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Amazon now offering 0% credit on certain items?

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  • 06-12-2018 7:31pm
    #1
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭


    Not sure if this is exactly the right forum for it, or if this is a new feature or not (I've certainly never noticed it before anyway) but leading on from this thread, when I click the link, it's giving me an option to buy at 0% interest over x 5 months.

    Screenshot-20181206-182924-Chrome.jpg


    Might come in handy for a few lads.


«1

Comments

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    #2
    vectorvictor
    Registered Users Posts: 745 ✭✭✭vectorvictor


    Johnny Dogs wrote: »
    Not sure if this is exactly the right forum for it, or if this is a new feature or not (I've certainly never noticed it before anyway) but leading on from this thread, when I click the link, it's giving me an option to buy at 0% interest over x 5 months.

    Screenshot-20181206-182924-Chrome.jpg


    Might come in handy for a few lads.

    UK residents


  • Options
    #3
    ablelocks
    Registered Users Posts: 4,682 ✭✭✭ablelocks


    the German site is offering 12 months 0% credit too....presumably to German residents only


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    #4
    Wheety
    Registered Users Posts: 5,510 ✭✭✭Wheety


    Yeah, they're offering finance so I think you have to be UK resident?


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    #5
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭McMurphy


    vectorvictor wrote: »
    UK residents

    I don't think so, the only restriction I faced at all was something about currency converter.

    Switched my payment method to my revolut card and I could go the whole way through to actually order.


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    #6
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭McMurphy


    Johnny Dogs wrote: »
    I don't think so, the only restriction I faced at all was something about currency converter.

    Switched my payment method to my revolut card and I could go the whole way through to actually order.

    Aaaand....... ordered successfully.


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  • Options
    #7
    Easy Rider
    Registered Users Posts: 528 ✭✭✭Easy Rider


    Johnny Dogs wrote: »
    Aaaand....... ordered successfully.

    Out of interest, what did you buy that had this option?


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    #8
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭McMurphy


    Just to be clear folks.

    I ordered stuff via revolut and to PW (One of the items won't officially ship here) and had zero probs.

    I test it out later direct to my Irish address.


  • Options
    #9
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭McMurphy


    Easy Rider wrote: »
    Out of interest, what did you buy that had this option?

    Lots of items have 0% finance items

    Here's a phone for example.

    https://www.amazon.co.uk/Xiaomi-5-99-Inch-Android-SIM-Free-Smartphone-Black/dp/B07JG3YHP7/ref=mp_s_a_1_1?ie=UTF8&qid=1544136391&sr=8-1&pi=AC_SX236_SY340_FMwebp_QL65&keywords=xiaomi&dpPl=1&dpID=41qn1QgVVPL&ref=plSrch

    Firesticks.
    https://www.amazon.co.uk/Fire-TV-Stick-4K-Ultra-Hd-With-Alexa-Voice-Remote-Streaming-Media-Player/dp/B079QB9BD7/ref=mp_s_a_1_1?ie=UTF8&qid=1544136440&sr=8-1&pi=AC_SX236_SY340_FMwebp_QL65&keywords=fire+tv+stick&dpPl=1&dpID=31Ixcs-oR3L&ref=plSrch

    Don't know how they're selecting what is eligible for finance and what isn't.


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    #10
    donnyvegas
    Registered Users Posts: 308 ✭✭donnyvegas


    Johnny Dogs wrote: »
    Lots of items have 0% finance items

    Here's a phone for example.

    https://www.amazon.co.uk/Xiaomi-5-99-Inch-Android-SIM-Free-Smartphone-Black/dp/B07JG3YHP7/ref=mp_s_a_1_1?ie=UTF8&qid=1544136391&sr=8-1&pi=AC_SX236_SY340_FMwebp_QL65&keywords=xiaomi&dpPl=1&dpID=41qn1QgVVPL&ref=plSrch

    Firesticks.
    https://www.amazon.co.uk/Fire-TV-Stick-4K-Ultra-Hd-With-Alexa-Voice-Remote-Streaming-Media-Player/dp/B079QB9BD7/ref=mp_s_a_1_1?ie=UTF8&qid=1544136440&sr=8-1&pi=AC_SX236_SY340_FMwebp_QL65&keywords=fire+tv+stick&dpPl=1&dpID=31Ixcs-oR3L&ref=plSrch

    Don't know how they're selecting what is eligible for finance and what isn't.

    I don't get any finance option


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    #11
    Easy Rider
    Registered Users Posts: 528 ✭✭✭Easy Rider


    donnyvegas wrote: »
    I don't get any finance option

    Yeah, same.


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  • Options
    #12
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭McMurphy


    donnyvegas wrote: »
    I don't get any finance option
    Easy Rider wrote: »
    Yeah, same.

    Hmmmm


    Only thing I can this of is that I have a PW address registered, and also got customer service to set My prime region to the U.K ages ago though. :confused:

    I just ordered a Pocophone under the finance option. 5 x payments of 62£.

    Anyone else able to confirm?


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    #13
    fritzelly
    Registered Users Posts: 17,245 ✭✭✭✭fritzelly


    Surely this is underwritten by some company?
    If so once they see a non residential address it will be refused?


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    #14
    Easy Rider
    Registered Users Posts: 528 ✭✭✭Easy Rider


    Johnny Dogs wrote: »
    Hmmmm


    Only thing I can this of is that I have a PW address registered, and also got customer service to set My prime region to the U.K ages ago though. :confused:

    I just ordered a Pocophone under the finance option. 5 x payments of 62£.

    Anyone else able to confirm?

    I used my parcel motel in NI and also have my prime set up for UK. At what stage you seeing this?


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    #15
    ted1
    Registered Users Posts: 23,259 ✭✭✭✭ted1


    fritzelly wrote: »
    Surely this is underwritten by some company?
    If so once they see a non residential address it will be refused?

    They’ve hundreds of billions in the bank. No reason for them not to do it themselves


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    #16
    dor83
    Registered Users Posts: 2,515 ✭✭✭dor83


    I ordered a projector with this on black Friday, I originally ordered to my Irish address and they accepted the order but I changed it to PW because it arrived a week earlier and was a bit cheaper with the VAT. I'd say it is only offered to people who have a UK address as their billing address, I use my PW one to get the UK prime video.


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    #17
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭McMurphy


    fritzelly wrote: »
    Surely this is underwritten by some company?
    If so once they see a non residential address it will be refused?

    Gone from my revolut straight away under installments.

    2018-12-06-23-22-32.png


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    #18
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭McMurphy


    Easy Rider wrote: »
    I used my parcel motel in NI and also have my prime set up for UK. At what stage you seeing this?

    If it's eligible for a finance option it will be displayed under the price.

    Fairly random it seems.

    Also a few items that had originally been offering me finance now aren't.

    Glitch perhaps?


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    #19
    fritzelly
    Registered Users Posts: 17,245 ✭✭✭✭fritzelly


    They must have got accredited in the uk, can't just offer credit nilly willy, it's regulated. don't see how that could work in ireland tho

    Following with interest


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    #20
    stesaurus
    Registered Users Posts: 2,888 ✭✭✭stesaurus


    There was a big thread on hukd a week or two back. It was pretty random in terms of who was eligible with the majority of users being from the UK.
    I'd says it's on some sort of trial basis with users selected randomly to a degree.


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    #21
    redmissb
    Registered Users Posts: 277 ✭✭redmissb


    Seems a similar set up to QVC easy pay, I've used that a good few times. Just pay over 3 or 4 instalments.


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    #22
    Sir Oxman
    Closed Accounts Posts: 8,492 ✭✭✭Sir Oxman


    dor83 wrote: »
    I ordered a projector with this on black Friday, I originally ordered to my Irish address and they accepted the order but I changed it to PW because it arrived a week earlier and was a bit cheaper with the VAT. I'd say it is only offered to people who have a UK address as their billing address, I use my PW one to get the UK prime video.

    Not seeing it all (using the examples here)
    Have pM as billing and postal address


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    #23
    dercunx
    Registered Users Posts: 100 ✭✭dercunx


    I got 2 Echo Dots and a Fire Stick using this during their Black Friday deals. UK billing address and sent to my Irish address.


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    #24
    dor83
    Registered Users Posts: 2,515 ✭✭✭dor83


    Sir Oxman wrote: »
    Not seeing it all (using the examples here)
    Have pM as billing and postal address

    Even with a UK billing address it selected customers only, one of the conditions said your account needs to have been active for over a year for example but there were a lot more conditions in it. It is supposed to be for UK residents only.


  • Options
    #25
    Sir Oxman
    Closed Accounts Posts: 8,492 ✭✭✭Sir Oxman


    dor83 wrote: »
    Even with a UK billing address it selected customers only, one of the conditions said your account needs to have been active for over a year for example but there were a lot more conditions in it. It is supposed to be for UK residents only.

    Yeah, I'm all Uk setup - card/prime/region UK/billing address etc
    I must be a risk! :)
    No bother, it's just intersting to see how it's offered.


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    #26
    Serbian
    Registered Users Posts: 2,154 ✭✭✭Serbian


    fritzelly wrote: »
    They must have got accredited in the uk, can't just offer credit nilly willy, it's regulated. don't see how that could work in ireland tho

    Following with interest

    You can follow on Amazon interest free.


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    #27
    McMurphy
    Registered Users Posts: 13,365 ✭✭✭✭McMurphy


    Sir Oxman wrote: »
    Yeah, I'm all Uk setup - card/prime/region UK/billing address etc
    I must be a risk! :)
    No bother, it's just intersting to see how it's offered.

    Haven't a clue how it's selected, seems to be extremely random, and yesterday was the first time I ever noticed these offers.

    To save Any one else looking, these things don't seems to have any finance offered.

    Nvidia Shield.
    4K tvs
    PlayStation
    Xbox ones.
    Air fryer

    So, I'm wondering if what's on offer via 0% finance is products they can deactivate remotely if you don't pay?

    E.g.. So.far I have ordered a Pocophone, which prob can be blocked via the IME no, and fire sticks are also available under finance option, again Amazon can prob make these useless on there end if you fail to stick to the agreement?


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    #28
    Guy:Incognito
    Registered Users Posts: 38,247 ✭✭✭✭Guy:Incognito


    Johnny Dogs wrote: »
    Haven't a clue how it's selected, seems to be extremely random, and yesterday was the first time I ever noticed these offers.

    To save Any one else looking, these things don't seems to have any finance offered.

    Nvidia Shield.
    4K tvs
    PlayStation
    Xbox ones.
    Air fryer

    So, I'm wondering if what's on offer via 0% finance is products they can deactivate remotely if you don't pay?

    E.g.. So.far I have ordered a Pocophone, which prob can be blocked via the IME no, and fire sticks are also available under finance option, again Amazon can prob make these useless on there end if you fail to stick to the agreement?
    Surely they're rich enough that they can just send some hired goons to break your legs?


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    #29
    Baggly
    Registered Users Posts: 35,024 ✭✭✭✭Baggly


    Hired Goons!??

    BR8Slj-CEAElCOp.jpg


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    #30
    geotrig
    Registered Users Posts: 1,718 ✭✭✭geotrig


    I saw it during the week and presumed it was more tied in with having a uk registered card "revolut" or the likes


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    #31
    MoodeRator
    Registered Users Posts: 1,688 ✭✭✭MoodeRator


    Just purchased the Huawei 115016.0 Stainless Steel Classic Smartwatch on instalments. All I had to do was change my card to STG for payment, this was done at the checkout stage. Irish card, irish address :)


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