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possible to add car loan and existing loan to mortage

showmetheway · 2010-09-12 20:49:45

As a first time buyer I was wondering if it would be possible to to add a 20k car and an existing loan of 15k to a mortage of a house costing 200k and just get a mortage for 235k?

12-09-2010 9:49pm

#1

showmetheway

Closed Accounts Posts: 52 ✭✭

Join Date: May 2010

Posts: 24

As a first time buyer I was wondering if it would be possible to to add a 20k car and an existing loan of 15k to a mortage of a house costing 200k and just get a mortage for 235k?

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Comments

#2 12-09-2010 9:55pm

petermurp

Closed Accounts Posts: 21 ✭

Join Date: March 2010

Posts: 21

Quick answer is no:
the max any bank will give is 92% of the purchase price. They will also take into consideration of any short term debt you have when assessing how much they are prepared to offer you.

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