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LowestQuote.ie car insurance

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  • 12-06-2014 11:55pm
    #1
    Grats
    Registered Users Posts: 2,686 ✭✭✭


    Hey,

    I got my car insurance renewal today from 123.ie and it was up over €250 from last year. I saw an ad for lowestquote.ie so I decided to try them. They found a quote for €200 less which made me a happy man.

    They seem to work it differently to anywhere else. If you already have a quote they try and find a lower quote for you for the same cover. They charged a % of the saving they found but they told me at the start that if they didn't find me a saving there wouldn't be any fee.

    Considering how much premiums are currently increasing they are worth a try as it won't cost you anything!!
    Tagged:


Comments

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    #2
    coylemj
    Registered Users Posts: 25,327 ✭✭✭✭coylemj


    Did you ring 123.ie or any other company to see if you could get a lower quote? A large number of insurance companies send out inflated renewal quotes because a significant number of people just pay up without shopping around. Losing some existing customers is a price they are prepared to pay because it's more than matched by the extra cash they get from lazy people who don't shop around and just pay up.

    Even your own company will reduce the quote if you just ring them, that crowd you dealt with is using a business model which says that people assume that prices are going up because they believe the hype put out by the insurance business.


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    #3
    flowers345
    Registered Users Posts: 89 ✭✭flowers345


    Anyone know who will insure an old brick as main car with no ncb due to 2 years not driving?


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    #4
    Grats
    Registered Users Posts: 2,686 ✭✭✭Grats


    coylemj wrote: »
    Did you ring 123.ie or any other company to see if you could get a lower quote? A large number of insurance companies send out inflated renewal quotes because a significant number of people just pay up without shopping around. Losing some existing customers is a price they are prepared to pay because it's more than matched by the extra cash they get from lazy people who don't shop around and just pay up.

    Even your own company will reduce the quote if you just ring them, that crowd you dealt with is using a business model which says that people assume that prices are going up because they believe the hype put out by the insurance business.

    Unfortunately not everyone has the time to ring around a load of insurance companies so I was more than happy to use a service that did it for me.

    I'm glad some business is willing to take on the insurance companies as it's insulting to people that these insurance companies try rob people.

    I did ring 123.ie but they would only reduce it by a paltry €30.


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    #5
    TomTom12
    Banned (with Prison Access) Posts: 6 ✭TomTom12


    I used these today for my car insurance and they found me a great deal compared to what I was been offered by another company. I was just about to pay the higher amount to the other company as I just didn't have the time to ring around a load of other companies but these did it for me.


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    #6
    JuRy40
    Banned (with Prison Access) Posts: 7 ✭JuRy40


    Hey,

    Thanks for the tip. I was always too lazy to shop around for my insurance. I gladly paid €15 to have someone else do the work. They found me a policy which is €176 cheaper than what I paid last year! Delighted.


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