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01-02-2019, 09:41   #1
Skyrimaddict
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How much do you spend a month before you actually buy anything?

Just a curious question looking at myself, thinking I am mad.

Mortgage is around 900, plus 100 for the add ons.
Car loan is another 400.
Bills 250
Phone and Tv (netflix etc) 120
Savings 500
other debits 100

All before I actually buy a thing!!

Is this Normal.
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01-02-2019, 09:43   #2
zell12
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A penny
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01-02-2019, 11:33   #3
Srameen
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I find that everything I spend is to buy something. Your mortgage is buying a house, a car loan is buying a car, bills for gas or electricity are buying gas and electricity, phone and TV bills are for buying those services. So I don't spend anything without buying something.
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01-02-2019, 12:08   #4
Dakotabigone
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€120 on TV and phone is expensive, car loan is a lot you on pcp?
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01-02-2019, 12:32   #5
Candie
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You're buying shelter, transport, services and entertainment there.
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01-02-2019, 12:37   #6
facehugger99
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Crazy amount to be spending on a car loan.

I'm presuming your 'Bill's' include food?
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01-02-2019, 12:40   #7
orourkeda1977
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Food shelter and certain utilities are necessities.

Everything else is something that you can survive without
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01-02-2019, 12:48   #8
nox001
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Originally Posted by facehugger99 View Post
Crazy amount to be spending on a car loan.

I'm presuming your 'Bill's' include food?
On what planet is 400 euro a crazy amount for a car repayment? It’s a very normal amount.
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01-02-2019, 12:53   #9
facehugger99
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On what planet is 400 euro a crazy amount for a car repayment? It’s a very normal amount.
Stupid amount to spend every month on a depreciating asset.
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01-02-2019, 12:56   #10
Feisar
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Stupid amount to spend every month on a depreciating asset.
That's a whole other question and deserving in its own thread.

To develop wealth one should be spending money on things that earn for us not depreciate.
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01-02-2019, 12:59   #11
gibgodsman
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Rent - 550
TV - 30
Internet - 67
ESB - 150

So not much when compared to yourself but for me its quite a bit considering my pay is awful for someone with an Honors Degree....
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01-02-2019, 12:59   #12
kcdiom
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€1400 a month on rent alone,
€280 for electricity (thanks to storage heating), broadband, TV, Netflix

It scares me to add the rest up, but there's not much leftover from my salary for fun stuff
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01-02-2019, 13:10   #13
McGaggs
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Quote:
Originally Posted by Skyrimaddict View Post
Just a curious question looking at myself, thinking I am mad.

Mortgage is around 900, plus 100 for the add ons.
Car loan is another 400.
Bills 250
Phone and Tv (netflix etc) 120
Savings 500
other debits 100

All before I actually buy a thing!!

Is this Normal.
Phone and TV are too high. Why have a car loan?
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01-02-2019, 13:11   #14
McGaggs
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On what planet is 400 euro a crazy amount for a car repayment? It’s a very normal amount.
This planet. I've never had a car loan.
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01-02-2019, 13:18   #15
stimpson
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If you have spare funds invest in index tracking ETFs for the long term.
Tax liabilities on non EU ETF's could be over 55%. Not exactly a great return.
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