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Is it worth it becoming self employed in Ireland

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  • 04-01-2011 2:46am
    #1
    Adrian36
    Registered Users Posts: 14 ✭


    can anyone please advise me is there any way of claiming unemployment assistance / job seekers benefit ect...... if a business i start up hits dire straits and i have no money at all ....plaese help


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    #2
    mayfire
    Registered Users Posts: 165 ✭✭mayfire


    No. I was S/E for over 20 years and had to stop working last year because of a health issue. I am entitled to nothing at all. Absolutely nothing.


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    #3
    cc-offe
    Registered Users Posts: 455 ✭✭cc-offe


    If you are currently getting certain social welfare payments then you could qualify for this payment for 2 years from when you begin so you could save it if you didn't need it http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/social_welfare_payments_and_work/back_to_work_enterprise_allowance.html


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    #4
    Darlughda
    Closed Accounts Posts: 1,886 ✭✭✭Darlughda


    Adrian36 wrote: »
    can anyone please advise me is there any way of claiming unemployment assistance / job seekers benefit ect...... if a business i start up hits dire straits and i have no money at all ....plaese help

    You may be entitled to Jobseekers' Allowance if you have insufficient income from your business to meet your basic means.
    See here.
    http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/unemployed_people/self_employed_and_unemployment.html

    mayfire wrote: »
    No. I was S/E for over 20 years and had to stop working last year because of a health issue. I am entitled to nothing at all. Absolutely nothing.
    This is a common misconception about self employed workers.

    You might not be entitled to illness benefit, or jobseekers benefit like PRSI workers, but you have had the opportunity to pay credited contribution during those years of self employment, that would have given you entitlements to most if not all of the same benefits that the employed worker gets. The only difference is those benefits are voluntary, rather than compulsory as is the case with the worker paying PRSI.

    In any case, if you have not enought means to support yourself from your business, there is still the option of jobseekers allowance, providing that you were well enough to actively seek work and you satisfied the other conditions.


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    #5
    Adrian36
    Registered Users Posts: 14 ✭Adrian36


    thanks very much for the useful and very informative info , cheers


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