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Does a claim for a named driver jack up the premiums the same as the main driver?

  • 20-01-2021 10:19pm
    #1
    Newuser2
    Closed Accounts Posts: 107 ✭✭


    Do they treat it differently

    For instance if you removed the named driver before next renewal or is it treated the same

    Hypothetical question


Comments

  • #2
    colm_mcm
    Registered Users Posts: 73,381 ✭✭✭✭colm_mcm


    As in the named driver would have had an accident using your policy, or their own separate one?


  • #3
    Newuser2
    Closed Accounts Posts: 107 ✭✭Newuser2


    colm_mcm wrote: »
    As in the naked driver would have had an accident using your policy, or their own separate one?

    The named driver having an accident on your policy

    Like the risk isn't there if you took them off at next renewal

    Or do they just claw the money back the same over 5 or 6 years


  • #4
    zg3409
    Registered Users Posts: 6,558 ✭✭✭zg3409


    The claim is against the main person who owns policy. If you remove the named driver later it dies not matter, you the owner had a claim against you (your policy) .

    So there is a high risk adding someone to your policy and letting them drive regularly.


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