Penalty points

Briancla · 14-09-2014 12:33pm #1

I think I may have been caught for speeding I am 18 and with ARB insurance and I am just wondering if this affects my premium and how long penalty points last on a license

ProudDUB · 14-09-2014 2:34pm

Do you have a full license or a learner permit? Is the policy in your name, or are you a named driver on someone elses policy?

The points will stay on your license for three years. Generally, having two points on your license doesn't affect your premium all that much. It does if you get four, or more. But given your age, its possible that you will get hit harder than older drivers, as you are in a high risk bracket. Only your insurance company can tell you for sure how much the premium will go up by, if it does at all.

Yawns · 14-09-2014 2:38pm

^^ as ProudDub says. IF you were caught and accept the points and fine, you'll only get 2 points added. They stay on your licence for couple of years and shouldn't affect your premium by much if at all. It's when you start getting 4 or more points, that your premium will take the hit.

P_Cash · 14-09-2014 2:43pm

It's 3 points now. Not 2

ProudDUB · 14-09-2014 2:47pm

P_Cash wrote: »

It's 3 points now. Not 2

Yep. You are right. I stand corrected.

http://www.rsa.ie/Documents/Licensed%20Drivers/Penalty%20Points%20Chart1.pdf

OP, if you only have a learner permit, you'll be disqualified if you get 7 points.

P_Cash · 14-09-2014 4:59pm

ProudDUB wrote: »

Yep. You are right. I stand corrected.

http://www.rsa.ie/Documents/Licensed%20Drivers/Penalty%20Points%20Chart1.pdf

OP, if you only have a learner permit, you'll be disqualified if you get 7 points.

Which I think is daft, especially when most people will be caught in areas no where near accident spots. 50km town zones.

4 times in 3 years and your gone.

BuffyBot · 15-09-2014 8:20am

Moved to Motors

ironclaw · 15-09-2014 8:37am

P_Cash wrote: »

Which I think is daft, especially when most people will be caught in areas no where near accident spots. 50km town zones.

4 times in 3 years and your gone.

Getting caught 4 times in 3 years makes you an utter moron to be honest. "Ah, speed camera zone, better tag it back for the few km that are in it" which pretty much solves the problem. If you want to speed, do it anywhere else really but in those zones as the chances of you being caught outside them by AGS are remote to say the least. Get caught once, fair enough, but if you are repetitively getting caught you're basically just asking for it.

Vicxas · 15-09-2014 8:43am

P_Cash wrote: »

Which I think is daft, especially when most people will be caught in areas no where near accident spots. 50km town zones.

4 times in 3 years and your gone.

Is it not 2 years?

djimi · 15-09-2014 9:13am

Vicxas wrote: »

Is it not 2 years?

No points stay on a license for 3 years.

djimi · 15-09-2014 9:14am

Briancla wrote: »

I think I may have been caught for speeding I am 18 and with ARB insurance and I am just wondering if this affects my premium and how long penalty points last on a license

Do ARB still specialize in high risk policies? If so then you will need to check your policy as you may be getting a discount for having no points. You need to inform them of the points either way so they will let you know how it will affect you.

keithclancy · 15-09-2014 12:05pm

You also need to make sure you only get caught driving the wrong way down the motorway 6 times in 3 years, otherwise you get disqualified.

And you need to be even more careful you only get caught speeding 4 times in 3 years.

What a complete and utter fail.

Penalty points

Comments