I would appreciate any advice on my little predicament here ...
So 2 weeks ago I went to view a used car in an independent garage about 100mins drive away in a neighbouring county. Upon test-drive, I took to it immediately and expressed my interest to the dealer. I put down a cash deposit of 200 and he took down enough details to get the finance process going. This was on a Monday. By Wednesday I sent on the requested documents via e-mail. There was a little back n forth for clarification and additional document requests but by Thursday he said to call down to make the downpayment (almost 2000) and sign the finance agreement which I did on Saturday. I was told I'd get my copy of the agreement in the post sometime this week and confirmation to come collect the car.
There was no sign of agreement doc or word from the dealer as of yesterday (Thursday) so I rang him in the afternoon to inquire an update. He said he had sent on my signed docs but hadn't heard back from the lending company. He said he'd ring them. I asked him to send on their number so I could contact them myself as well. He never did but he'd forwarded a correspondence from them to him the previous week so I retrieved their number from there and rang them myself this morning. I was told there was an issue with proof of address, that the address wasn't matching. I countered this by saying I have an email where they explicably confirmed that the proof of address was fine hence me going back down to the dealer to sign the agreement. They just insisted on it and said they'd already informed the dealer and that I should speak with him.
I rang the dealer, no reply. I sent him a text just saying to call him when he has a chance. I rang him again 2 hours later then he replied saying he is on holidays till Monday.
I'm pretty worried now that there's some shenanigans going on here either with the lending company, dealer or both. I haven't replied to his text yet but part of me just wants to tell him I'm not interested in the car anymore. It's gone on for 2 weeks now. A friend got a car recently and all he had to provide was 3 months bank statement and bank details n he was driving his new ride 3 days later.
Any advice on how best to proceed?