I went into pc world the other day to purchase a laptop on their interest free finance offer which they are currently promoting, they went through the whole process before telling me that i had been declined finance by their bank!
I am a third level student i just figured that they didn’t want to get into a finance agreement with them even though i have a good part time job which I’ve held for 2yrs now & was paying over €300 a month in car insurance last year and repayments on the laptop were only €45 with a lump-sum at the 12th month.
So my dad suggested that he buy the laptop this way and I’d just give him the money every month & today he was refused finance despite the fact he has a perfect credit history and a well paid job??? Why the hell won’t they approve anyone for finance? is it just a ploy to lure in customers and the force them to get bank loans etc! i just cant understand it.