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What happens if I have a DC and a DB pension?

  • 30-09-2015 3:40pm
    #1
    hmmm
    Registered Users, Registered Users 2 Posts: 11,205 ✭✭✭✭


    I have a DC pension from a previous employer that I can take at 50 (if I fully retire). I have a DB pension that is available at 66.

    What is the situation if I retire at (say) 60? I've confused myself by thinking about this - can I take out an ARF and use the 25% tax free option from the DC, or do I have to operate on the rules of the DB scheme?

    This whole setup is ridiculously complicated.


Comments

  • #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,760 Mod ✭✭✭✭Henry Ford III


    Get proper advice.

    The rules of the DB scheme won't affect your early retirement benefits from the DC scheme.


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