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Mortgage advice

  • 09-09-2014 10:37pm
    #1
    westsawake
    Registered Users, Registered Users 2 Posts: 6 ✭


    Hi my fiance and I are applying for a 230k mortgage for a New House Build. My fiance has a bad credit rating that will clear in 2016 with icb. We are getting married in March. Can I get a mortgage on my own if we will still be drawing down stages of the mortgage after we are married? Or is there a way to apply jointly without my fiance's credit history being a factor? Incidentally we are on a combined wage of €99,000, with a sizable deposit built up, and my fiance has paid off all debts in full. I have been approved for a mortgage as a single applicant.


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