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fixed rate finished. Options?

  • 12-04-2010 8:44pm
    #1
    Registered Users, Registered Users 2 Posts: 329 ✭✭


    Hi,

    280k mortgage 2006.. initially was on 2year fixed at 4%, that finished in 2008. Our options at the time were tracker +1.5% ecb (5.6%) or fixed 2years (5.7%). Since the rates were still rising we decided to fix. Typically rates plummeted soon after and we were stuck with a high interest rate!

    Now, our fixed rate is finished in July. What rates should i expect this time around. Am I correct that the bank PTSB wont offer me the tracker this time around?
    There’s lots of advice from the "experts" at the moment to go for fixed mortgages!

    Any advice


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