Motorbike insurance - tell us your quotes/renewals

woody84 · 17-09-2019 10:22pm

The Diversion deal fell through but I just bought a 07 Fazer. Just waiting to get the VRT sorted so I have the reg no. for the insurance. Hoping they dont make a song and dance about insuring it

jmreire · 17-09-2019 10:53pm

Probably flogging a dead horse, but anyway, here goes. Used to ride a bike many year's ago, a Honda 50, and would like to ride one again ( Honda 50 cc or equivalent, or scooter etc) my driving licence covers up to 50cc and I'm in my 60's. Have well lost any NCB that I had, but have very good car NCB ( I know that might be irrelevant )
Depending on how this works out ( if it even does ) I'd be looking to go down the larger cc bike, training, test etc. later on. What would an experienced biker recommend? Any advice ( what would you advise as a good starter bike? ) Or would you recommend going for the bigger bike first and forget all about the 50cc one?

punisher5112 · 17-09-2019 11:02pm

jmreire wrote: »

Probably flogging a dead horse, but anyway, here goes. Used to ride a bike many year's ago, a Honda 50, and would like to ride one again ( Honda 50 cc or equivalent, or scooter etc) my driving licence covers up to 50cc and I'm in my 60's. Have well lost any NCB that I had, but have very good car NCB ( I know that might be irrelevant )
Depending on how this works out ( if it even does ) I'd be looking to go down the larger cc bike, training, test etc. later on. What would an experienced biker recommend? Any advice ( what would you advise as a good starter bike? ) Or would you recommend going for the bigger bike first and forget all about the 50cc one?

Learner permit, ibt get the full A and go from there.

Get a bike you will be comfortable with so go out and sit on some.

jmreire · 17-09-2019 11:12pm

punisher5112 wrote: »

Learner permit, ibt get the full A and go from there.

Get a bike you will be comfortable with so go out and sit on some.

Thanks Punisher5112, So say a relatively small ( 250-400 ) cc bike, what would I expect to have to pay for insurance on it? Would basically be a beginner ( even a 60 year old one...:rolleyes: ) An approximate ball park figure would do.

horse7 · 17-09-2019 11:26pm

I presume if I change to a different bike mid stream I will have to stay with my present insurer, and won't be able to shop around till my year is up?

IrishGrimReaper · 17-09-2019 11:39pm

You could cancel the policy and take out a new one with a different Insurer. But you will lose the progress towards another years no claims bonus and would have to use whatever years NCB you had (if you have any) before you incepted the policy which you are cancelling.

micknail · 18-09-2019 8:32am

woody84 wrote: »

The Diversion deal fell through but I just bought a 07 Fazer. Just waiting to get the VRT sorted so I have the reg no. for the insurance. Hoping they dont make a song and dance about insuring it

you can insure it on the current UK plates before it gets VRT'd,
just let them know that you will be updating the policy within a month with an irish numberplate.

That's what I did anyway!:)

on2wheels · 23-09-2019 2:43am

23, xj6, principal, 5 penalty points (declared of course), 4 years NCB, full A.

355 yoyos but after talking the price down (they went with 540ish first, CN offered 460, and back to principal).

Garaged, fully comp.

enrique66_35 · 23-09-2019 2:47pm

37 yo male 2nd learner permit, 0 NCB as 1st time insured on bike.
2012 FZ6s Fazer - value €4K garaged, no alarm/immob fitted.
3 penalty points from car :rolleyes:
€548 third party fire and theft with CN (was quoted €771 for Comp)
Got the injury cover as well for an extra €41 - hopefully never needed!!

honda boi · 23-09-2019 2:56pm

enrique66_35 wrote: »

37 yo male 2nd learner permit, 0 NCB as 1st time insured on bike.
2012 FZ6s Fazer - value €4K garaged, no alarm/immob fitted.
3 penalty points from car :rolleyes:
€548 third party fire and theft with CN (was quoted €771 for Comp)
Got the injury cover as well for an extra €41 - hopefully never needed!!

Jesus that's a good price

enrique66_35 · 23-09-2019 4:01pm

honda boi wrote: »

Jesus that's a good price

Yeah I was happy with it so what was supposed to be a get a quote to compare with other insurers call ended with policy paid for and in place.

Excited to pick up the bike at the weekend now!

woody84 · 23-09-2019 6:36pm

Just got insured with Principal
35 year old
2007 Fazer 600
1st learner permit
No NCB
€540 Full Comp.

PCeeeee · 23-09-2019 7:20pm

woody84 wrote: »

Just got insured with Principal
35 year old
2007 Fazer 600
1st learner permit
No NCB
€540 Full Comp.

That is cheap.

woody84 · 23-09-2019 8:21pm

PCeeeee wrote: »

That is cheap.

Yeah. Pays to haggle the hell out of them

PCeeeee · 23-09-2019 8:53pm

woody84 wrote: »

Yeah. Pays to haggle the hell out of them

Fair play. Mine was 599. Similar profile but older. I'll be pushing harder next year

woody84 · 23-09-2019 9:04pm

Some of them were crazy quotes. Liberty wouldn't even quote me on the fazer

PCeeeee · 23-09-2019 9:05pm

woody84 wrote: »

Some of them were crazy quotes. Liberty wouldn't even quote me on the fazer

Same as that. Nothing above 500cc.

woody84 · 23-09-2019 9:10pm

Coulda got it cheaper if I wasn't going to use it for commuting

listermint · 23-09-2019 9:18pm

Principal are opening an Irish arm to enable them to stay in the market post brexit. Going through central bank approval for license presently.

PCeeeee · 23-09-2019 9:24pm

listermint wrote: »

Principal are opening an Irish arm to enable them to stay in the market post brexit. Going through central bank approval for license presently.

Good news I suppose. The more competition the better

Cork Trucker · 23-09-2019 9:41pm

PCeeeee wrote: »

Good news I suppose. The more competition the better

Principal (underwritten by AXA)
Carole Nash
Liberty
AXA Direct.

These are all that is left in the bike insurance market, we have lost MCE in the last year or less.

IJS84 · 03-10-2019 10:51pm

Carole Nash
35, Full Licence, 9yrs NCB
650 Deauville
Valkyrie Interstate
Social, Domestic and commuting, carrying pillion
€363 initial offer in the post today
Fully Comp

Timmaay · 21-10-2019 3:12pm

woody84 wrote: »

Just got insured with Principal
35 year old
2007 Fazer 600
1st learner permit
No NCB
€540 Full Comp.

Just off the phone to both principal and CN, I'm basically the same as you, and neither of them would quote me for a cbr600f4i which I'd consider a fairly similar bike to the fzr. Pain in the arse. Liberty said no ages back, do I have any other options?

Cork Trucker · 21-10-2019 3:47pm

Timmaay wrote: »

Just off the phone to both principal and CN, I'm basically the same as you, and neither of them would quote me for a cbr600f4i which I'd consider a fairly similar bike to the fzr. Pain in the arse. Liberty said no ages back, do I have any other options?

AXA

Timmaay · 21-10-2019 4:33pm

Cork Trucker wrote: »

AXA

Both principal and CN are now underwritten by AXA now

Cork Trucker · 21-10-2019 4:36pm

Timmaay wrote: »

Both principal and CN are now underwritten by AXA now

That’s irrelevant, I was with Principal this year when my renewal came through via AXA at €490, AXA direct quoted me €365 later reduced to €340

Timmaay · 21-10-2019 4:53pm

Cork Trucker wrote: »

That’s irrelevant, I was with Principal this year when my renewal came through via AXA at €490, AXA direct quoted me €365 later reduced to €340

Thanks, I just called them. They would only quote me if I go on to do some sort of advanced course on top of the ibt that I just just did last week,, and the quotes then were 860e if I do not ride the bike in Dublin at all, or 1250e for limited use around Dublin. And I live in Wicklow so the 1st quote isn't much use. Ouch.

Cork Trucker · 21-10-2019 5:03pm

Timmaay wrote: »

Thanks, I just called them. They would only quote me if I go on to do some sort of advanced course on top of the ibt that I just just did last week,, and the quotes then were 860e if I do not ride the bike in Dublin at all, or 1250e for limited use around Dublin. And I live in Wicklow so the 1st quote isn't much use. Ouch.

Yes the rider assessment course. I had to do it myself. The quotes do seem steep. Are you young? Forgive me if you already stated. The Dublin restriction seems odd, never heard of it.

Timmaay · 21-10-2019 5:26pm

Cork Trucker wrote: »

Yes the rider assessment course. I had to do it myself. The quotes do seem steep. Are you young? Forgive me if you already stated. The Dublin restriction seems odd, never heard of it.

34yrs old, I've driven a moped back in the day so know the bike hazards on the roads, and spent years racing motocross so the cbr600f isn't a problem for me, but will be a pain in the arse to have to be on some lower power bike until I get my full licence then be changing bikes again etc.

Cork Trucker · 21-10-2019 6:03pm

Timmaay wrote: »

34yrs old, I've driven a moped back in the day so know the bike hazards on the roads, and spent years racing motocross so the cbr600f isn't a problem for me, but will be a pain in the arse to have to be on some lower power bike until I get my full licence then be changing bikes again etc.

Seems excessive for your age. They don’t care about back in the day Unless you have the proof such as a full licence and McSweeney, they’ll just load you otherwise l. Would you consider a different bike for the first year? I’ve an sv 650 ‘it’s a grand job

Motorbike insurance - tell us your quotes/renewals

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