Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi all! We have been experiencing an issue on site where threads have been missing the latest postings. The platform host Vanilla are working on this issue. A workaround that has been used by some is to navigate back from 1 to 10+ pages to re-sync the thread and this will then show the latest posts. Thanks, Mike.
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Should I move mortgage providers from Dilosk?

  • 05-09-2014 8:30am
    #1
    Registered Users, Registered Users 2 Posts: 460 ✭✭


    Just got a letter in the door yesterday that our mortgage has been moved from ICS to Dilosk group.

    From what I have been reading the terms will stay the same but i will lose some protections under regulated Irish banking sector regarding Code of Conduct on Mortgage Arrears.

    My current mortgage rate is 4.8% with an outstanding balance of 230K (27 years left ) I think our house is worth around 310K perhaps more and from the mortgage calculator online I looks like I could better deal anyway.

    Approx. from online tool
    Current monthly repayments: €1,267.80
    New monthly repayments: €1,160.69 with

    Any thoughts?
    Tagged:


Comments

  • Registered Users, Registered Users 2 Posts: 5,141 ✭✭✭homer911


    Well thats an LTV of 74%

    It looks like KBC are offering rates of 3.86% APR at the moment


  • Registered Users, Registered Users 2 Posts: 460 ✭✭iainBB


    Original was LTV of 90%

    I think we are looking at now LTV 60% to 80% range.

    Probably will have to get it valued again to get more accurate rate


Advertisement