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220k budget in Dublin

13

Comments

  • #62
    alias no.9
    Registered Users Posts: 6,263 ✭✭✭alias no.9


    Gael23 wrote: »
    Feeling a bit deflated.

    I saw a 2 bed apartment in Santry that was pretty much perfect and after the first few viewings they have increased the price by €50,000 which counts me out.
    Have seen a few 1 beds in alright areas but the living space is just too small, I need a space to have a work desk.

    If I find something that I can afford that fits the bill when I research the area it rules it out. Someone linked to what looked like a lovely apartment in Parkwest but on one side was Cloverhill Prison and the other a halting site

    No car would be a bigger problem in Parkwest than the halting site or prison, which are side by side on the Cloverhill Road rather than either side of Parkwest.

    The Spar is really a lunchtime sandwich place and used open only half days Saturday and closed Sundays, but that may have changed.

    After that, there's no supermarkets within 2km but within a fraction over 3km you have 2 Lidls, 2 Tescos, Aldi, Dunnes and SuperValu, funny how you could have so much within 2 miles but nothing within 1.5 miles.

    The only one of these usefully served by public transport however is Tesco in Ballyfermot on the 79a bus. Lidl on Nangor Road is somewhat served by the 151 bus but you'll be walking nearly half the distance. Maybe you're disciplined with weekly grocery shopping or use home delivery which would make this less of a problem.

    Parkwest to the City Centre is relatively well served train, 79a, AMC private bus and 151.

    Somewhere like Rosebank in Clondalkin might strike a better balance with local shops, still convenient for the train and 151, the 68 instead of the 79. Taxis home from town marginally more expensive.


  • #63
    Supercell
    Registered Users Posts: 15,314 ✭✭✭✭Supercell


    OP, have you considered Bray?, you could get a nice little house on your budget, close to the sea and Dart, far nicer place to live than Santry and Finglas in my opinion.
    https://www.loughlinstown.ie

    Have a weather station?, why not join the Ireland Weather Network - http://irelandweather.eu/



  • #64
    Gael23
    Registered Users Posts: 12,086 ✭✭✭✭Gael23


    Supercell wrote: »
    OP, have you considered Bray?, you could get a nice little house on your budget, close to the sea and Dart, far nicer place to live than Santry and Finglas in my opinion.

    No never looked down there, are prices more reasonable?


  • #65
    hi!
    Registered Users Posts: 130 ✭✭hi!


    Have you looked at Lucan?

    https://www.daft.ie/13188211

    This one would be a 10minute walk to lucan village plenty of shops and pubs. It’s beside the tesco and dominos. Plenty of buses that would bring you to Liffey Valley (10-15mins) or city centre (30-40mins)


  • #66
    skooterblue2
    Closed Accounts Posts: 6,816 ✭✭✭skooterblue2


    Supercell wrote: »
    OP, have you considered Bray?, you could get a nice little house on your budget, close to the sea and Dart, far nicer place to live than Santry and Finglas in my opinion.

    Was thinking the same. I do get the importance of Dublin for work and study but the Transport system is excellent on the train. Plenty of value to be had in places as far away as Dundalk, Bray, Athy and Enfield.


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  • #67
    Gael23
    Registered Users Posts: 12,086 ✭✭✭✭Gael23


    hi! wrote: »
    Have you looked at Lucan?

    https://www.daft.ie/13188211

    This one would be a 10minute walk to lucan village plenty of shops and pubs. It’s beside the tesco and dominos. Plenty of buses that would bring you to Liffey Valley (10-15mins) or city centre (30-40mins)

    That actually looks quite nice!


  • #68
    hi!
    Registered Users Posts: 130 ✭✭hi!


    Gael23 wrote: »
    That actually looks quite nice!

    Yeah it’s nice done! I live close by and it’s a good location for what you’re after- highest bid so far is 213k on Auctioneera.


  • #69
    Gael23
    Registered Users Posts: 12,086 ✭✭✭✭Gael23


    hi! wrote: »
    Yeah it’s nice done! I live close by and it’s a good location for what you’re after- highest bid so far is 213k on Auctioneera.

    Gone up to 216 now. The outside doesn’t look the most appealing but other than that it’s good.


  • #70
    MaccaTacca
    Registered Users Posts: 142 ✭✭MaccaTacca


    skooterblue2 wrote: »
    Was thinking the same. I do get the importance of Dublin for work and study but the Transport system is excellent on the train. Plenty of value to be had in places as far away as Dundalk, Bray, Athy and Enfield.

    Bray is hardly comparable to Dundalk, Athy or Enfield. It's less than 20km to Dublin city centre, you'd cycle from the top end of Bray to Grafton street in 40 minutes without passing any countryside.

    This is reflected in housing prices in the area which are dearer than many parts of north Dublin.


  • #71
    Supercell
    Registered Users Posts: 15,314 ✭✭✭✭Supercell


    MaccaTacca wrote: »
    Bray is hardly comparable to Dundalk, Athy or Enfield. It's less than 20km to Dublin city centre, you'd cycle from the top end of Bray to Grafton street in 40 minutes without passing any countryside.

    This is reflected in housing prices in the area which are dearer than many parts of north Dublin.

    Still a few in his budget though - https://www.myhome.ie/residential/wicklow/property-for-sale-in-bray?maxprice=250000

    I agree, its infinitely preferable to some of the places mentioned and has the Dart into town. OP I rented 15 different places in my time before buying a house, if there's one thing i learned from that is - don't buy an Irish apartment, its fine for the young party going type, but for a professional it's going to drive you insane unless you are buying at the top end.
    https://www.loughlinstown.ie

    Have a weather station?, why not join the Ireland Weather Network - http://irelandweather.eu/



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  • #72
    skooterblue2
    Closed Accounts Posts: 6,816 ✭✭✭skooterblue2


    MaccaTacca wrote: »
    Bray is hardly comparable to Dundalk, Athy or Enfield. It's less than 20km to Dublin city centre, you'd cycle from the top end of Bray to Grafton street in 40 minutes without passing any countryside.

    This is reflected in housing prices in the area which are dearer than many parts of north Dublin.

    True but there is a lot more value to be had outside of Dublin for a little extra commuting.


  • #73
    Gael23
    Registered Users Posts: 12,086 ✭✭✭✭Gael23


    Supercell wrote: »
    Still a few in his budget though - https://www.myhome.ie/residential/wicklow/property-for-sale-in-bray?maxprice=250000

    I agree, its infinitely preferable to some of the places mentioned and has the Dart into town. OP I rented 15 different places in my time before buying a house, if there's one thing i learned from that is - don't buy an Irish apartment, its fine for the young party going type, but for a professional it's going to drive you insane unless you are buying at the top end.

    I looked at the house in Bray but it has a downstairs bathroom and that’s a bit of a dealbreaker.
    I do see your point on apartments but as a FTB in the Dublin area houses seek out of reach


  • #74
    Supercell
    Registered Users Posts: 15,314 ✭✭✭✭Supercell


    Gael23 wrote: »
    I looked at the house in Bray but it has a downstairs bathroom and that’s a bit of a dealbreaker.
    I do see your point on apartments but as a FTB in the Dublin area houses seek out of reach
    Bray virtually is Dublin, the borderline is just before it. There are a few houses at the link I shared above in your budget, please don't end up buying somewhere like Finglas and end up regretting it and unable to sell easily when the time comes.
    https://www.loughlinstown.ie

    Have a weather station?, why not join the Ireland Weather Network - http://irelandweather.eu/



  • #75
    Woah
    Registered Users Posts: 57 ✭✭Woah


    Would you consider Clongriffin? 15 bus runs 24hours and it also has a dart. Couple of 1 beds below 200k there


  • #76
    [Deleted User]
    Posts: 18,749 ✭✭✭✭[Deleted User]


    There are 116 properties on daft for under 225,000 in Dublin, surely some of them could suit OP?
    Do you know Dublin? What areas do you like?


  • #77
    Muahahaha
    Registered Users Posts: 19,609 ✭✭✭✭Muahahaha


    Gael23 wrote: »
    Blanchardstown/Ongar/Ashtowm area seems like a good area to look.
    I have a medical condition which means I can’t drive and that’s not changing for the foreseeable future so public transport and being close to amenities is critical.
    If I saw the perfect house but it wasn’t near shops or a bus that would be a deal breaker

    If you're willing to buy a 1 bed then Ashtown is a great spot, between the train and Dublin Bus theres loads of options for getting to the Convention Centre for work, its about 20 minutes on the train. The village there has a few shops, cafe/restaurant and a Super Value with an Aldi just a 5 minute walk away. Phoenix Park also just a short walk away and Tolka Valley Park on your doorstep. Its an ideal area for someone without a car who needs to commute to the city centre because it has frequent transport and two supermarkets in the area with only a short walk to both.


  • #78
    Gael23
    Registered Users Posts: 12,086 ✭✭✭✭Gael23


    Muahahaha wrote: »
    If you're willing to buy a 1 bed then Ashtown is a great spot, between the train and Dublin Bus theres loads of options for getting to the Convention Centre for work, its about 20 minutes on the train. The village there has a few shops, cafe/restaurant and a Super Value with an Aldi just a 5 minute walk away. Phoenix Park also just a short walk away and Tolka Valley Park on your doorstep. Its an ideal area for someone without a car who needs to commute to the city centre because it has frequent transport and two supermarkets in the area with only a short walk to both.

    If I find a one bed with a large enough bedroom or living area to put a study desk into then that’s fine. I was more looking at 2 beds to use one room as an office


  • #79
    Sweet.Science
    Registered Users Posts: 2,837 ✭✭✭Sweet.Science


    The new priory hall apartments in Clongriffin would be within budget and beside everything

    It would also be easy to sell it required down the line as investors would snap it up


  • #80
    Idbatterim
    Registered Users Posts: 17,840 ✭✭✭✭Idbatterim


    Gael23 wrote: »
    Single First time buyer looking for a place in Dublin. I realise for this money it will be a 1 2 bed apartment but looking for adobe on areas to look in or avoid.

    I don’t want to be so far out in a place like Balbriggan or Rush where it takes hours to get into work. Can go to €220k but that’s doesn’t stretch

    What are if Dublin do you work and do you socialise much in regular times in town etc, depending on your answers, living miles out in a massively compromised location is a bad idea in my opinion


  • #81
    [Deleted User]
    Posts: 18,749 ✭✭✭✭[Deleted User]


    Gael23 wrote: »
    If I find a one bed with a large enough bedroom or living area to put a study desk into then that’s fine. I was more looking at 2 beds to use one room as an office

    Would none of the 116 properties listed on daft suit you?
    There are plenty of 2 beds, even houses.


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  • #82
    Gael23
    Registered Users Posts: 12,086 ✭✭✭✭Gael23


    bubblypop wrote: »
    Would none of the 116 properties listed on daft suit you?
    There are plenty of 2 beds, even houses.

    Any opinions on Clondalkin? Found rhis place that looks interesting
    https://www.daft.ie/for-sale/apartment-apartment-15-the-mill-pond-clondalkin-dublin-22/2831517

    Theres a 2 Bed house there too that needs some work, just a question of getting the house at a price that leaves enough to fund the refurbishment


  • #83
    [Deleted User]
    Posts: 18,749 ✭✭✭✭[Deleted User]


    I wouldn't be much help with Clondalkin, I'm sure plenty here would know.
    I would advise an older part, more settled


  • #84
    Gael23
    Registered Users Posts: 12,086 ✭✭✭✭Gael23


    bubblypop wrote: »
    I wouldn't be much help with Clondalkin, I'm sure plenty here would know.
    I would advise an older part, more settled

    Seen a 2 Bed house up in Ballyfermot, I'd love to have 50-100k more than I do to absolutely rip it apart and extend out the back. Those terraces have huge gardens.

    Whats really frustrating is I can afford repayments on a loan higher than I qualify for but because of the Central Bank rule that doesnt matter


  • #85
    [Deleted User]
    Posts: 18,749 ✭✭✭✭[Deleted User]


    No chance you could get an exemption in the New Year?


  • #86
    PhoenixParker
    Registered Users Posts: 2,671 ✭✭✭PhoenixParker


    Gael23 wrote: »
    Whats really frustrating is I can afford repayments on a loan higher than I qualify for but because of the Central Bank rule that doesnt matter

    If the Central Bank rules weren't in place most of those youre budding against would also be able to borrow more. Youd find yourself in the same position of lack of affordable options except you'd be committing to repay 400k instead of 220k.


  • #87
    2Mad2BeMad
    Registered Users Posts: 2,790 ✭✭✭2Mad2BeMad


    Gael23 wrote: »
    Seen a 2 Bed house up in Ballyfermot, I'd love to have 50-100k more than I do to absolutely rip it apart and extend out the back. Those terraces have huge gardens.

    Whats really frustrating is I can afford repayments on a loan higher than I qualify for but because of the Central Bank rule that doesnt matter

    Thats the problem alot of ftbs have (including myself)
    Can afford roughly an extra 100k on top of what we (would be) offered.

    But the bank can't lend us that extra bit. Can forget about an exemption as well.


  • #88
    Always number 1
    Registered Users Posts: 1,139 ✭✭✭Always number 1


    One thing to be aware of with an apartment (or a house in a mixed unit development) is management fees.
    You could get lucky and they might be reasonable enough or you could be unlucky and end up paying the equivalent of another months mortgage or more..


  • #89
    Cienciano
    Registered Users Posts: 14,214 ✭✭✭✭Cienciano


    Gael23 wrote: »
    Any opinions on Clondalkin? Found rhis place that looks interesting
    https://www.daft.ie/for-sale/apartment-apartment-15-the-mill-pond-clondalkin-dublin-22/2831517

    Theres a 2 Bed house there too that needs some work, just a question of getting the house at a price that leaves enough to fund the refurbishment

    No idea what that complex is like, but anywhere south of the Nangor Road in clondalkin is fine, I live there myself.
    But with apartments, I find you need to know about the complex. Some are well looked after, some aren't. Some are full of renters who can be fine, but they change so often you never get to know your neighbours.

    Ashbourne is a good option, I lived there and the bus is pretty quick and regular. Good facilities too, loads of supermarkets and shops, great town centre.

    Parkwest is safe, don't worry about the prison or halting site, you wouldn't even know it's there. Is a bit too isolated in fact, alias no.9's description was perfect. You have to have a car, even going for a walk you're in an industrial estate. Nothing nearby. Train is handy


  • #90
    Muahahaha
    Registered Users Posts: 19,609 ✭✭✭✭Muahahaha


    Always number 1 wrote: »
    One thing to be aware of with an apartment (or a house in a mixed unit development) is management fees.
    You could get lucky and they might be reasonable enough or you could be unlucky and end up paying the equivalent of another months mortgage or more..

    Yeah management fees are something many people dont take account of when buying. Some developments now are knocking almost 2k a year which adds up to a significant extra cost of ownership across multiple years. Unfortunately though houses are out of the grasp of many FTBs who want to be reasonably close to the city for work. Apartment developments with their own doors and no lifts tend to be a fair bit cheaper for management fees than those with lifts.


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  • #91
    Sweet.Science
    Registered Users Posts: 2,837 ✭✭✭Sweet.Science


    Would you not try get a mortgage through the council ?

    They offer more to FTBs than banks


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