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21-10-2019, 20:27   #61
AndrewJRenko
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Originally Posted by tuxy View Post
Hard to say. For a large company it might work better for them to cover all drivers 3rd party on the companies policy.
Would that not create a legal quagmire around the insurance disc? Would the driver have to change disc depending on whether they are driving for business or pleasure?
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21-10-2019, 20:39   #62
tuxy
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Originally Posted by AndrewJRenko View Post
Would that not create a legal quagmire around the insurance disc? Would the driver have to change disc depending on whether they are driving for business or pleasure?
With the system Mike3549 describes where money is taken off each delivery to pay for insurance, which insurance company does this go to? Some companies would be unwilling to take on young drivers for work cover so I assume it all goes to the same company and they are driving with work insurance but displaying a private insurance disk so this covers what the law demands.
The fact that they also have private insurance would reduce the risk for the company as it shows that another company is willing to take them on for private insurance so in theory they are probably not high risk.
If anyone knows how it works please let us know
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