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Ulster Bank contactless?

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  • 19-07-2015 7:36pm
    #1
    sitstill
    Registered Users Posts: 1,380 ✭✭✭


    Do any of you know whether UB are planning on ever having contactless Visa debit cards? They have them in the North and every other bank in ROI has them now so they are seriously lacking. I'm considering moving to ptsb if UB are not planning on stepping up to the plate.


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    #2
    WeleaseWoderick
    Registered Users Posts: 1,441 ✭✭✭WeleaseWoderick


    My new Ulster Bank credit card has contactless built in but still no sign of the VISA debit cards having the same.

    It seems kinda pointless on a credit card compared to a debit card in my mind!


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    #3
    OU812
    Registered Users Posts: 6,035 ✭✭✭OU812


    Just had my Irish & northern Irish debit cards replaced, despite being told they'd be contactless, they sent me old style ones. PITA


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    #4
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


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    #5
    Downsey77
    Registered Users Posts: 57 ✭✭Downsey77


    Apparently Contactless is finally coming to ROI Visa Debit Cards around October 2016.


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    #6
    Dudda
    Registered Users Posts: 1,541 ✭✭✭Dudda


    Downsey77 wrote: »
    Apparently Contactless is finally coming to ROI Visa Debit Cards around October 2016.

    Oh finally that's good news. Where did you hear that? Internally or did them mention it on any of their social media, etc?

    Their mobile app on android is broken for me since the last update (along with many others) which is really annoying. I used to use it regularly as it wasn't a bad app.


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    #7
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


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    #8
    CiniO
    Registered Users Posts: 16,088 ✭✭✭✭CiniO


    Fred Swanson wrote: »
    This post has been deleted.

    And no one is forcing you to have it, but why should those who want it, not be able to get it.


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    #9
    sitstill
    Registered Users Posts: 1,380 ✭✭✭sitstill


    Downsey77 wrote: »
    Apparently Contactless is finally coming to ROI Visa Debit Cards around October 2016.

    Where did you hear that from?

    Hopefully it's true as mine is due to expire in November.


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    #10
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


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    #11
    Simply Red
    Registered Users Posts: 1,291 ✭✭✭Simply Red


    Fred Swanson wrote: »
    This post has been deleted.
    Why is that, security concerns?


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    #12
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


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    #13
    Zhane
    Registered Users Posts: 1,154 ✭✭✭Zhane


    Well I want one. even thinking about moving bank because they are not given me any information when it'll arrive. last time i heard it was by end of year 2015


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    #14
    CiniO
    Registered Users Posts: 16,088 ✭✭✭✭CiniO


    Fred Swanson wrote: »
    There should be a choice, I don't want one by default.

    AFAIK you can ask your bank to turn it off if you wish.


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    #15
    LC2017
    Registered Users Posts: 52 ✭✭LC2017


    Any update on this? Still planned for October? If not I'll be moving to BOI. It's a shame though because their mobile app is so good.

    Does anyone know the reason they still haven't adopted the contactless concept with their debit cards?


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    #16
    Simply Red
    Registered Users Posts: 1,291 ✭✭✭Simply Red


    Anyone heard anything?


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    #17
    testicles
    Closed Accounts Posts: 1,198 ✭✭✭testicles


    This post has been deleted.


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    #18
    sitstill
    Registered Users Posts: 1,380 ✭✭✭sitstill


    testicles wrote: »
    This post has been deleted.

    Did you ask them about it?


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    #19
    daheff
    Registered Users Posts: 5,833 ✭✭✭daheff


    CiniO wrote: »
    AFAIK you can ask your bank to turn it off if you wish.

    Yes but some banks still issue you a card with a contactless functionality that can be turned on (ie some dodgy person could do it without your consent).


    There are serious security concerns with contactless cards. Banks are not owning up to them.

    Be careful what you wish for.


  • Options
    #20
    testicles
    Closed Accounts Posts: 1,198 ✭✭✭testicles


    This post has been deleted.


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    #21
    sitstill
    Registered Users Posts: 1,380 ✭✭✭sitstill


    testicles wrote: »
    This post has been deleted.

    That's ridiculous. Seriously considering changing banks.


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    #22
    Vote 4 Pedro
    Registered Users Posts: 1,015 ✭✭✭Vote 4 Pedro


    I asked in my local branch of UB and I got talking to someone in the back who was a little bit more in the know apparently... She said there will not be any UB contactless cards for the foreseeable and definitely not this year as the fraud levels on cards goes up by some level and that all the banks were having serious problems with them, she gave me some facts and percentages and she really seemed to know what she was talking about. People with some scanning device under a jacket walking around in busy places taking €15 euro off peoples cards, in shops and public transport etc. I'm sure it's actually not that common but still it must be happening on some level.
    Before this I was really pushing for a contactless card but now she really changed my opinion about them so i'll be sticking with the chip and pin for now.


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    #23
    maximum12
    Closed Accounts Posts: 666 ✭✭✭maximum12


    sitstill wrote: »
    That's ridiculous. Seriously considering changing banks.

    I have debit card with UB and credit card with AIB. Neither have contactless.


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    #24
    OU812
    Registered Users Posts: 6,035 ✭✭✭OU812


    Just been talking to them. They're hoping to have it in place by Xmas.

    Apparently there's some old legacy banking systems down here that are holding up contactless & Applepay.

    Both functions are available in NI.


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    #25
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    TBH, that sounds like a "pulled out of my ass" reply from a call centre rep. Ulster use exactly the same IT infrastructure as UB NI, Royal Bank of Scotland, NatWest and the other smaller banks within the RBS group (Isle of Man Bank, Coutts etc), all of which have contactless.


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    #26
    JimmyTClarke
    Closed Accounts Posts: 128 ✭✭JimmyTClarke


    Vote 4 Pedro wrote: »
    I asked in my local branch of UB and I got talking to someone in the back who was a little bit more in the know apparently... She said there will not be any UB contactless cards for the foreseeable and definitely not this year as the fraud levels on cards goes up by some level and that all the banks were having serious problems with them, she gave me some facts and percentages and she really seemed to know what she was talking about. People with some scanning device under a jacket walking around in busy places taking €15 euro off peoples cards, in shops and public transport etc. I'm sure it's actually not that common but still it must be happening on some level.
    Before this I was really pushing for a contactless card but now she really changed my opinion about them so i'll be sticking with the chip and pin for now.

    100% correct! They have no plans to introduce them at present.


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    #27
    chapterthree
    Registered Users Posts: 24 ✭chapterthree


    Ulster Bank Ireland website is now showing their visa debit card (service card) as contactless. If you want to change your card wait for it to expire or go into branch to order it.


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    #28
    maximum12
    Closed Accounts Posts: 666 ✭✭✭maximum12


    chapterthree wrote: »
    Ulster Bank Ireland website is now showing their visa debit card (service card) as contactless. If you want to change your card wait for it to expire or go into branch to order it.

    Why do they have a debit card ? Based on the website, the debit card just looks like a crap version of the "service card"


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    #29
    Doodah7
    Registered Users Posts: 3,721 ✭✭✭Doodah7


    Good spot!! Info here:

    http://digital.ulsterbank.ie/personal/current-accounts/contactless-debit-cards.html


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    #30
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


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    #31
    Doodah7
    Registered Users Posts: 3,721 ✭✭✭Doodah7


    Just rang UB and they will issue new cards to me with contactless technology within four working days.

    At long last!! I would have thought that now UB have gone contactless that Apple Pay is probably on the horizon.


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