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Insurance

  • 19-11-2020 2:00am
    #1
    falcof8l
    Registered Users Posts: 16 ✭


    I am looking to find the cheapest bike to insure.....I have a learner permit, Age 50+, Dublin.

    Thanks in advance


Comments

  • #2
    Mjolnir
    Registered Users Posts: 985 ✭✭✭Mjolnir


    falcof8l wrote: »
    I am looking to find the cheapest bike to insure.....I have a learner permit, Age 50+, Dublin.

    Thanks in advance

    Everyone's quotes will be different, do you want a sports bike, adventure bike, tourer, commuter, sports tourer?
    Do you care about cc?, what kind of riding will you be doing?, have you done the ibt?

    Realistically a low value 125 or 250 cruiser will probably be cheapest.
    If you're buying a bike for cheap insurance you're doing it wrong bud.
    Buy a bike you like and will enjoy, insurance comes down with ncb and full licence quickly on bikes.


  • #3
    garlad
    Registered Users Posts: 601 ✭✭✭garlad


    I'm almost 50, learner permit.
    I picked out a few bikes I liked, then rang a couple of insurance companies to get an idea of cost.
    Prices vary wildly. I got quoted from 520 to 900.
    A month later after I bought my bike I ended up paying 390.


  • #4
    falcof8l
    Registered Users Posts: 16 ✭falcof8l


    Hi,

    IBT done. Would like a sports touring, something like a BMW K1100. A classic policy is in my head. Bike would be used for weekend leisure use.

    Being realistic, that bike will attract a big premium.

    Need something that I can get some experience without having to remortgage the house to pay the premium !


  • #5
    falcof8l
    Registered Users Posts: 16 ✭falcof8l


    Hi Garlad,

    What did you buy and who did you go with?


  • #6
    FaithPages
    Registered Users Posts: 4 ✭FaithPages


    900e really good price. could you share some insurance companies here?


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  • #7
    GBX
    Registered Users Posts: 11,900 ✭✭✭✭GBX


    There are only a few companies insuring bikes in Ireland. Give them a call for quotes. Their random number generator will give you a quote as everybodies circumstances will be different so no point in basing it off what somebody might have gotten: Age, age of bike, where its stored, location etc.

    Axa
    Carole Nash
    Principal
    Liberty


  • #8
    Mjolnir
    Registered Users Posts: 985 ✭✭✭Mjolnir


    falcof8l wrote: »
    Hi,

    IBT done. Would like a sports touring, something like a BMW K1100. A classic policy is in my head. Bike would be used for weekend leisure use.

    Being realistic, that bike will attract a big premium.

    Need something that I can get some experience without having to remortgage the house to pay the premium !

    Give them a call you'd be surprised how much cheaper first time bike insurance is than car insurance.
    Especially at your age, you're out of most risk categories.
    Buy an older cheaper one, older one will save you money and if you drop it you'll get over it quicker.

    2 years ncb, under 30, still on a permit and ride a 600 sports bike my insurance is under €400, first year they wanted €1800. It'll drop quick enough


  • #9
    falcof8l
    Registered Users Posts: 16 ✭falcof8l


    That’s a good deal.....dropping the bike....I hope not, but yeah, I get what you are saying !

    Thanks for the pointers.


  • #10
    Mjolnir
    Registered Users Posts: 985 ✭✭✭Mjolnir


    falcof8l wrote: »
    That’s a good deal.....dropping the bike....I hope not, but yeah, I get what you are saying !

    Thanks for the pointers.

    There's two type of bikers in the world those who have dropped a bike and liars.
    Everyone I know dropped their first bike, get crash bungs and decent bar ends.
    Honestly mate first year is the most expensive, you can buy a tourer similar but of lesser value even that you can shift next year. A lot of people do that.
    Clean bandits and fazers sv650s shift easy if ya get stuck buying something easy to insure


  • #11
    garlad
    Registered Users Posts: 601 ✭✭✭garlad


    falcof8l wrote: »
    Hi Garlad,

    What did you buy and who did you go with?

    08 Suzuki SV650
    Carole Nash cheapest by far. But you have to haggle. Don't take their first offer.


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  • #12
    zubair
    Registered Users Posts: 2,459 ✭✭✭zubair


    Mjolnir wrote: »
    There's two type of bikers in the world those who have dropped a bike and liars.
    Everyone I know dropped their first bike

    Not true. Have I crashed a bike, yes, but I've never dropped one. :D


  • #13
    Mjolnir
    Registered Users Posts: 985 ✭✭✭Mjolnir


    zubair wrote: »
    Not true. Have I crashed a bike, yes, but I've never dropped one. :D

    Hey now don't go splitting hairs if its hit the ground its been dropped hahaha
    Was it your fault or the bikes haha


  • #14
    zubair
    Registered Users Posts: 2,459 ✭✭✭zubair


    Mjolnir wrote: »
    Hey now don't go splitting hairs if its hit the ground its been dropped hahaha
    Was it your fault or the bikes haha

    Haha.

    Also, I never crashed my 1st bike, I crashed my 2nd, 3rd and 4th bike though. Still, now you know someone who didn't crash their first bike :D


  • #15
    Mjolnir
    Registered Users Posts: 985 ✭✭✭Mjolnir


    zubair wrote: »
    Haha.

    Also, I never crashed my 1st bike, I crashed my 2nd, 3rd and 4th bike though. Still, now you know someone who didn't crash their first bike :D

    Fair play... I think ... haha I love bikers man we've such weird humour about crashes.


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