Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

New Job, signing off and...starving???

Options
  • 21-09-2013 4:31pm
    #1
    ViP3r
    Registered Users Posts: 142 ✭✭


    Hi I just graduated from college and spent the summer on social welfare while looking for work. I've just landed a great job, but the timing means I wont be paid for 5 weeks (since its monthly).

    I know I'm supposed to sign off straight away, but what do I do to pay rent and bills in the mean time? Can I claim my payment until I get paid?? What supports are available to help me transition into the workforce?

    Thanks guys
    Tagged:


Comments

  • Options
    #2
    MouseTail
    Registered Users Posts: 1,663 ✭✭✭MouseTail


    No you can't claim whilst working. this happens everyone when they start their first job, if you have no savings, it's a case of borrowing from family, credit union or bank til you get paid. Your bank might agree to an overdraft if you show them proof of the job offer. As a last resort, you can request a sub from your employer.

    Congrats on the job.


  • Options
    #3
    ViP3r
    Registered Users Posts: 142 ✭✭ViP3r


    wow, that sucks :/ You would think they'd give u a bonus because ur leaving ^^

    KK looks like rice and sleeping in a tent for 5 weeks :)


  • Options
    #4
    Technoprisoner
    Registered Users Posts: 1,309 ✭✭✭Technoprisoner


    just claim...im sure everyone else does it anyways


  • Options
    #5
    bezerk
    Banned (with Prison Access) Posts: 148 ✭✭bezerk


    Your local credit union where you grew up will usually help you. Make sure you have a copy of your contract when you go in. If you have no shares in it the max they will give you is usually 1000 if you have a clean credit history. This happened me before and they were very helpful. It sucks having to get a loan.

    First though contact your local social welfare officer and tell her you might not be able to take the job cause you can't afford the rent or to live for five weeks and they might give you a cheque


  • Options
    #6
    MouseTail
    Registered Users Posts: 1,663 ✭✭✭MouseTail


    Technoprisoner wrote: »
    just claim...im sure everyone else does it anyways

    Dont do this:
    Its fraud
    Dsp talk to Revenue
    You want Dsp phoning /writing to your new employer to confirm you started on x(fraudulent) date?
    Not everyone does it, eejits might try it though thinking they are smart.

    Seriously OP your folks , or friends are first port of call for a short term interest free loan, after that you should get a CU loan or overdraft no problem with a job offer. And karma, once you are established, help some other first timer out with a few bob.


  • Advertisement
  • Options
    #7
    hfallada
    Closed Accounts Posts: 4,180 ✭✭✭hfallada


    Don't borrow off friends or family. Borrowing money off people close to you can cause serious issues. Get a CU loan. A month loan from them will probably cost a few euros. But don't use a payday loan company.

    When you are in the job, try to save money. You need to a fund incase bad situations arise


  • Options
    #8
    bezerk
    Banned (with Prison Access) Posts: 148 ✭✭bezerk


    If you get a co-signer to a loan even better


  • Options
    #9
    Sue Ellen
    Registered Users Posts: 461 ✭✭Sue Ellen


    In your situation the CWO will help with payment. Sign off correctly and go to the CWO. Provide them with something from the new employer to confirm your first pay day and they will help you until that day. You don't have to pay it back and you don't get overpaid from a Jobseekers point of view.
    Congrats on the job.


  • Options
    #10
    irritablebaz
    Registered Users Posts: 118 ✭✭irritablebaz


    have a chat with your new employers, i'm sure they have had this issue before and may have some scheme in place. also talk to your benefit office and your local social welfare officer. if all else fails then family, friends and svp. if you have any utilities coming in or rent payments you should also talk to them and get payments deferred for a few weeks which they should be ok with.

    whatever you do make sure you do sign off because you dont want to be getting into serious trouble over this which you undoubtedly will.


  • Options
    #11
    dixiefly
    Registered Users Posts: 2,947 ✭✭✭dixiefly


    hfallada wrote: »
    Don't borrow off friends or family. Borrowing money off people close to you can cause serious issues. Get a CU loan. A month loan from them will probably cost a few euros. But don't use a payday loan company.

    When you are in the job, try to save money. You need to a fund incase bad situations arise

    I think in these circumstances that the OP could borrow off family on a very short term basis......this is different to longer term borrowing for cars, holidays etc.

    I agree regarding starting to save when in the new job.


  • Advertisement
  • Options
    #12
    sparkling sea
    Registered Users Posts: 1,410 ✭✭✭sparkling sea


    MouseTail wrote: »
    Dont do this:
    Its fraud
    Dsp talk to Revenue
    You want Dsp phoning /writing to your new employer to confirm you started on x(fraudulent) date?
    Not everyone does it, eejits might try it though thinking they are smart.

    Seriously OP your folks , or friends are first port of call for a short term interest free loan, after that you should get a CU loan or overdraft no problem with a job offer. And karma, once you are established, help some other first timer out with a few bob.

    DPS should talk to revenue but that would be very sensible but it would also be very unusual if they did.

    However the OP is starting a new job so it would be a bit foolish not to sign off as most new jobs are started on a trial basis and the OP may need to sign back on again in the near future - thats when the truth may come back to haunt the OP. You could lie and you could get caught.

    OP you don't qualify for JSA once you are no longer available and seeking fulltime employment; however if you are really up the creek the community welfare officer may be able to help you out but this is totally at their discretion and you may have to repay them for any supplementary payment you may receive. They probably won't help unless you can show you will be destitute and your new job may be affected by this.

    Well done on getting a job


  • Options
    #13
    eastbono
    Registered Users Posts: 2,758 ✭✭✭eastbono


    Just to clarify re DSP talking to revenue.... Revenue notify DSP when someone who is is in receipt of a sw payment comes into the workforce.


  • Options
    #14
    Shalashaska
    Registered Users Posts: 56 ✭✭Shalashaska


    Sue Ellen wrote: »
    In your situation the CWO will help with payment. Sign off correctly and go to the CWO. Provide them with something from the new employer to confirm your first pay day and they will help you until that day. You don't have to pay it back and you don't get overpaid from a Jobseekers point of view.
    Congrats on the job.

    Agree with this. OP - go to the CWO and explain your case and they should be able to give you something to tie you over until your first pay cheque hits your account.

    As already been said - congratulations on the new job! :)


  • Options
    #15
    ViP3r
    Registered Users Posts: 142 ✭✭ViP3r


    Thanks for the help guys. I've opted to sign off and stay legit. I've got some help off family in the meantime and I'm going to miss a loan repayment to survive the month.

    Appreciate the info!

    Viper


Advertisement