Boards.ie uses cookies. By continuing to browse this site you are agreeing to our use of cookies. Click here to find out more x
Post Reply  
 
 
Thread Tools Search this Thread
28-11-2019, 21:05   #9376
daithi55
Registered User
 
Join Date: Aug 2009
Posts: 1,250
Quote:
Originally Posted by aido79 View Post
You're welcome. Yes you will be exempt from cgt and there are no other taxes due on the sale.

I apologise for the smartass comment. There are just some things I think people should do their own research on and this is one of them. I have seen a lot of misinformation on things like this previously and would prefer people get the facts and not half truths.
dont worry i dont take evreything i read on the www as granted..
i will be seeking legal advise at some stage and i would be asking all the relevant questions..
but if i had to pay cgt it wouldnt be worth our time

thanks again
daithi55 is offline  
Advertisement
03-12-2019, 09:51   #9377
pmfcnl
Registered User
 
pmfcnl's Avatar
 
Join Date: Aug 2019
Posts: 5
We moved into our dream home last Friday the 29th. It was the best feeling ever getting those keys.

Thank you to everyone within this forum as it really gave us more in-dept knowledge on what was/was not expected when going about a mortgage. Any questions I asked, were answered from experience which was a great help!!

For anyone starting out and reading through the comments. My advice is to be patient, be organised and be open for setbacks as it can be a stressful process (ours was personally) but stay positive and I'm sure you will be writing a post like this at the end of it. (Surreal as it sounds)

I will be glad to answer any questions anyone may have as I know it can be daunting process.
pmfcnl is offline  
03-12-2019, 11:03   #9378
Uglysoik1
Registered User
 
Uglysoik1's Avatar
 
Join Date: Jul 2019
Posts: 28
Quote:
Originally Posted by pmfcnl View Post
We moved into our dream home last Friday the 29th. It was the best feeling ever getting those keys.

Thank you to everyone within this forum as it really gave us more in-dept knowledge on what was/was not expected when going about a mortgage. Any questions I asked, were answered from experience which was a great help!!

For anyone starting out and reading through the comments. My advice is to be patient, be organised and be open for setbacks as it can be a stressful process (ours was personally) but stay positive and I'm sure you will be writing a post like this at the end of it. (Surreal as it sounds)

I will be glad to answer any questions anyone may have as I know it can be daunting process.
Congrats on your new home!
What's your timeline?
Thanks
Uglysoik1 is offline  
Thanks from:
03-12-2019, 11:33   #9379
scarepanda
Registered User
 
Join Date: Feb 2013
Posts: 1,792
We're sale agreed 7 weeks now. We have received the letter from the estate agents with everyone's details listed, but that's pretty much the height of communication. Our solicitor has been trying to make contact with the vendors solicitors, but they haven't responded. Our engineer has been in to survey the house, he has some queries logged, but we can't get any answers till theres communication from the vendors solicitors. The lack of communication is very frustrating.
scarepanda is offline  
Thanks from:
03-12-2019, 11:57   #9380
pmfcnl
Registered User
 
pmfcnl's Avatar
 
Join Date: Aug 2019
Posts: 5
Quote:
Originally Posted by Uglysoik1 View Post
Congrats on your new home!
What's your timeline?
Thanks
From the first day we went about our Mortgage to the day we got our keys was 12 weeks. There was 1 or 2 hiccups which set us back but overall we were lucky that both solicitors were on the ball, previous owners didn't drag their feet either when we were ready and agreed on a completion date we were good to go then.
pmfcnl is offline  
(2) thanks from:
Advertisement
03-12-2019, 20:26   #9381
Dolbhad
Registered User
 
Dolbhad's Avatar
 
Join Date: Apr 2019
Posts: 346
Quote:
Originally Posted by scarepanda View Post
We're sale agreed 7 weeks now. We have received the letter from the estate agents with everyone's details listed, but that's pretty much the height of communication. Our solicitor has been trying to make contact with the vendors solicitors, but they haven't responded. Our engineer has been in to survey the house, he has some queries logged, but we can't get any answers till theres communication from the vendors solicitors. The lack of communication is very frustrating.
Have you contacted the auctioneer and let them know lack of progress? They can contact sellers directly to see what the issue is.
Dolbhad is offline  
05-12-2019, 14:38   #9382
Dogg Munde
Registered User
 
Dogg Munde's Avatar
 
Join Date: Sep 2019
Posts: 186
Should I or my solicitor have gotten the BER certificate on closing? It's a new build, and it has one because I can check by MPRN on the SEAI website but there's not much information when you search that way.
Dogg Munde is offline  
05-12-2019, 16:00   #9383
Dolbhad
Registered User
 
Dolbhad's Avatar
 
Join Date: Apr 2019
Posts: 346
Quote:
Originally Posted by Dogg Munde View Post
Should I or my solicitor have gotten the BER certificate on closing? It's a new build, and it has one because I can check by MPRN on the SEAI website but there's not much information when you search that way.

Your solicitor will have gotten the final BER Cert and advisory report on closing with all the closing documents.
Dolbhad is offline  
Thanks from:
05-12-2019, 19:33   #9384
FutureGuy
Moderator
 
FutureGuy's Avatar
 
Join Date: Jul 2006
Posts: 14,142
Just went sale agreed on a property again (last one fell though because the vendor was completely unreasonable).

Closer to city, better area, bigger house, 24k cheaper.

Will need a bit of work but nothing major (new bathroom).

We go again!
FutureGuy is offline  
Advertisement
05-12-2019, 19:52   #9385
scarepanda
Registered User
 
Join Date: Feb 2013
Posts: 1,792
Quote:
Originally Posted by Dolbhad
Have you contacted the auctioneer and let them know lack of progress? They can contact sellers directly to see what the issue is.
No not yet. We've only started to get properly frustrated with the delay over the last couple of weeks and we were waiting to see if the vendors solicitors replied to our solicitors letters. But no joy.

I think at this stage we might leave things lie till the new year and then start putting proper pressure on them to hurry things up. First port of call with be contacting the EA. Is there any other effective ways of putting pressure on the vendors to get a move on?
scarepanda is offline  
05-12-2019, 20:02   #9386
whatever76
Registered User
 
Join Date: Apr 2014
Posts: 592
Quote:
Originally Posted by scarepanda View Post
No not yet. We've only started to get properly frustrated with the delay over the last couple of weeks and we were waiting to see if the vendors solicitors replied to our solicitors letters. But no joy.

I think at this stage we might leave things lie till the new year and then start putting proper pressure on them to hurry things up. First port of call with be contacting the EA. Is there any other effective ways of putting pressure on the vendors to get a move on?
IMO the estate agent is best route now - as I learned from my own experience recently ; EA on your side now to get the sale through so will want to push it along as fast as they can and will be putting pressure on the vendors to get their act together if they are causing delays !! best of luck !!
whatever76 is offline  
Thanks from:
05-12-2019, 20:16   #9387
EireinOZ
Registered User
 
Join Date: Mar 2013
Posts: 53
Hi everyone,

We have started saving for a house. We are first time buyers. We are hoping to buy in cork, never blarney direction. Does anybody have tips on saving ?we are finding it so tough
EireinOZ is offline  
05-12-2019, 20:26   #9388
alwald
Registered User
 
Join Date: Apr 2014
Posts: 852
Quote:
Originally Posted by EireinOZ View Post
Hi everyone,

We have started saving for a house. We are first time buyers. We are hoping to buy in cork, never blarney direction. Does anybody have tips on saving ?we are finding it so tough
Budgeting, planning, determination, willpower...rinse repeat.
alwald is offline  
05-12-2019, 20:35   #9389
wally79
Registered User
 
Join Date: Feb 2009
Posts: 1,888
Quote:
Originally Posted by EireinOZ View Post
Hi everyone,

We have started saving for a house. We are first time buyers. We are hoping to buy in cork, never blarney direction. Does anybody have tips on saving ?we are finding it so tough
Figure out how much you need and when by.

Eg 12k by next December

Work out how much per month that equals

Eg 1000 a month

On Pay day direct debit that amount to a notice savings account. I think we used a 21 day notice account or something .
That means you have to give the bank that many days notice before you can access it.

Takes away the temptation to dip in and out

Its tough but you will get there
wally79 is offline  
05-12-2019, 20:46   #9390
topmanamillion
Registered User
 
Join Date: Jan 2015
Posts: 2,281
Quote:
Originally Posted by EireinOZ View Post
Hi everyone,

We have started saving for a house. We are first time buyers. We are hoping to buy in cork, never blarney direction. Does anybody have tips on saving ?we are finding it so tough
Draw up a weekly budget and stick to it.
Look at the main expenses and see if you can make any cut backs. The likes of food, rent, travel and household bills.
With food there's alot of savings to be made by switching to own brand products.
If you both own a car, could you use public transport or car share with people you work with?
With rent maybe you could find a cheaper place or move home for a while if that's a possibility.

Consider cutting back on non essentials like holidays, TV packages and nights out.

Maybe it's possible to increase income by taking extra shifts/doing over time.

Pick an amount you can transfer into your savings account via standing order every payday.
Think of it as another bill that has to be paid and what you have remaining is your budget until the next payday.
topmanamillion is online now  
Thanks from:
Post Reply

Quick Reply
Message:
Remove Text Formatting
Bold
Italic
Underline

Insert Image
Wrap [QUOTE] tags around selected text
 
Decrease Size
Increase Size
Please sign up or log in to join the discussion

Thread Tools Search this Thread
Search this Thread:

Advanced Search



Share Tweet