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Tracker Mortgage Overpayments

Rock Steady Edy · 2010-08-16 20:02:53

Does anyone know, if you have overpaid on a tracker mortgage, if you can re-borrow the amount you have overpaid at the same rate? Though the terms and conditions of our tracker mortgage says that you can overpay without penalty, it says nothing about whether you take out the amount overpaid or not.

16-08-2010 9:02pm

#1

Rock Steady Edy

Registered Users Posts: 362 ✭✭

Join Date: November 2009

Posts: 360

Does anyone know, if you have overpaid on a tracker mortgage, if you can re-borrow the amount you have overpaid at the same rate?

Though the terms and conditions of our tracker mortgage says that you can overpay without penalty, it says nothing about whether you take out the amount overpaid or not.

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Comments

#2 17-08-2010 9:43am

Trampas

Registered Users, Registered Users 2 Posts: 7,785 ✭✭✭

Join Date: October 2004

Posts: 7026

KBC seem to do something where you overpay and then you can take the overpayment back out.

Best talk to your lender

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