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When do you think you will be / are you Mortgage free?

  • 13-02-2015 5:43pm
    #1
    Registered Users Posts: 159 ✭✭MLH1


    When do you think you will be / are you Mortgage free?


«13456

Comments

  • Registered Users Posts: 5,339 ✭✭✭El Horseboxo


    Now.


  • Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 60,027 Mod ✭✭✭✭Wibbs


    Mortgage free and debt free. I've never had a loan. I'd be an extreme for that sorta thing mind you.

    Rejoice in the awareness of feeling stupid, for that’s how you end up learning new things. If you’re not aware you’re stupid, you probably are.



  • Closed Accounts Posts: 12,318 ✭✭✭✭Menas


    8 years to go on a 15 year mortgage. Interest rates have been low for most of the 8 years so far, touch wood for the next 7.


  • Registered Users Posts: 3,128 ✭✭✭ronjo


    Mortgage free here also...... was up over 500k at one stage though..


  • Registered Users Posts: 12,325 ✭✭✭✭mariaalice


    Wibbs wrote: »
    Mortgage free and debt free. I've never had a loan. I'd be an extreme for that sorta thing mind you.

    Not even something like the credit union? you must be very unusual.


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  • Registered Users Posts: 8,350 ✭✭✭corner of hells


    Im hoping to be wife free before.mortgage free.


  • Registered Users Posts: 5,641 ✭✭✭Teyla Emmagan


    14 years to go! Not that long really.


  • Registered Users Posts: 8,350 ✭✭✭corner of hells


    14 years to go! Not that long really.

    Teyla ,how you doin' ?


  • Registered Users Posts: 5,641 ✭✭✭Teyla Emmagan


    Teyla ,how you doin' ?

    Were you not just talking about your new girlfriend?!


  • Closed Accounts Posts: 4,744 ✭✭✭diomed


    1992


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  • Closed Accounts Posts: 18,299 ✭✭✭✭The Backwards Man


    Seven years mortgage free, two years debt free. Never again, I hope.


  • Banned (with Prison Access) Posts: 32,865 ✭✭✭✭MagicMarker


    After many years, I am now 100% debt free, it's feckin' awesome!


  • Registered Users Posts: 8,350 ✭✭✭corner of hells


    Were you not just talking about your new girlfriend?!

    Yeah , I'm window shopping.......


  • Closed Accounts Posts: 7,872 ✭✭✭strobe


    mariaalice wrote: »
    Not even something like the credit union? you must be very unusual.

    I'm the same, never borrowed money. When I wanted something I couldn't afford right away, I worked like a dog and saved like a... what's the saving animal, cat, squirrel?, I'll go with squirrel I guess, and then when I could afford it I bought it.

    It obviously wouldn't be feasible if I wanted to buy a house. And if I did I'd get a mortgage probably. But I don't want to buy a house.

    *Edit: well I do have a credit card for paying for things online, and that's technically a high interest short term loan, so there is that.


  • Closed Accounts Posts: 4,436 ✭✭✭c_man


    I'm mortgage free. And house free too!


  • Banned (with Prison Access) Posts: 5,172 ✭✭✭Ghost Buster


    Inherited my wifes ramshackle old home place last summer. Its a doer upper but nice. Theres about 6 years left on our own so the very moment prices improve that's on the market baby!


  • Closed Accounts Posts: 32,688 ✭✭✭✭ Julia Happy Poem


    22 years ago. Aah, sweet memories of 13%+ interest rates.


  • Registered Users Posts: 411 ✭✭blackbird 49


    4 yrs left on my mortgage, got married in 1991 we are living in our third and I might add last house since 99' just before house prices went mad. Can't wait to be mortgage free but I suppose their is always a hole for something else to be paid.


  • Closed Accounts Posts: 3,263 ✭✭✭Gongoozler


    mariaalice wrote: »
    Not even something like the credit union? you must be very unusual.

    Yeah I've never had a loan. Not even entirely sure what an overdraft is.

    One further than strobe though, i don't have a credit card


  • Registered Users Posts: 6,691 ✭✭✭Lia_lia


    I am debt free. Never in my life had a loan. Don't have a mortgage either though. Woohoo renting! Probably will buy a house in a few years, haven't really decided yet.


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  • Closed Accounts Posts: 1,169 ✭✭✭The Peanut


    Wibbs wrote: »
    Mortgage free and debt free. I've never had a loan. I'd be an extreme for that sorta thing mind you.

    Ditto. My dad worked ridiculous hours when we were younger to keep a business afloat. Drilled the concept of don't buy if you don't have it into us. I've been lucky enough to maintain employment since I left college. No mortgage, no debt.


  • Registered Users Posts: 4,695 ✭✭✭December2012


    How many of those of you that are mortgage free own the property you live in?

    I know strictly speaking if I was renting I would be mortgage free, but that's not quite the same as having a home already paid for.

    All things going as they are presently we will own our home outright in 15 years.


  • Closed Accounts Posts: 1,169 ✭✭✭The Peanut


    How many of those of you that are mortgage free own the property you live in?

    I know strictly speaking if I was renting I would be mortgage free, but that's not quite the same as having a home already paid for.

    All things going as they are presently we will own our home outright in 15 years.

    We own our house, no mortgage.


  • Closed Accounts Posts: 2,831 ✭✭✭genericguy


    Buying soon. Will be mortgage free within 5 years.


  • Registered Users Posts: 10,687 ✭✭✭✭padd b1975


    27 years mortgage payments left!


  • Registered Users Posts: 3,008 ✭✭✭VandC


    two months in to a mortgage


    fml :-/


  • Closed Accounts Posts: 3,507 ✭✭✭Buona Fortuna


    2008 - best day of my life - so far.


  • Closed Accounts Posts: 16,391 ✭✭✭✭mikom


    Own my own house outright and I have no debt.
    Not bad going for a pothead..........


  • Registered Users Posts: 2,589 ✭✭✭hairyslug


    34 years, so any day now


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  • Registered Users Posts: 989 ✭✭✭piperh


    4 yrs ago. No loans, credit cards or mortgage.


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