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01-02-2019, 13:20   #16
Augeo
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Quote:
Originally Posted by Skyrimaddict View Post
.................
Bills 250...................
Quote:
Originally Posted by facehugger99 View Post
Crazy amount to be spending on a car loan.

I'm presuming your 'Bill's' include food?
I'm presuming €250/month for bills doesn't include food.
I'd spend €250+/month on food.
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01-02-2019, 13:21   #17
theteal
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Mortgage (inc Life/CI Insurance) - £440
Insurance (home, car, pets) - ~£80
Motor Tax - £16
Council Tax - £170
Elec & Gas - £81
Child Minder - £190 . . . . that'll go to £0 at the child's next birthday. . . until the next one comes along
Virgin TV/Broadband - £33
Netflix - ~£5

I don't think that's too bad at all

Last edited by theteal; 01-02-2019 at 13:44.
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01-02-2019, 13:25   #18
irelandrover
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Posts: 1,592
Mortgage -1100
insurances - 150
gas & elec - 150
TV/Internet - 50
Childcare - 1090
Car insurance/ tax - 90
city tax - 90
Health ins - 220

Its a lot when written down like that

Last edited by irelandrover; 01-02-2019 at 13:34.
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01-02-2019, 13:26   #19
gibgodsman
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Originally Posted by irelandrover View Post
Mortgage -1100
insurances - 150
gas & elec - 150
TV/Internet - 50
Childcare - 1090
Car insurance/ tax - 90
city tax - 90

Its a lot when written down like that
You know its bad when your childcare is as expensive as your mortgage....
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01-02-2019, 13:29   #20
Stab*City
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Originally Posted by Skyrimaddict View Post
Savings 500


Is this Normal.

Def not.
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01-02-2019, 13:30   #21
theteal
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You know its bad when your childcare is as expensive as your mortgage....
Yeah, it is an eye opener alright. If we went F/T Childcare (thankfully it's only 2 days a week) it would be about the same figure in UK£, and that's just a child minder, a proper nursery is about £70 per day.
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01-02-2019, 13:31   #22
irelandrover
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You know its bad when your childcare is as expensive as your mortgage....
Thats only childcare for 3 days a week as well for one child.
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01-02-2019, 13:33   #23
Dublin Mum
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Posts: 79
Mortgage €1,300
Life insurance €90
House insurance €45
Health insurance €200
Broadband & landline €60
Motor insurance €80
Food (family of 5) €800+

No childcare, no car loan and no tv subscription

Last edited by Dublin Mum; 01-02-2019 at 13:40.
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01-02-2019, 13:33   #24
 
Join Date: Jan 2019
Posts: 113
500 - one bed apartmert
120 - elec during Winter
320- car loan
20 top up for phone which also does internet
Insurance - 65

1015 yo-yos. Still have more than enough to save for mortgage and enjoy life. People paying those rents and house prices in Dublin are mad, Get out of their as soon as you can
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01-02-2019, 13:34   #25
gibgodsman
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Originally Posted by irelandrover View Post
Thats only childcare for 3 days a week as well for one child.
Is your child minded by some sort of celebrity or something? That is an insane amount for 3 days a week. You would not even earn that much if you worked 3 days a week for a full month
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01-02-2019, 13:37   #26
ELM327
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Join Date: Feb 2017
Posts: 8,191
Mortgage 390
life ins/mortgage protection 15
Car loan 525
Bills contribution to joint account 600-800
Nespresso subscription 40
AA 15
phone 50
Savings 400
Classic Car Storage 73
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01-02-2019, 13:39   #27
begbysback
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Originally Posted by turdball View Post
500 - one bed apartmert
120 - elec during Winter
320- car loan
20 top up for phone which also does internet
Insurance - 65

1015 yo-yos. Still have more than enough to save for mortgage and enjoy life. People paying those rents and house prices in Dublin are mad, Get out of their as soon as you can
You could rent a room in Dublin for the same price
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01-02-2019, 13:39   #28
Dakotabigone
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This planet. I've never had a car loan.
It’s the price to pay to drive a new Dacia Duster paddy spec.
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01-02-2019, 13:43   #29
facehugger99
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Originally Posted by gibgodsman View Post
You know its bad when your childcare is as expensive as your mortgage....
Our childcare costs are double our mortgage and that's for 2 kids, 3 days a week.
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01-02-2019, 13:45   #30
pwurple
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You guys have WAY too short a list if this is for budgeting.

Here's mine, without figures, cos none of your business.

Monthly
Mortgage
Internet
Electricity
Petrol (none)
Water
Mobile phone
Groceries
Gifts for parties (kids parties are a tenner in a card)
Life policy
Work expenses
Childcare (none - Daddy Day Care)
Pension contribution
Loans



Annual stuff, to be divided monthly for budget
Car tax
Car insurance
Car servicing
NCT
house insurance
Bins
home heating fuel (coal, wood, oil)
Childrens's shoes and clothes
Boiler servicing
Alarm servicing
Garden maintenance
School fees / expenses
Building Maintenance (repairs, gutters etc)
Health insurance
Christmas Gifts
Property Tax


Extras:
Sports / gym
Grooming (haircuts etc)
Entertainment / going out
Holiday
Craft supplies (kids paints and paper etc)

Last edited by pwurple; 01-02-2019 at 13:49. Reason: edited to chuck in pensions and loans if people have them
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