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Closing CC's

  • 17-06-2010 1:24pm
    #1
    readyletsgo
    Registered Users, Registered Users 2 Posts: 3,276 ✭✭✭


    Hi, just wondering, i have a cc with a balance of about €2,500 on it, can i ask my cc company to close this card at this balance now and i can continue to pay it off but i can not it use anymore, is this possible or can i only close it when cc is cleared?

    Thanks!!!


Comments

  • #2
    Jaysoose
    Closed Accounts Posts: 3,212 ✭✭✭Jaysoose


    Dont think it works like that, you could ask them to blcok the card so you cant use it and then pay it off but they wont close the account until the balance is paid in full because the interest will still be rolling on the balance.


  • #3
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,713 ✭✭✭GerardKeating


    readyletsgo wrote: »
    Hi, just wondering, i have a cc with a balance of about €2,500 on it, can i ask my cc company to close this card at this balance now and i can continue to pay it off but i can not it use anymore, is this possible or can i only close it when cc is cleared?

    Thanks!!!

    Why not just cut up the card and continue to pay it off ?


  • #4
    readyletsgo
    Registered Users, Registered Users 2 Posts: 3,276 ✭✭✭readyletsgo


    Thanks jaysoose, i think that would do just right for me!
    I'll ring them up and ask if they can block me from using it lol.

    Also i know the numbers off by heart so that just wouldnt work for me :-)

    Thanks again!


  • #5
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    Report it lost. Request replacement. Cut up replacement before remembering numbers.


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