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Help insurance

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  • 04-02-2016 1:59pm
    #1
    annmarie mayo
    Registered Users Posts: 82 ✭✭


    Any here I need helpOn Tuesday afternoon me and are going somewhere not far from us it my treat it might take your mind of it . I was stopped by Garda had no tax and my insurance cancelled my policy I know nothing about it I have moved insurace company's I will be done for no insurance


Comments

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    #2
    annmarie mayo
    Registered Users Posts: 82 ✭✭annmarie mayo


    Insurance policy can called knowing nothing about it I have a new policy and new company I will I be brought to court


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    #3
    Guy:Incognito
    Registered Users Posts: 38,247 ✭✭✭✭Guy:Incognito


    I can catagorically say, yes


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    #4
    vjmcdonnell
    Registered Users Posts: 296 ✭✭vjmcdonnell


    annmarie mayo wrote: »
    Any here I need helpOn Tuesday afternoon me and are going somewhere not far from us it my treat it might take your mind of it . I was stopped by Garda had no tax and my insurance cancelled my policy I know nothing about it I have moved insurace company's I will be done for no insurance

    U should start a new tread on this


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    #5
    Kristopherus
    Registered Users Posts: 11,907 ✭✭✭✭Kristopherus


    Op, could you put English on your opening post, please?


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    #6
    emeldc
    Registered Users Posts: 2,594 ✭✭✭emeldc


    annmarie mayo wrote: »
    Insurance policy can called knowing nothing about it I have a new policy and new company I will I be brought to court what will I get

    Wha?


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    #7
    vandriver
    Registered Users Posts: 3,460 ✭✭✭vandriver


    Have you been stopped and asked to produce?
    Did you have the new insurance company's disk in the window?
    Were you insured?
    Why was the old policy cancelled?


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    #8
    [Deleted User]
    Posts: 5,121 ✭✭✭ [Deleted User]


    You were stopped by a guard without tax or insurance according to your other post.

    You need to speak to a solicitor - not to us.


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    #9
    emeldc
    Registered Users Posts: 2,594 ✭✭✭emeldc


    annmarie mayo wrote: »
    Insurance policy can called knowing nothing about it I have a new policy and new company I will I be brought to court

    There were two local lads in court here last week for no insurance. One got a €700 fine and a 1 year ban, the other got €1500 fine and a 4 year ban. Is that the info you need?


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    #10
    biko
    Registered Users Posts: 81,223 ✭✭✭✭biko


    Go see a solicitor.


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    #11
    annmarie mayo
    Registered Users Posts: 82 ✭✭annmarie mayo


    i was stopped garda i did not know my insurace was cancnced unit he told me i have new insurace got it right away will that cover me


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    #12
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Social & Fun Moderators, Society & Culture Moderators Posts: 51,687 Mod ✭✭✭✭Stheno


    annmarie mayo wrote: »
    i was stopped garda i did not know my insurace was cancnced unit he told me i have new insurace got it right away will that cover me

    No.


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    #13
    bmwguy
    Closed Accounts Posts: 2,006 ✭✭✭bmwguy


    You are having a difficult time explaining yourself here but I think we understand what has happened.

    No, buying insurance after will not get you out of trouble.

    If you have difficulty explaining here you might have huge difficulty in court, you might feel very pressurised. My advice, get a solicitor to help you if that's the case but you are looking at a fine and a ban.


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    #14
    Kristopherus
    Registered Users Posts: 11,907 ✭✭✭✭Kristopherus


    Stheno wrote: »
    No.

    Unless the insurance she currently has is from the date of the offence. It would be a very vindictive garda that would prosecute in that case.


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    #15
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Social & Fun Moderators, Society & Culture Moderators Posts: 51,687 Mod ✭✭✭✭Stheno


    Kristopherus wrote: »
    Unless the insurance she currently has is from the date of the offence. It would be a very vindictive garda that would prosecute in that case.

    No insurance is seen as a fairly serious offence though.

    And most new policies will have a time as well as a date on them.


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    #16
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    Hi op, can you clarify please.

    My understanding of what you are saying is that you were stopped by the guards and the insurance disc in your car was out of date.

    You said you have a new policy, the question is, was the new policy purchased before you got stopped?

    If it was then you will be OK, you will just need to produce your documents to the guards and explain you hadn't received them at the time you were stopped.

    However if you were stopped and had no insurance in place, buying a policy after being stopped does not cover you.

    The guards will check with the insurance company and there will be a time of purchase on the policy, of this is after you were stopped then you can expect the insurance company to cancel your policy and get ready for a court appearance.


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    #17
    annmarie mayo
    Registered Users Posts: 82 ✭✭annmarie mayo


    Someone done it for a good one on me


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    #18
    annmarie mayo
    Registered Users Posts: 82 ✭✭annmarie mayo


    Someone done it for a good one on me


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    #19
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    Wut?


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    #20
    endacl
    Registered Users Posts: 22,262 ✭✭✭✭endacl


    Did you get that Apach pizza code?


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    #21
    ba_barabus
    Registered Users Posts: 9,615 ✭✭✭ba_barabus


    I think op is trying to say that someone called the gardai abd reported her.


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    #22
    dar83
    Registered Users Posts: 7,106 ✭✭✭dar83


    I'd be surprised if they managed to dial the numbers in the correct order to do so. :P


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    #23
    annmarie mayo
    Registered Users Posts: 82 ✭✭annmarie mayo


    I was stopped by Garda a month a go for no tax and no know that my insurance was cancelled I got new insurace that day will I be out of the road I am have dresspression and getting help for this will this help me in court


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    #24
    biko
    Registered Users Posts: 81,223 ✭✭✭✭biko


    Only a solicitor with experience from traffic court can tell you that. At least ring one and see if you can get an appointment soon.


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    #25
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,691 Mod ✭✭✭✭Henry Ford III


    annmarie mayo wrote: »
    I was stopped by Garda a month a go for no tax and no know that my insurance was cancelled I got new insurace that day will I be out of the road I am have dresspression and getting help for this will this help me in court

    No tax and no insurance is never going to end well.

    Depression is an awful thing, but it's no excuse.


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    #26
    annmarie mayo
    Registered Users Posts: 82 ✭✭annmarie mayo


    Henry Ford III wrote: »
    No tax and no insurance is never going to end well.

    Depression is an awful thing, but it's no excuse.

    Will it help my case


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    #27
    annmarie mayo
    Registered Users Posts: 82 ✭✭annmarie mayo


    annmarie mayo wrote: »
    Will it help my case

    Will dresspression help you in a court case


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    #28
    biko
    Registered Users Posts: 81,223 ✭✭✭✭biko


    We'll stop now.

    The only advice you will get here - go see a solicitor.


This discussion has been closed.
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