Originally Posted by ftm2008 View Post
I rang a valuer for Aib as I wanted to fix on 2.5% currently on 3.15%
He said he could do it but in the current climate it is an unknown if a bank will take a valuation right now so
I need to talk to the back

Maybe tho a deep recession could bring interest rates down alot more .. or maybe it could go the other way ..
Base rates are already negative. The interest rate is pretty much solely lenders margin these days. Can’t see them going up any time soon but the only reason they’ll come down further is a reduction in margin.