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Mortgage advice

maureencox · 2014-10-05 19:13:31

I was looking at my loan agreement for my mortgage we are on variable rate how ever in clause 7 it says The interest rate specified in the letter of approval is a discounted LTVvariable rate and will apply for 12monthsfrom the date of the advance (the discount period) but may be varied within the discount period (and/or at…

05-10-2014 8:13pm

#1

maureencox

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Join Date: May 2010

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I was looking at my loan agreement for my mortgage we are on variable rate how ever in clause 7 it says
The interest rate specified in the letter of approval is a discounted LTVvariable rate and will apply for 12monthsfrom the date of the advance (the discount period) but may be varied within the discount period (and/or at any time prior to the drawdown of the advance) without regard to variations in the permanent tab standard variable rate or the European cenral bank refinancing rate. On expiry of the discount period the interst rate will be such rate as May be selected by the applicants from the ptsb interest rates then offered by ptsb to the applicants for the selection by the applicants or such variable interest rate(which may be a tracker) as will apply in the absence of such selection.
I don't know what they mean by this and I don't remember signing a document a year later can anyone offer advice on this

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Comments

#2 05-10-2014 8:14pm

Spear

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Ask in the banking forum instead:

http://www.boards.ie/vbulletin/forumdisplay.php?f=544

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