyone know of any cute, but legit, angles to try to do this a bit cheaper!

    Employ an irish person?


  • #5
    kate.m
    Registered Users Posts: 574 ✭✭✭kate.m


    OSI wrote: »
    si_guru wrote: »
    Employ an irish person?

    You'd have to pay an Irish person.

    Not as much as 2000 euro though?


  • #6
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    reefbreakbda wrote: »
    Looking forward to having help around the house so I can work...

    Seems the only disadvantage (I can think of) to being a 24 year old spanish girl, is FBD want nearly 2 grand to insurer her to drive.

    Anyone know of any cute, but legit, angles to try to do this a bit cheaper!

    Want to buy a little 1.0 car rather than add onto my own insurance.

    The 2 grand quote was us insuring another car for us and adding her as a named driver.

    Thanks...

    Would the 24 year old not be cute enough ?

    Anyway, I assume she wont be there full time. If thats the case, you can reclaim any unused premium when she goes home.

    Other than that, there is no way of getting a cheaper premium short of shopping around.

    Or getting her a nice push bike. One with flowers on it. And a basket perhaps. :cool:


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  • #7
    R.O.R
    Registered Users, Registered Users 2 Posts: 12,699 ✭✭✭✭R.O.R


    24 year old Spanish Au Pair????

    referee%20pics%20or%20gtfo.jpg

    :pac:


  • #8
    Oranage2
    Registered Users, Registered Users 2 Posts: 11,128 ✭✭✭✭Oranage2


    How about a bus pass?


  • #9
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    Oranage2 wrote: »
    How about a bus pass?

    If it was me then I'd have no issues with driving her to wherever she had to go. I dont have kids though so that might be a bit odd.


  • #10
    Ken.
    Closed Accounts Posts: 12,898 ✭✭✭✭Ken.


    Lets start a bidding war. For €1,900 i'll drive your au-pair around for the few months she's here.


  • #11
    reefbreakbda
    Closed Accounts Posts: 6 ✭reefbreakbda


    youz are funny!

    Most Au Pair types want to go somewhere else (can you blame them) so the Irish ones are probably in spain.

    May insure her until she's 25 in December then try some sort of open driving number.

    Yes a full licence for 6 years. and cute, but don't think that counts for much.

    Oh, one bus a week in outer Kerry..


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  • #12
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    lucyfur09 wrote: »
    Lets start a bidding war. For €1,900 i'll drive your au-pair around for the few months she's here.

    You'd pay 1900 to drive an Au Pair around ?

    Umm, if I tan myself up and wear a wig will you pay me to take me to work and back ?


  • #13
    CiniO
    Registered Users, Registered Users 2 Posts: 16,063 ✭✭✭✭CiniO


    Maybe she can bring her own car from Spain?
    She won't be here that long, and by this most likely won't be considered resident.
    Insurance and other staff on Spanish car will be much cheaper.


  • #14
    Delancey
    Closed Accounts Posts: 5,451 ✭✭✭Delancey


    Cheer up OP - someone on this forum had a worse problem when it came to getting his American Au Pair driving - she arrived but said '' Oh Gee , I can't drive stick shift '' .
    He had to fork out 4,000 for an automatic for her :rolleyes:


  • #15
    Hiace.
    Closed Accounts Posts: 208 ✭✭Hiace.


    reefbreakbda wrote: »
    Looking forward to having help around the house so I can work...

    Seems the only disadvantage (I can think of) to being a 24 year old spanish girl, is FBD want nearly 2 grand to insurer her to drive.

    Anyone know of any cute, but legit, angles to try to do this a bit cheaper!

    Want to buy a little 1.0 car rather than add onto my own insurance.

    The 2 grand quote was us insuring another car for us and adding her as a named driver.

    Thanks...

    Crikey, how long is she staying, you could nearly long term hire a car for that.


  • #16
    unkel
    Registered Users, Registered Users 2 Posts: 65,718 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    CiniO wrote: »
    Maybe she can bring her own car from Spain?

    99.999% of Spanish au pairs in Ireland do not have their own car in Spain ;)
    kate.m wrote: »
    Not as much as 2000 euro though?

    Are you yoking? A full time au pair costs about €5k per year and you have to provide board (which will cost you very little). An Irish employee at the minimum wage costs €18k per year and I'm not even taking into account employers taxes / prsi etc.

    My ads on adverts.ie

    https://www.adverts.ie/member/5856/ads



  • #17
    TwoShedsJackson
    Closed Accounts Posts: 9,438 ✭✭✭TwoShedsJackson


    Delancey wrote: »
    Cheer up OP - someone on this forum had a worse problem when it came to getting his American Au Pair driving - she arrived but said '' Oh Gee , I can't drive stick shift '' .
    He had to fork out 4,000 for an automatic for her :rolleyes:

    Sounds more like his fault for assuming that someone from a country where 99% of people learn in and then drive automatic transmissions would know how to drive a manual :rolleyes:


  • #18
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    unkel wrote: »
    Are you yoking? A full time au pair costs about €5k per year and you have to provide board (which will cost you very little).


    So many inuendo's

    Must resist. :D

    2k is still a lot to be paying to allow her drive your motor. Especially as a named driver.

    Surely her Spanish NCB would stand to her ?


  • #19
    JimmyCrackCorn
    Registered Users, Registered Users 2 Posts: 1,691 ✭✭✭JimmyCrackCorn


    MugMugs wrote: »
    So many inuendo's

    Must resist. :D

    2k is still a lot to be paying to allow her drive your motor. Especially as a named driver.

    Surely her Spanish NCB would stand to her ?


    If you have a good motor I wouldn't insure here 3rd party.

    Fully comp in case your car is fished out of a wall somewhere in kerry.

    Its going to be expensive no matter what, just keep hunting around.


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