Well what a crazy ordeal. Apparently the order receipts are missing a denied field or should not of shown up at all. Two different people over at MBNA confirmed that no such transaction went through. Then after probing a bit more, I asked for them to pull down the list of all transactions. And behold! Two denied transactions where there. Reason, bad security number. Load of BS.
So I hung up a happy and curious man. Still not knowing why my CC was refused. I tried again and during putting in my 3 digit security number the previous number that was entered appeared below. It was the right number. So I didn't put in the wrong number! The order went through properly this time.
I have a few little web development extensions on firefox. They are throwing out a few errors on the new VISA 3D Secure transactions receipts page. There are even a few dead links. Bad flow the websites screens too. Seems like it's still WIP. The business analyst or developer should shove his FRD up his/her ass cause the whole site is ****e. But it's a great idea and hassle free once registered and providing you don't use the site
I was also amazed at how quick and easy it is to get onto MBNA support. They spoke english too