RSA Insurance and 123.ie

Stay well away from Royal Sun Alliance Insurance RSA which wholly owns and sells insurance directly through 123.ie. This is a company that appears to puts itself and its profits before the needs of motorists requiring insurance. This company which is internationally headquartered in London subject Irish people to a much severer and nastier standard than it does in Britain. There, because of the law on the Rehabilitation of Offenders, after a certain period, say five years, someone who has a conviction, cannot because of that fact be refused motor insurance, so Royal Sun Alliance Insurance RSA would not dare decline such a Britishmotorist. Here in Ireland which is the only country in the EU not to have ‘second chance’ legislation, Royal Sun Alliance Insurance RSA take full advantage of the absence of a ‘spent convictions’ law to immediately refuse anyone with the most minor conviction for anything, from obtaining a quote through its direct trading arm 123.ie. When a person telephones the Royal Sun Alliance Insurance RSA direct trading arm 123.ie looking for a quote, that person will be immediately subject to detailed questioning which includes a question asking if the person has any conviction whatsoever. If the person mentions that they have a conviction, they will be immediately declined by Royal Sun Alliance RSA 123.ie who will quickly terminate the telephone call. This corporation is not interested in listening or accepting any explanation as to why, or when the conviction came about. It might be the result of forgetting to purchase a television licence or for some minor road traffic offence that happened many years ago.
Royal Sun Alliance Insurance RSA through its direct trading arm 123.ie punish all Irish people with any conviction, not for a five years, or ten years but for a lifetime. This lifetime punishment by Royal Sun Alliance Insurance RSA 123.ie particularly affects and marginalises older Irish motorists who, before the introduction of the penalty points system a few years ago, had no other option but to turn up in court if charged with any motoring misdemenor. This terribly unfair, stigmatising behaviour by Royal Sun Alliance Insurance RSA through 123.ie shows no compassion, no flexibility, no forgiveness, no understanding that anyone can make a small mistake and should deserve a second chance. Next time you see their ‘friendly’ advertisements where they sing about their bargain type insurance, think about how friendly and fair they really are and how they actually operate with greater harshness here in Ireland. Think before you involve yourself with this impersonal company who will not hesitate to get rid of you, if in their eyes you pose the slightest risk. There are plenty of other insurance providers out there who treat people decently and try their best in a spirit of fairness to provide cover when somebody seeks a telephone quote. The irony is Royal Sun Alliance Insurance RSA itself was criminally convicted here in Ireland a few years ago for discriminating on age grounds, when an older motorist made a complaint that they refused to insure him. The wonderful Nelson Mandela if he had, while alive, applied to Royal Sun Alliance RSA 123.ie for insurance would have been immediately declined by them because he had a conviction. Thank you for reading my review.