Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Car insurance - tell us your quotes/renewals

1132133135137138186

Comments

  • Registered Users Posts: 32,802 ✭✭✭✭NIMAN


    I just got a quote from Bank of Ireland, and its exactly the same as the renewal I got from Allianz.

    Do BoI use Allianz to underwrite, or just coincidence?


  • Registered Users Posts: 13,687 ✭✭✭✭wonski


    NIMAN wrote: »
    I just got a quote from Bank of Ireland, and its exactly the same as the renewal I got from Allianz.

    Do BoI use Allianz to underwrite, or just coincidence?

    Could be. Their link led me to rsa link, but maybe they have few more on offer.

    AIB had no cost monthly payment plan, if BoI is the same that could be the selling point, especially if the quote is high.

    Liberty is offering good quotes this year, too ;)

    Finance charge is high, though.


  • Closed Accounts Posts: 3,001 ✭✭✭ Addilyn Fast Sediment


    Insurance companies are really really contrary.

    My renewal is up at the end of the month.

    AXA quoted me €1300 in 2018 on a people carrier used for family purposes, moved to the AA as they came in cheapest for equal cover at €850. Today the AA want €1100, rang around and AXA can do it for €700.

    Insurance really is like a game of monopoly, you don't know what you get unless you take part in the game.

    Same car the entire time and no changes of anything. Most likely they don't want my custom .


  • Registered Users Posts: 2,746 ✭✭✭9935452


    wonski wrote: »
    NIMAN wrote: »
    I just got a quote from Bank of Ireland, and its exactly the same as the renewal I got from Allianz.

    Do BoI use Allianz to underwrite, or just coincidence?

    Could be. Their link led me to rsa link, but maybe they have few more on offer.

    AIB had no cost monthly payment plan, if BoI is the same that could be the selling point, especially if the quote is high.

    Liberty is offering good quotes this year, too ;)

    Finance charge is high, though.

    Boi have the same no cost payment plan


  • Registered Users Posts: 5,336 ✭✭✭ofcork


    I'm with boi and it's underwriter is rsa no extra cost dd option.


  • Advertisement
  • Registered Users Posts: 706 ✭✭✭tiredblondie


    Renewal came in from 123.ie for 512euro
    Only one to come close to that was SuperValu (through AXA) at 514euro but they are offering 50euro in SuperValu vouchers with it.
    Rang 123.ie to see if they could do anything with the price and told straight up NO!
    Ah well, looks like i'm moving so - i guess 123.ie aren't interested in keeping customers!


  • Registered Users Posts: 21,065 ✭✭✭✭Odyssey 2005


    Renewal came in from 123.ie for 512euro
    Only one to come close to that was SuperValu (through AXA) at 514euro but they are offering 50euro in SuperValu vouchers with it.
    Rang 123.ie to see if they could do anything with the price and told straight up NO!
    Ah well, looks like i'm moving so - i guess 123.ie aren't interested in keeping customers!

    Have been receiving emails from 123vfor the past3 years re ins for my son. They have NEVER been under €5.5k. I have him insured comp in his own name for less than €800. Only got another mail from them today.


  • Registered Users Posts: 50 ✭✭grounderfill


    My mother - 81, new quote due to renewal lapsing
    5+ yrs no claim bonus
    Driving yrs as named driver.
    Main driver last 3
    Aviva €1120
    AXA €700


  • Registered Users Posts: 12,992 ✭✭✭✭Geuze


    2011 Octavia, last year = 700 with AIG, through An Post brokers
    renewal = 665, before having a chat with the An Post staff

    switched to 2015 Octavia, had a chat with staff, 560 with AIG

    20% off, and I don't really know why.


  • Registered Users Posts: 3,627 ✭✭✭Wildly Boaring


    Mid 30s
    Rural
    Full no claims
    Comp
    Breakdown assist
    Class 1
    High mileage
    300 excess

    2.0 diesel kuga

    Renewal AIG 635
    Online AIG 585
    Aviva 623
    FBD 692
    Chill 623
    AXA 582
    123.ie 810
    AA 620
    Liberty 667
    Itsforwomen 588
    Allianz - ****e website, it gave up on me, I gave up on it

    The winner was An Post 520 initially and 550 with class 1. No way to add it online.
    Through Aviva.


  • Advertisement
  • Registered Users Posts: 22,929 ✭✭✭✭ShadowHearth


    Male
    33
    11ncb
    No points or accidents
    Seat ibiza Cupra 1.8t 192hp 2017
    Previous year 980eu

    Renewal 1150eu ( feck you FBD )

    On positive side same broker got me renewal for 1001eu from AXA.

    So sick of paying 1k for insurance while having 11ncb and no accidents or penalty point ever.


  • Registered Users Posts: 14,309 ✭✭✭✭wotzgoingon


    That's pricey enough SH. Just looked up your car it's quick enough. It's as quick as some larger bigger engined cars due to their extra weight.

    I see it has 8 injectors also port and direct.


  • Registered Users Posts: 172 ✭✭inna981


    Getting my sister on the road

    2007 Peugeot 207 1.4 petrol
    Third Party
    22F
    Provisional Licence 3 years with 0 years NCB (only starting driving now)
    No Points
    Kilkenny
    Me and the mother down as a named driver (23F and 58F full licences)

    Aviva, BOI, FBD, Chill, An Post: No quote
    123.ie: 5019 hahahaha
    Its4women: 4800
    AA: 4800
    AIG: 4500
    Liberty: 3100
    Boxymo: 2300
    AXA: 2215
    SuperValu: 2215

    Went with AIB at 2139

    Not great, but it'll finally get her on the road.


  • Registered Users Posts: 21,065 ✭✭✭✭Odyssey 2005


    inna981 wrote: »
    Getting my sister on the road

    2007 Peugeot 207 1.4 petrol
    Third Party
    22F
    Provisional Licence 3 years with 0 years NCB (only starting driving now)
    No Points
    Kilkenny
    Me and the mother down as a named driver (23F and 58F full licences)

    Aviva, BOI, FBD, Chill, An Post: No quote
    123.ie: 5019 hahahaha
    Its4women: 4800
    AA: 4800
    AIG: 4500
    Liberty: 3100
    Boxymo: 2300
    AXA: 2215
    SuperValu: 2215

    Went with AIB at 2139

    Not great, but it'll finally get her on the road.

    Put her on the Aviva young driver program


  • Registered Users Posts: 22,929 ✭✭✭✭ShadowHearth


    That's pricey enough SH. Just looked up your car it's quick enough. It's as quick as some larger bigger engined cars due to their extra weight.

    I see it has 8 injectors also port and direct.

    It's not slow car indeed, small size factor with bigger displacement and turbo makes it very happy little car. Can't complain.
    My biggest issue is that I am Limerick city. I bet I am paying at least 200eu extra just for that.

    What really funny is, that I had Alfa GT 1.9 JTDM 04" and was told my insurance is 1k eu, because it's old, powerful and Alfa...
    Got brand new Seat and insurance still same and now qoutes going even up. Last year I spent hours filling in forms and calling for cheaper insurance and it was same or more everywhere else. This year I tried few quick ones and just didn't bother. Will bend over, pay 1k and wait again for a year with lube ready.


  • Registered Users Posts: 20,171 ✭✭✭✭jimgoose


    Gender: Male
    Age: 47
    Car: 2011 Ford Focus Style 1.6 TDCi 110
    NCD: Yurt
    Licence: Obviously
    Area: Cork City Southside
    Cover: Full comp/breakdown/glass/step-back
    Renewal: €581 AXA
    Last year: €650 AXA

    Rang them up, they won't budge below €555, so fuck 'em. Got better cover from RSA via BoI for €378. I'm dropping my full-comp-on-other-cars, but I can do without it. Quite happy. :D


  • Registered Users Posts: 887 ✭✭✭morritty


    jimgoose wrote: »
    Car: 2911 Ford Focus Style 1.6 TDCi 110
    And people are worrying about diesel being dead, Ford still uses the 1.6 TDCI in the year 2911 :D


  • Registered Users Posts: 20,171 ✭✭✭✭jimgoose


    morritty wrote: »
    And people are worrying about diesel being dead, Ford still uses the 1.6 TDCI in the year 2911 :D

    Well, it turns out this battery business is a bit trickier than anyone had supposed. :D


  • Registered Users Posts: 474 ✭✭septicsac


    Wifes insurance
    45
    Full ncb 10+yrs
    Full license 15 yrs
    No claims, penalty pts or convictions
    Louth
    Hyundai ix35 1.7 2014
    Itsforwomen renewal 474
    No one else even close, some ridiculous quotes over 800€ esp considering everything clean
    Contacted Itsforwomen and they did it for 437€


  • Registered Users Posts: 705 ✭✭✭Pops_20


    Your Age: 27
    Car type and engine: 1995 Nissan 180sx 2.0 Turbo
    Cover: Fully Comp
    Area: Cork City South
    years driving: 10
    any claims: No
    Price and provider: €755 Liberty
    Lat year: €845 Liberty

    While I'm happy it came down a bit, I think it should be cheaper because I have one year more NCB and 3 Penalty Points less than last year.

    The way they work it is cheeky. I should have been looking at a €300 reduction, but they increased the base premium from 1600 > 1900. Unfortunately I can't shop around because of the age and type of car.


  • Advertisement
  • Registered Users Posts: 81,223 ✭✭✭✭biko


    biko wrote: »
    Renewed now - Liberty quote me €550 for another year.
    Renewal time again
    Went with Liberty again, €562
    On par or cheaper than others I looked at, around 6 companies or so from the sticky list


  • Registered Users Posts: 4,631 ✭✭✭sheroman01


    I switched cars, from 1.4 petrol to 1.6 diesel. Before and what they have offered me now.

    Before:
    ====
    Gender: Male
    Age: 26
    Car: 2006 VW Golf 1.4 Petrol
    Area: Meath
    Cover: Full comp
    Last year: €555 AA

    Renewal:
    ====
    Gender: Male
    Age: 27
    Car: 2010 VW Golf 1.6 Diesel
    Area: Meath
    Cover: Full comp
    Last year: €840 AA


  • Hosted Moderators Posts: 23,031 ✭✭✭✭beertons


    Renewal came in there a while ago, €711 on a 03 1.9 golf. I've had the car 15 years. Said this to herself from fbd. Got it down to €655. Happy enough with that.


  • Registered Users Posts: 19 LediVal


    Your Age: 26 F
    Car type and engine: BMW 520d 2006
    Cover: Comp
    Area: louth
    years driving: 0, full Irish licence from Feb 19
    any claims: No
    Price and provider: 2990 Sullivan insurance
    Aib 6000
    AA 6500
    Quote devil 3837
    First Ireland 3850
    Campion 3450
    Coverinaclic 3580
    Chill 4360.


  • Registered Users Posts: 10,150 ✭✭✭✭Marcusm


    Two policies with Liberty; each reduced 8-10%.


  • Closed Accounts Posts: 135 ✭✭moonlighting_1


    LediVal wrote: »
    Your Age: 26 F
    Car type and engine: BMW 520d 2006
    Cover: Comp
    Area: louth
    years driving: 0, full Irish licence from Feb 19
    any claims: No
    Price and provider: 2990 Sullivan insurance
    Aib 6000
    AA 6500
    Quote devil 3837
    First Ireland 3850
    Campion 3450
    Coverinaclic 3580
    Chill 4360.


    thats shocking bad.
    looks like your going to have to change car.


  • Registered Users Posts: 894 ✭✭✭angel eyes 2012


    2012 Hyundai i20
    Fully Comprehensive and NCB Full Protection
    F
    Full Licence 14 years with full NCB
    Dublin
    Spouse as a named driver (full licence)

    2018: €488
    Renewal (Blue Ins): €708
    Post Insurance: €525
    123.ie:€539
    Chill: €635
    FBD: €591
    Liberty:€804 (always high for me for some reason)

    I'm not giving up!


  • Registered Users Posts: 702 ✭✭✭chancer12


    Anyone got any experience of An Post? Came in with the best quote for me

    Female, 60, 10+ no claims, no penalty points, 2010 Ford Fiesta, but have my daughter on the policy as named driver, She's 24, full licence (less than a year). An Post quoted 601 fully comp, breakdown assist, windscreen cover, step back. Currently with AA, quoting 630. They don't include breakdown assist, you have to get separate AA membership for 90. Their argument is that they are the only provider who will send a mechanic to fix your car. All others tow you to the nearest garage and you're liable for all other costs.

    TBH, I've only used breakdown assist at any point for a flat battery after hols so wasn't aware of this. I find the whole process so time-consuming and frustrating. the AA have come down more than 200 on the original quote but I think you'd need a degree in insurance to understand the Ts & Cs. You think you're covered until you make a claim, grrrr.


  • Registered Users Posts: 3,627 ✭✭✭Wildly Boaring


    An post were best for me this year.
    Just an aviva policy


  • Advertisement
  • Banned (with Prison Access) Posts: 547 ✭✭✭Duffryman


    Think I must be doing better than most. Just got my renewal notice from Aviva. €361 - up slightly from €337 last year, but still happy with it.

    Male, late 40s, driving a 1.4 litre Kia Ce'ed (131 reg). Not exactly a head-turning car, but it gets me around safely and economically.

    No penalty points, umpteen years NCB (never actually had a claim in approx. 25 years driving), with wife as a named driver - she has no penalty points either, and also has a full NCB on her own insurance for her own car. We also have house insurance with Aviva, so qualified for a loyalty discount.

    €361 price includes stepback NCB protection, driving other cars, windscreen cover, breakdown cover, etc.

    Did a quick shoparound with a few others anyway, not expecting to do any better. Best I saw was €447 with Axa.


Advertisement