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public liability insurance

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  • 30-07-2019 12:49am
    #1
    sheesh
    Registered Users Posts: 4,080 ✭✭✭


    I need insurance for public liability while doing photography work. I am hoping some of the pros here might advise me as to what they use?


Comments

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    #2
    Bacchus
    Registered Users Posts: 4,699 ✭✭✭Bacchus


    Currently with OBF Insurance Group. Happy with the quote I got from them and have a good reputation.


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    #3
    Bluefoam
    Registered Users Posts: 7,710 ✭✭✭Bluefoam


    What is your public liability? do you generally throw your camera at people in order to get a photo?


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    #4
    sheesh
    Registered Users Posts: 4,080 ✭✭✭sheesh


    Bluefoam wrote: »
    What is your public liability? do you generally throw your camera at people in order to get a photo?

    Don't be stupid I obviously have it connected to a a piece of string.
    https://www.youtube.com/watch?v=4KA1eXUKZJ4


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    #5
    sheesh
    Registered Users Posts: 4,080 ✭✭✭sheesh


    Bacchus wrote: »
    Currently with OBF Insurance Group. Happy with the quote I got from them and have a good reputation.

    thanks Bacchus for the more constructive answer


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    #6
    flyingsnail
    Registered Users Posts: 2,752 ✭✭✭flyingsnail


    I have mine with O'Loughlin Insurance Group in Swords


    Bluefoam wrote: »
    What is your public liability? do you generally throw your camera at people in order to get a photo?


    Some venues wont allow you to work without showing proof of PL cover, and given the current claims culture I think you would be insane to work without having cover


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    #7
    Effects
    Registered Users Posts: 9,761 ✭✭✭Effects


    I'm with O'Loughlin as well. I've never been asked to show it anywhere I've had to shoot though.
    I've a friend who uses Keystone. He's well known for being able to source the cheapest option so they might be worth a shot.

    Mine's up next month so I'm going to shop around this year after using the same guys for 4 years now.


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    #8
    Homer
    Registered Users Posts: 4,259 ✭✭✭Homer


    I have mine with O Loughlin also and have had to produce it (in advance) on numerous occasions to access pretty much any OPW (st Stephens green, inveigh gardens, etc) or local authority sites such as Malahide Castle, etc..

    It also covers all my gear while outside the office and back at base.

    Its a no brainer and also a legitimate business expense if you're a pro?


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    #9
    Paddy@CIRL
    Registered Users Posts: 1,899 ✭✭✭Paddy@CIRL


    Another for OBF, I think they offer probably the most comprehensive coverage in Ireland.


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    #10
    pullandbang
    Hosted Moderators Posts: 4,948 ✭✭✭pullandbang


    I just switched to OBF as they offered a lower excess and automatic cover for hire/loaned equipment which my previous insurer just discontinued.


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    #11
    The J Stands for Jay
    Registered Users Posts: 5,650 ✭✭✭The J Stands for Jay


    Just being nosey, but what sort of ballpark is the premium in for the cover?


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    #12
    pullandbang
    Hosted Moderators Posts: 4,948 ✭✭✭pullandbang


    McGaggs wrote: »
    Just being nosey, but what sort of ballpark is the premium in for the cover?
    Totally depends on the value of your equipment but expect to pay between €300 - €600


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    #13
    Davio
    Registered Users Posts: 84 ✭✭Davio


    Is it true that the amount of public liability indemnity should not be less than €2,600,000?



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